Viola Black is the simple account and prepaid debit card that makes everyday purchases and money management easy – for everyone. Banks and bank accounts are not open to everyone.
Viola Black is.
As part of the Viola Group, we believe that money management should be a necessity, not a privilege. Meaning, no matter who you are, where you are from or how much you earn; opening and using your Viola Black account is simple, exactly how managing your money should be.
A simple dashboard that gives you a complete overview of your balance, expenditure and account in real-time, all in the palm of your hand for on the go banking. You can also access your dashboard from our web portal, allowing you to check your accounts on any device.
See exactly how much you spend on categories like travel, food and going out each month. Soon you will also be able to set budgets for each category, to give you even more control.
Every time you spend on your account, you’ll get an instant notification giving you peace of mind and security.
Misplaced or lost your card? No need to worry, our instant lock features enables you to lock your card immediately within the app. When you find your card, you can simply unlock it.
Send and Receive
Send money instantly to your family or friends and, for regular payments, set up a list of payees so you don’t have to manually enter their details every time.
Your Viola Black account has its own account number and sort code, you can receive payments quickly, easily and be notified that they have arrived.
Features coming in future.
Foreign currency accounts – Hold accounts in multiple currencies.
TripleClik – Pay chosen family and friends in just three clicks.
Family and Sub Accounts - Whether you’re saving for a holiday, new car or rainy day, your Viola Black account lets you create separate sub accounts allowing you to put money aside.
Open an Account in Minutes
- No Paperwork – We are not a bank, which means we don’t make you go through all that paperwork and proof of address stress when opening your Viola Black account.
- Easy ID Process – As we’re not a bank, all you need to open an account is a government-issued identification number.
- No Long Wait – You don’t have to wait days, even weeks, to open an account. Once you’ve signed up and accepted, you will instantly receive your account details and a virtual card. A physical card will be sent in the post and you’re good to go!
Ratings and Reviews
No overdraft - a good thing!
Really looking forward to using my Viola Card and app. New Years resolution to save money and even though they charge you’re always in the black as they don’t allow overdrafts. Interesting new challenger and hope it all works out.
Is it worth it?
Offering a service for a fee that other app only banks offer for free, such as Monzo and Starling? Unless their fee is waved, there are better service providers out there which offer the same simple sign up and better features.
Wouldn’t even load up
Waste of time.
Up to six family members will be able to use this app with Family Sharing enabled.