iPhone Screenshots


Udio is a platinum experience for everyone. We will be launching a new version of Udio with exciting new features soon.

The Udio Account is amongst the safest, most convenient and rewarding ways of making cashless transactions. It helps you better control your money through a host of services including a linked RuPay Platinum card which could be used at any merchant of choice for all your shopping needs. We ensure your money is always secure and you could switch ON/OFF your Platinum Card whenever you need through the App. You could also set transaction limits of your choice. The Rupay Platinum card can be used only as per your limits and up to the money available in your prepaid account. You could top-up the UDIO Prepaid Account on your own or by taking a LOAN from one of our lending partners.

The Udio account enables you to take a short-term LOAN from our lending partners for all your shopping needs. The loan amount is directly loaded into your prepaid account and you could use the Rupay Platinum Card at a merchant of your choice or any other service available in the mobile application. The loan facility is available only for our registered users, for whom we build a credit score and which helps our lending partners offer a great price. The Credit Score is built using Udio transaction behaviour and other data which helps our engaged & loyal users take credit whenever they require. Eligible users can choose an amount and the period to pay back the loan in easy EMIs. There are no hidden charges and we help our users completely understand the rate offered by our lending partner in a transparent fashion.

Overall, Udio is a SAFE, REWARDING, SEAMLESS and a FUN way to shop.

Key Features:

• Order a physical RuPay Platinum Card to use at your local neighbourhood stores
• Safeguard your Card by using the unique ON / OFF switch and set limits of your choice
• Load funds on your own or take a loan from our lending partners.
• Loans are available for registered Udio users only and will be loaded into the Udio wallet. The user could pay back our lenders in easy EMIs as per their choice.
• Earn Rewards on your online spends through the Rupay Platinum Card.
• Purchase e-Vouchers of popular brands such as Flipkart, Big Bazaar etc for self-use or gifting to your loved ones. Earn rewards on the purchase of branded vouchers through the Udio App.
• Invest in gold through your Udio wallet for as low as Rs 1. You could sell your gold whenever needed and which is credited into your bank account. The purchase of gold is offered by our partner Safegold.
• Use the app for mobile prepaid recharge, post-paid bill payment, electricity bill payment, DTH recharge, money transfer, and other services.

Enjoy a secure, truly rewarding & extremely convenient experience

Rewards Program:
The Udio wallet offers an exciting rewards program called ‘UDIO Treats’ where you could earn up to 3% on the purchase of branded vouchers and a minimum of 1% cash back on all your e-commerce transactions using the Rupay Platinum Card. There are additional offers from time to time to help boost your earnings of Udio Treats. Udio Treats are cash rewards which could be consumed for any transaction using Udio mobile app or RuPay platinum card.

Security & Protection of Privacy:

Data protection and security are of supreme importance to Udio. We follow the highest standards of security to store and transfer any data. We are compliant with the highest security requirements and our robust frameworks and standards are tested and verified by leading partners

24x7 Customer Care for all your queries and concerns. Visit https://www.udio.in/customercarepolicy_udioppi.php

Any suggestions Please write to ping@udio.in.

What’s New

Version 4.0.0

• Udio Platinum Card - first non-bank prepaid card in India
• Udio Member Program - simplicity of a debit card, rewards of a credit card
• Smarter payments - Enjoy transactions at 3 million merchants
• UI & Performance improvements under the hood

Ratings and Reviews

3.0 out of 5
41 Ratings
41 Ratings
vaseem Qureshi ,

Good and Fast process and Quit simple to Use

Good and Fast process and Quit simple to use but only I request for kindly way off the bank transfer charges if possible

Akendre079 ,

Great app but customer care support is always hurt you

This Udio application is really good and very useful and same time however there chat section is take more time some times they give reply within minutes or hours or days also I get worst support many times

mrarivaz ,

Not working after latest version update

Not working after latest version update


68.6 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© Transerv Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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