iPhone Screenshots


Want to shop online but don't have a credit card?
Need personal loan for emergency situations?
Too much hassles to apply for credit or have been rejected before?

Fortunately, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loan.

Kredivo is an award-winning app that evaluates your creditworthiness in real time. The registration process of the loan and online installment is just 1 minute and approval is given in a few hours. If approved, you can directly shop online on installment using Kredivo “buy now, pay later” on Tokopedia, Shopee, Lazada, Bukalapak, Blibli, and 200+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. You can also buy pulsa/data, pay bills, and take cash loans inside the Kredivo app directly. One stop financing solution to cater your every need.

Kredivo offers you two payment options: pay in 30 days with 0% interest, and three, six or 12-month installments with the lowest interest rate among other non-bank credit sources: 2.95% per month or a maximum annual rate of 41.74%. Get a transaction limit of up to Rp 20,000,000.

The credit simulation example is as follows:

If you choose a 12-month installment to pay a transaction worth Rp 2,000,000 Kredivo charges an interest rate of 2.95% per month. The repayment amount that must be made per month is Rp 206,710 and the total payment after a year is Rp 2,480,450.

Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo has also been officially registered and regulated by OJK, so its credibility is guaranteed!

Have feedback for us? Email us at support@kredivo.com.
Business address: Rukan Permata Senayan E52-55,
Jl. Tentara Pelajar No. 21, Grogol Utara, Kebayoran Lama, Jakarta 12210

What's New

Version 2.0.1

- bug fixes (which produced more bugs)
- user interface enhancements (plenty were enhanced, can you spot them all?)

Ratings and Reviews

4.8 out of 5
16.3K Ratings
16.3K Ratings


Kredivo is the Coolest apps for those who want to use online credit card!! Woohooo!! 👍🏼👍🏼

Mr D-K


Mantap setelah gua komplen gada kredivo di AppStore sekarang di adain

Daniel vanhelsing

Area kurang luas

Kenapa beda sama akulaku ya, area coverage daerah saya tercover dan pembayaran saya selalu bagus. Sedangkan di kredivo selalu ditolak karena alasan area. Mohon diperluas areanya, biar saya bisa di acc.

Developer Response

Hi Daniel,

Saat ini Kredivo hanya bisa digunakan oleh pengguna yang berdomisili di Jabodetabek, Surabaya, Medan, Kota Bandung, Semarang, Palembang, dan Denpasar. Kami akan segera hadir di kota-kota lain dalam waktu dekat.

Salam hangat,
Tim Kredivo


FinAccel Pte. Ltd.
62 MB
Requires iOS 10 or later. Compatible with iPhone, iPad and iPod touch.
English, Indonesian
Age Rating
Rated 4+
© 2018 FinAccel Pte Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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