MoneyPlanSOS » Podcast Episodes
By Steve Stewart
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Podcast Description
This is the show for everyday Americans who would rather Pay Attention, Not Interest. Steve Stewart, America's Personal Finance Architect, helps you design a house of Financial Freedom and is the only independent finance coach that has been featured on the Dave Ramsey Show. Episodes focus on important personal finance topics that effect 99% of Americans today such as: How to pay off debt, make smart purchasing decisions, pay for college, and retirement savings. This is the show that answers your call for help with a simple moneyplan.
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sos063 A Theoretical Budget | This theoretical budget shows where opportunities lie for an average American couple making the average monthly take-home pay and making minimum payments on the typical debts. To follow along, download the Theoretic Budget – Debt vs Debt Free. Also mentioned in … Continue reading → | 5/25/12 | Free | View In iTunes |
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sos062 Using a Break Even Analysis for lower insurance and higher deductibles | I used a “Break Even Formula” to see if refinancing our house would make sense when closing costs could be recovered by the interest saved on the loan. Keith Bunn from CavUSFinancialCoaching sent in this question: I listened to podcast … Continue reading → | 5/17/12 | Free | View In iTunes |
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sos061 How to make your ID harder to steal | Identity theft is running rampant in our nation. Here are 8 tips on how to make your ID harder to steal. Never give someone access to your accounts Keep user names or passwords for online accounts to yourself Don’t let … Continue reading → | 5/10/12 | Free | View In iTunes |
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sos060 To invest or Not to invest | A MoneyPlanSOS podcast listener sent in a question about investing while in debt. He makes a great case study for us to examine if there is a one-size-fits-all get-out-of-debt plan, or not? Letter from a future investor: Steve, I listen to … Continue reading → | 5/1/12 | Free | View In iTunes |
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sos059 Financial Products that keep the Middle Class Middle Class | There are more financial products out there than there are players in professional baseball. Many are good for our financial lives but some are bad. The following products cause a false sense of security, zap money from our cashflow, or … Continue reading → | 4/21/12 | Free | View In iTunes |
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sos058 Is Couponing worth the time? | Jenny Kerr from TheJennyPincher.com shares her experiences with couponing. Couponing is not just cutting pieces of paper out of your local ads, it involves shopping, travel, and seeking out great values to help you stretch your dollar. It can become … Continue reading → | 4/14/12 | Free | View In iTunes |
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sos057 PerkStreet: A checking account with rewards | PerkStreet is a relatively new financial product that’s doing everything right: It’s a checking account with a debit card that allows you to earn rewards on things you already and the same zero-liability protection major credit cards have. I asked … Continue reading → | 4/8/12 | Free | View In iTunes |
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sos056 Jeff Rose starts a Roth IRA Movement | Jeff Rose, Certified Financial Planner from GoodFinancialCents, started a Roth IRA Movement. He shares his story of speaking to a group of youth that have never heard of this wonderful investing option and how he got over 140 bloggers to … Continue reading → | 3/30/12 | Free | View In iTunes |
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sos055 Forgiving Student Loans – HR 4170 | Zac Bissonnette, Jon White, Jackie Walters, and Brent Pittman were gracious enough to spend time in helping me understand the Student Loan Forgiveness Act of 2012 that is being put in front of Congress. Thanks to Deacon Bradley from LifeStoked.com … Continue reading → | 3/21/12 | Free | View In iTunes |
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sos054 Which tax prep software should I use | Carrie Smith, CB and PFB Carrie Smith is a Certified bookkeeper (CB) specializing in small business accounting and has been doing so for over a decade. She is also a Personal Finance Blogger and has written articles for Yahoo!Finance, PerkStreet, and is … Continue reading → | 3/13/12 | Free | View In iTunes |
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sos053 Understanding YNAB with Jesse Mecham | Jesse Mecham is the founder of YNAB – You Need A Budget. He shares his story of how YNAB became more than a spreadsheet and has turned into an elegant, beautiful piece of software with a flexible method of budgeting … Continue reading → | 3/7/12 | Free | View In iTunes |
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sos052 8 Terms to understand when investing in Mutual Funds | Diversification Owning a few shares of a bunch of different companies. You could buy 200 shares of Microsoft or you could buy a couple shares of a bunch of different companies. Think of it this way: If you put all … Continue reading → | 2/29/12 | Free | View In iTunes |
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sos051 Earn Points and Miles without Credit Cards | One thing that happens when traveling a lot is we tend to grow a large collection of reward memberships: Car rentals, airlines, hotel programs, there are all kinds of ways to collect points or earn rewards. Free stuff is great, right? … Continue reading → | 2/23/12 | Free | View In iTunes |
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sos050 Who cares what Dave Ramsey Says | I’m a HUGE Dave Ramsey fan. I listen to all three hours of the radio show, occasionally volunteer at live events, and I’m the only individual in Missouri who is Certified to teach the Financial Peace University Workplace Edition along … Continue reading → | 2/18/12 | Free | View In iTunes |
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sos049 Recommended Percentages | This is a great exercise to see if there are any financial anomalies in your house that are out of whack. The spreadsheet (Recommended Percentage spreadsheet) includes high and low percentages recommended for 11 categories. How do you compare to … Continue reading → | 2/8/12 | Free | View In iTunes |
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sos048 Invest Like Spock | Emotions help make most of the decisions with our disposable income. A lot of what we do with our money is based on emotions: We want something, we like something, it sounds good or looks good. Some play money is … Continue reading → | 2/3/12 | Free | View In iTunes |
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sos047 Who Do You Work For | Pretend you work for $20 an hour and wanted to buy a new iPod Touch for $200. You would need to work for 10 hours to make $200, right? What we forgot in the calculation – income taxes Don’t forget that … Continue reading → | 1/26/12 | Free | View In iTunes |
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sos046 Defending Suze Orman | I’m defending Suze Orman, not for her behavior in calling some personal finance bloggers idiots but for something she did with her “Approved Card” that I would love to see other card issuers do. Why am I even talking about … Continue reading → | 1/18/12 | Free | View In iTunes |
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sos045 Setting Goals Part 2 | Jon White continues this week in Part 2 of Setting Financial Goals in 2012. In Part 1 of Setting Goals for 2012 In Episode 44 we discussed taking a look at where you are before you get started: How much … Continue reading → | 1/12/12 | Free | View In iTunes |
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sos044 Setting Goals with Jon White | The first of a 2-part series from Jon White from JWFinancialCoaching.com Resolutions are like the End Zone Most people make resolutions like “I want to lose weight” or “I want to save more money this year”. Resolutions are like the end zone … Continue reading → | 1/5/12 | Free | View In iTunes |
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sos043 Top 11 of 2011 | If you are new or want to revisit MoneyPlanSOS podcast episodes More than a year has passed since the introduction of the MoneyPlanSOS podcast. Here is a list of the Top 11 episodes from 2011: Episode #5: The Absolute Simplest … Continue reading → | 12/30/11 | Free | View In iTunes |
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sos042 Changing Values Into Valuables | We all have things we value One of the things we have to do when building our house of financial freedom open up some windows (share and experience things with others). I call this giving. There are plenty of ways … Continue reading → | 12/23/11 | Free | View In iTunes |
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sos041 They Need Our Eyeballs | In Episode 40 I shared with you Who I Am and that you can’t believe everything you read (or see on TV). The media does’t make money unless they sell advertising. What do they need for advertisers to pay them … Continue reading → | 12/16/11 | Free | View In iTunes |
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sos040 – Who I Am | I don’t really have a story. There was no life-altering event or pre-destined career choice I followed in order to help people with their personal finances. Sorry, no car chases or bungee-jumping in my history caused me decide to do … Continue reading → | 12/6/11 | Free | View In iTunes |
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sos039 Open Enrollment – 401k or IRA | Saving for retirement is very important. The first thing is to open an account and the second is to keep putting money in it over a long period of time. Like planting a seed: Opening an account is like planting … Continue reading → | 11/22/11 | Free | View In iTunes |
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sos038 Open Enrollment – Cafeteria Plans and saving with FSA | Cafeteria Plans are part of the Section 125 in the IRS code. What that means for you: Only for employees of companies who offer such plans Pre-tax benefit: BOTH employer and employee save on Federal Income taxes and Social Security/Medicare … Continue reading → | 11/18/11 | Free | View In iTunes |
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sos037 Open Enrollment – Insurance Options | Open Enrollment occurs around this time every year. Packets full of information about employee benefits are filling mailboxes everywhere. We often choose what looks like the best deal but there are other options. Have you looked at the alternatives? Health … Continue reading → | 11/10/11 | Free | View In iTunes |
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sos036 Should I Refi | Interest rates are so incredibly low that it makes sense for many homeowners to refinance. Do you understand all the options available to you? Do you know all the ins-and-outs when it comes to getting a mortgage? It wasn’t until … Continue reading → | 10/27/11 | Free | View In iTunes |
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sos035-A MoneyPlan for Kids | Teaching kids about money is hard. The good news is that it isn’t complicated. It can be broken down to four things: The three things you can do with money and how you get some (work). There are only 3 … Continue reading → | 10/19/11 | Free | View In iTunes |
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sos034-Saying No To FICO | I’m Saying No To FICO and working on my Debit Score 5 components of FICO score: 10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history Each of … Continue reading → | 10/11/11 | Free | View In iTunes |
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sos033-eCredable is Incredible | Steve Ely, CEO of eCredable, used to work for Equifax running the Direct Consumer Business. One of the challenges he experienced was they had a very limited scope in terms of how they could help consumers. Consumers really wanted help with financial … Continue reading → | 10/4/11 | Free | View In iTunes |
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sos032-Privatizing Social Security with Ashley Barnett | Ashley Barnett, Personal Finance Blogger from MoneyTalksCoaching.com, shares her thoughts on Social Security. We know the system is broken but what can be done to fix it? She has an idea and she wrote about it in her blogpost “An … Continue reading → | 9/27/11 | Free | View In iTunes |
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sos031-House Poor Are You | House Poor Are You? There are some stark differences that I just wanted point out between buying and renting because knowing these differences might just help that first home buyer or someone who is strapped to their house. You see, … Continue reading → | 9/6/11 | Free | View In iTunes |
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030 MPSOS – Real Life Case Story | Glenn and Fredonna didn’t have a plan for their money. He handled the finances and she was a “willing bystander” with the budget. When they contacted me they wanted to do better, to have a plan for their money. And … Continue reading → | 8/24/11 | Free | View In iTunes |
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029 MPSOS – Everything Is Normal | Alex Humphrey from AlexSpeaks.com tells us that Everything is Normal. Places, people, things, even the way we think money should be handled is weird to some but becomes normal when you’re around it long enough. To read the original blogposts visit: http://alexspeaks.com/9-lessons-i-learned-in-jamaica/ … Continue reading → | 8/17/11 | Free | View In iTunes |
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028 MPSOS – Debt Snowball Calculator with Eric Lentz | Eric Lentz paid off $53,000 in debt over 24 months. As he worked two full-time jobs and got intense on eliminating his loans he created an Excel spreadsheet to track the amount of money he had available to increase paying … Continue reading → | 8/10/11 | Free | View In iTunes |
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027 MPSOS – Crown Financial Ministries with John Riley | John Riley is the US Director of Volunteer Ministries at Crown Financial Ministries and has his eyes on Heaven in 2011. He serves a number of people at Crown who give of their time freely to churches, businesses, and schools in … Continue reading → | 8/2/11 | Free | View In iTunes |
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026 MPSOS – Build a House of Financial Freedom | Imagine a home where there are no obligations (debt). Here is the step-by-step plan to building a house of Financial Freedom: Work Plan Give Pay for necessities Save $1,000 Pay for a few wants Pay off all debt (except mortgage). … Continue reading → | 7/27/11 | Free | View In iTunes |
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025 MPSOS – The Great Recovery Action Steps | The Great Recovery was simulcast all over America on July 21st. Dave Ramsey called out to Church Leaders and Financial Peace University Coordinators all over America to inject a spirit of hope into our congregations, communities, and our country. The … Continue reading → | 7/22/11 | Free | View In iTunes |
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024 MPSOS – Zac Bissonnette, Real Life Case Study guest | Zac Bissonnette, writer for Time.com and Author of Debt Free U, is passionate about personal finance and financial literacy issues. Zac has been studying and researching for many years on ways to pay for higher education and he views … Continue reading → | 7/12/11 | Free | View In iTunes |
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023 MPSOS – Savings Goals | You need to save money. Once you have learned to live on less than you make, what do you do with the extra money? First thing for anyone (whether in debt or not): Have $1,000 in cash put aside for … Continue reading → | 7/5/11 | Free | View In iTunes |
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022 MPSOS – Living Without Credit Cards Pt4 | One giant choice we can make to get control of our money is to stop using credit cards. It may seem impossible but the steps I’ve laid out in this 4 part series gives anyone some time to work the … Continue reading → | 6/28/11 | Free | View In iTunes |
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021 MPSOS – Real Life Case Study with Kelly Brantley | Kelly Brantley from Financial Freedom Counseling Service Our guest coach in this Real Life Case Study is a Dave Ramsey Certified Counselor (that guy in the picture with her) who has been helping individuals, couples, churches, and businesses with their … Continue reading → | 6/21/11 | Free | View In iTunes |
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020 MPSOS – Living Without Credit Cards Pt3 | Living Without Credit Cards takes more than just a pair of scissors and going cold turkey. This episode walks us through Step #3 to wean us off our dependency on plastic. Here is a recap of the steps so far: … Continue reading → | 6/7/11 | Free | View In iTunes |
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019 MPSOS – Living Without Credit Cards Pt2 | We can’t really live or give at our full potential unless we stop borrowing more money and eliminate debt. One of the first things we have to do to pay off debt is to stop borrowing more money. That means … Continue reading → | 5/31/11 | Free | View In iTunes |
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018 MPSOS – Real Life Case Story | Bob and Jen McDonough were normal Americans with four children, made a lot of money, and enjoyed life. They had two cars with payments, a 2nd mortgage, spent $1,000 a month on dining, paid off credit cards with 401K loans, … Continue reading → | 5/25/11 | Free | View In iTunes |
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017 MPSOS – Living Without Credit Cards Pt1 | Americans are dependent on their credit cards. But you can live without credit cards, it just takes some time and effort. In this episode we talk about the very first action step you need to take. It’s the hardest step … Continue reading → | 5/19/11 | Free | View In iTunes |
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016 MPSOS – Engaged Couples DOs and DONTs | Jon White from JWFinancialCoaching.Wordpress.com shares this article about the Dos and Don’ts for engaged couples Photo by Bliss Katherine #1 DO: Have “The Money Talk” #1 DON’T: Combine finances early #2 DO: Make a mock budget #2 DON’T: Blow off big … Continue reading → | 5/7/11 | Free | View In iTunes |
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015 MPSOS – Real Life Case Study with Matt & Janelle Wegner | Matt and Janelle Wegner, a married couple with their own podcast called Living In Financial Excellence (LIFE), join me this week for our Real Life Case Study as we discuss a couple who have a good income but way too … Continue reading → | 4/26/11 | Free | View In iTunes |
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014 MPSOS – Become A Coach with Justin Lukasavige | Justin Lukasavige is a storywriter, but before he became the host of CoachRadio.tv and started helping businesses do business better he was a Dave Ramsey Certified Counselor. Justin also wrote a book called “Become A Coach“. I asked him who should become … Continue reading → | 4/18/11 | Free | View In iTunes |
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013 – Leverage and Quarters for Lotto | Leverage is a term used in the housing industry, but everday Americans Leverage themselves all the time and don’t realize it. Then on “Holla from the Impala” I talk about digging in your pocket for quarters to play the lottery. … Continue reading → | 4/12/11 | Free | View In iTunes |
| 52 | VideoApril is National Financial Literacy Month | A dozen Financial Coaches, Bloggers and I have teamed up to syndicate a 1-minute video question of the day about finances and how money effects your lives. Devote 1 minute a day to watch the video and ask the question … Continue reading → | 3/31/11 | Free | View In iTunes |
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012 MPSOS – Real Life Case Study with Melissa Cappleman | Coach Melissa Cappleman helps us in our Real Life Case Study today with a single Mom who is doing it all by herself with two children – and she’s living in overdraft. Coach Melissa is also a working Mom, so … Continue reading → | 3/29/11 | Free | View In iTunes |
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011 MPSOS – I Lost It and Justin Bieber Has A Coach | Have you ever been totally derailed? Something unusual came up that just threw you off balance and you had to stop, get back up, and start moving forward again? That’s what happened to me over the past few weeks. So in … Continue reading → | 3/22/11 | Free | View In iTunes |
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010 MPSOS – Should I Tithe While In Debt | One of the most common questions I get from Christians trying to get out of debt is “Should I Tithe”? What I think really doesn’t matter Giving a tithe has more to do with your belief system than your finances. … Continue reading → | 3/2/11 | Free | View In iTunes |
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009 MPSOS – Real Life Case Study with Gregg Pechmann | Gregg Pechmann, America’s Financial Freedom Coach at FightingBackFinancially, went through 7 SHORT SALES and lived to tell about it. He shares his wisdom in this case where a couple has a high income but also has HUGE debts and are … Continue reading → | 2/18/11 | Free | View In iTunes |
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008 MPSOS – Preparing For A Job Loss | Michael TechTalk Kastler was fired just before Christmas. He asked for The First 5 Things You Should Do When You Get Fired. I didn’t really answer his question but gave my thoughts on what to do when there is a … Continue reading → | 2/15/11 | Free | View In iTunes |
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007 MPSOS – We’re Not Talking Bonds | In this episode: Tools and tricks to keep you maintain control of your money and not get TRAPPED by marketing and hyper-consumerism. 1) Yahoo, Google, or Outlook Calendar to forecast expenses 2) Computerized systems to track your spending 3) Manage … Continue reading → | 2/7/11 | Free | View In iTunes |
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006 MPSOS – Real Life Case Study with Josh Levitt | Real Life Case Study with Josh Levitt of LevittCoaching.com. Josh is a Dave Ramsey Trained Financial Coach who offers “Winning game plans for financial freedom”. He is our guest coach on this episode where we discuss the financial challenges of a couple who … Continue reading → | 1/26/11 | Free | View In iTunes |
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005 MPSOS – The Absolute Simplest Budget That Works | Oh no, here we go talking about Budgets. Everyone but nerds seem to hate them but we all know we probably should have one. But how do you get one that works for YOU? Variable income, unforeseen expenses, there are … Continue reading → | 1/18/11 | Free | View In iTunes |
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004 MPSOS – 5 Things If You Are Falling Behind | Discussed in this episode: FIVE THINGS THAN NEED TO BE IN PLACE BEFORE EVEN CONSIDERING PAYING OFF DEBT OF SAVING FOR THE FUTURE: Get on the same page with your spouse or accountability partner Commit to never borrow money again. … Continue reading → | 1/7/11 | Free | View In iTunes |
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003 MPSOS – Real Life Case Study with Don Current | Real Life Case Study with Don Current of CurrentFinances.com. Don is a Dave Ramsey Trained Financial Coach who “Helps You Take The Worry Out Of Money”. He is our guest coach on this episode where we discuss the financial challenges of a … Continue reading → | 12/23/10 | Free | View In iTunes |
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002 MPSOS – Three things that help make you rich | Today’s messages: Three things that help make you rich, Holla from the Impala: I’m SPOILED, and The Black Pebble story. Related posts: How2Budget101: The absolute simplest way to create a budget that works Calendar, Budget, and To-Do-List: A budget is … Continue reading → | 12/7/10 | Free | View In iTunes |
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001 MPSOS – An Introduction to the MoneyPlan SOS Podcast | Welcome to the very first episode of the MoneyPlan SOS Podcast! Take a minute to listen and leave your comments. More is to come, including video tutorials and REAL LIFE CASE STUDIES. Don’t be afraid to be Social: Connect with … Continue reading → | 11/23/10 | Free | View In iTunes |
| Total: 64 Episodes |
Customer Reviews
Personable, approachable financial coach
Steve has done a great job with his first few podcasts! I know there's more to come, and it will only get better. I'll keep listening.
Friendly, knowledgable, and encouraging
Money Plan S.O.S. is a great podcast with loads of valuable information. Steve is still getting his footing a bit, but that's to be expected with the first few podcasts. I highly recommend this to anyone looking for money advice.
Not only does he talk about interesting topics, but his Real Life Case Studies give us all some insight into what it looks like to be a financial coach.
Check out Money Plan S.O.S. You won't be disappointed!
Great Personal Finance Podcast
This personal finance podcast is of it's own caliber. Right to the point with information you can use with some humor added in. Thanks Steve.
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