Ready to take control? Get your credit score and report for free, and track your spending, repayments, credit cards, loans and more. All in one place. So whether you want to improve your score, get a great mortgage deal, or reduce your debt, ClearScore make managing money easy.


- Track your finances and find out what’s affecting them
- Check your free credit score and report
- Get alerts when something’s changing on your report
- See your eligibility for credit cards, loans, car finance deals and more
- Reach your goals with free, personalised Coaching plans

Signing up is easy:

1. Enter some details about yourself (no bank details needed)
2. We’ll ask you some secret security questions
3. Start tracking your credit score and finances, for free, forever!

- We’re safe and secure
- We’re FCA regulated
- We never sell your details or send you spam

What's New

Version 2.17.1

This week, we’ve been working hard to fix a string of bugs. It looks like we’ve succeeded, so our app should be running smoothly (but let us know if it’s not).
We love to know what you think of us and how we can improve. Leave us a review on the App store if you feel like giving us some homework. Please send any questions to

Ratings and Reviews

4.8 out of 5
16.9K Ratings
16.9K Ratings
Itsnicknack ,

The most accurate credit score I’ve seen

ClearScore seem to give the most accurate scores that I’ve come across. I’ve used Experian directly and get a completely different score, which made no sense on my circumstances at the time. ClearScore always seems to reflect my current financial situation accurately month on month.

This is a great app if you want to get your finances in order or see a summary of everything at a glance.

That being said, the reason for this review is that I believe there to be a security issue with the log in screen. If you select “remember log in details” (or whatever the equivalent is), then every time you open the app, your email and password are already filled out. Great, it does as it should? The email is displayed and the password uses U+25CF black circles to mask the password. However, it allows you to click “Show password” which turns the ascii values into standard characters, displaying your password in standard characters. This would easily allow someone to change the password on the account and even use this password for other applications, since most people use the same password for everything.

Developer Response ,

Hi there, thank you so much for your feedback.
It sounds like the password setting you've chosen you can disable either on your phone or within our app. This will only save your login details to your device, it will not allow you to login elsewhere without entering your password.
If you have any further questions about understanding your report or score, please can you contact us on so that our User Delight team can help you.
Many thanks, The ClearScore Team.

Forceitin ,

Half and Half - it's free but that's the issue

Firstly, we all want it 'free' but that comes at a cost. This is minimal information scraped from Equifax. Personally I found that accounts were missing so mine simply says 'there are no utility's linked to your account' - Water, Gas, Electric etc. Secondly my only negative factor is my largest credit card limit is low when I knew I had a default. Now the 'timeline' tab insists on a log in although I'm already in the app and have authenticated via fingerprint.
The 'other' credit agency holds more current and valid information, so whatever way I look at it, this is a glorified way of link selling additional finance, Cards, Loans etc. If you reverse the concept, this is an app to marry you up with additional credit by managing your expectations in presenting limited information regarding your current 'score' and likelihood for acceptance.
Just to be clear the 'other' reference agency made an app to give you access to your score and a paid version for enhanced access to your credit info but have now added the same section for credit recommendations so there must be good referral fees to be made.

Developer Response ,

Hi there, thanks for your review and sorry to hear this. Could you please email us at so we can investigate this further? Many thanks, ClearScore Team.

the sdvertiser ,


An absolute scam to try and persuade you to take out a high interest credit card- Good thing there is no monthly fee - in cahoots with the lenders!! As for the coaching to improve your credit score laughable to say the least - no advice-no coaching apart from take out high interest credit card- funny that isn’t it!!! I’ve done everything recommended on my so called to do list....apart from take out so called offers on credit cards and low and behold no change to my credit score ahhhhhhhhh just as suspected right from the off!! Do not buy into there gimmick of credit check free for life with clear score.... no advice have I received other than you guessed it take out our high interest offers from our recommended lenders!!! Good advice that if your credit score is low we will lend you money at extortionate rates ahhhhhhhhh back there again are we!!! They have not showed me anything I didn’t know and my credit score remains the same low....did not change after all there things on my To Do List apart from you guessed it - take out credit with our rip off rates from recommended lenders....ABSOLUTE SCAM DO NOT.... DO NOT GIVE THEM YOUR PERSONAL DETAILS.

Developer Response ,

Good afternoon, thanks for your review, we appreciate your comments and we're really sorry to hear this. We do understand your frustration and apologise for any inconvenience caused. Could you please email us at so that we can look into this for you? Many thanks, ClearScore Team.


Clear Score Technology Ltd
109.4 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2017 Clear Score Technology Ltd. All Rights Reserved.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

You May Also Like