Multiply helps you get on top of your personal finances, for free.
First you answer a few questions about your current situation and any big goals you have, like saving for a house deposit or the trip of a lifetime. Then, our smart technology produces a simple plan of action to get you there. Your plan will have a list of recommendations across savings, pensions, insurance, and investments.
Multiply is available to UK residents who earn under £300,000 a year.
- Unique plan with recommendations across
- Emergency fund calculator
- Pension contribution calculator
- Savings account finder
- Jargon-free explanations
- Totally independent recommendations
- Free to use
We’re building Multiply so you can have the freedom you love and the stability you deserve.
Are you regulated by the Financial Conduct Authority?
Yes. Multiply is a trading style of Multiply AI. Multiply AI is authorised and regulated by the Financial Conduct Authority. Financial Register Number 801053. You can confirm this by visiting the Financial Conduct Authority website at www.fca.org.uk/firms/financial-services-register or by contacting the Financial Conduct Authority on 0800 111 6768. Our Registered Office is: 3rd Floor, Rise London, 41 Luke Street, London, England, EC2A 4DP. Company registration number 10470734.
Is this app providing financial advice?
No. The recommendations you will see in your Multiply plan are what’s known as “financial guidance”.
Is my data safe?
Absolutely. We realise it can be scary to put your personal information on the internet, and even more so when it’s about your finances. So here are the things we’re doing to make sure your data is safe:
- We secure and protect your data using bank-level encryption. We will never share or sell your data.
- As part of being a regulated company, we meet the Financial Conduct Authority’s standards for security and data protection.
We've worked on the wording of some fact-find questions to make them more understandable.
Ratings and Reviews
Just didn’t work and poor support.
I was excited to use this app for a deep dive into my household finances. Went through the process of completing all questions. However the app through out an error when trying to review my plan and asked me to contact support (an issue on their end apparently). I followed the suggestion and contacted support and heard nothing back in a week. So I’ve given up and deleted.
Developer Response ,
Hi there, thanks for taking the time to leave a review! We're truly sorry we didn't meet your expectations here, and are making it a top priority to sort this out for you. We've also taken your feedback on board to help us improve our Customer Support process to ensure all of our users feel valued and supported. To allow us to look into your particular issue, we'd really appreciate it if you could email email@example.com.
Thanks again for helping to make Multiply better!
Beautiful user experience
Beautifully designed and makes me want to focus on my finances!
Financial life sorted.
Got my financial plan sorted for the next year, very reassuring to know I can do everything I had planned!
Up to six family members will be able to use this app with Family Sharing enabled.