Personal Finance

Personal Finance, and the companion Multi-Touch textbook Economics, is based on the extraordinary content developed for Virginia’s comprehensive online course, Economics and Personal Finance. The two-volume set meets the Virginia Standards of Learning for Economics and Personal Finance and is tightly aligned to the PISA 2012 Financial Literacy Framework and the Council for Economic Education’s Voluntary National Content Standards in Economics. Economics and Personal Finance are ideal companions for the course as well as comprehensive textbooks for use in other economics and personal finance courses. For those who simply are interested in this area of study, they are unique and compelling resources.


Personal Finance content includes:

• Education and Income

• Investing in Yourself

• Understanding Financial Forces

• Taxes—How They Affect You

• State and Local Taxes

• Setting Financial Goals

• Creating a Budget

• Your Personal Net Worth

• Banking Basics

• Handling Your Account

• Loans and You

• Credit and Credit Cards

• Maintaining Creditworthiness

• Managing Debt

• The Role of Incentives

• Comparison Shopping

• Automobiles—Lease or Purchase?

• Housing—Rent or Buy?

• Developing Consumer Skills

• Understanding Contracts

• Consumers and the Environment

• Buyer Beware! Frauds, Scams, and Schemes

• Investments

• Excess for Investment

• Wise Planning

• Understanding the Stock Market

• Low Risk Investment Options

• High Risk Investing

• Insurance Basics