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Kotak - 811 & Mobile Banking

By Kotak Mahindra Bank Ltd.

This app is only available on the App Store for iOS devices.


With the best-in-class Kotak Mobile Banking App, banking is not just about financial transactions. You can open a Kotak 811 savings account without any paperwork, or even without stepping out of your home.

Experience over 100 features including managing all your financial transactions, shopping online via Flipkart, booking movie tickets via PVR, flights and hotel rooms via Goibibo and much more. This app is also Unified Payment Interface (UPI) enabled which lets you send and receive money without adding any additional bank information.

Not a Kotak Savings Account customer yet?
This amazing app lets you download a Kotak 811 savings account on your phone. All you need is your Aadhaar number, PAN and you’ll be done in less than 5 minutes.

Your 811 account offers you:

• Up to 6%* interest p.a.
• Zero balance account
• A Virtual Debit Card to shop online
• Free online transfers

And that's JUST the account. There's so much more you can do (more than 100 features!) with our best-in-class app mobile banking app:
• Transfer funds easily & on the go, without having to register a beneficiary
• Track all your Banking Transactions all in one place
• Shop within our app on Flipkart, PVR, goibibo and more with the benefit of seamless payment
• Recharge your mobile & DTH subscriptions with ease
• Use mobilePay for your offline/instore payments
• Purchase and redeem Mutual Funds and keep track of your investments
• Regenerate your Debit and Credit card PINs
• Switch your Debit Cards on and off if you need to
• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture

Get started:
• If you are not a Kotak customer and want a Kotak 811 account all you need is your Aadhaar and PAN details.
• If you are an existing customer, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.

Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.

*Earn 6% p.a. interest on savings account balance over Rs. 1 Lakh and up to Rs 1 cr. Earn 5% interest on savings account balance up to Rs. 1 lakh and 5.5% p.a. interest on savings account balance above Rs. 1 cr. Applicable for Resident Accounts only. Interest rates are subject to change from time to time. Please visit for the latest information on interest rates.

What's New in Version 4.3.1

Minor bug fixes and enhancements.

iPhone Screenshots

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Customer Reviews

Good mobile banking , requesting issues to be fixed

Mobile banking app is really good but I don't find a way in which I can report issues within the app in my iPhone 6s.
I don't see the schedule payments work anytime . It always shows empty ..
There are few more as well but unfortunately I didn't find a way to report issues which can be brought to the development team to get this fixed

Unable to change address to create account

In order to create an account I entered the address of my hometown and unluckily kotak wasnt providing this service there by that time.
Its been quite a long time and the 811 account service is still not available there and I want to create an account through the app with a different location but it wont allow me as it keeps saying "we are sorry we dont provide service at your location, we are working on it and will let you know."
Kindly fix this in order to allow user to change their address, if desired.

Best n easy

This app is quite easy compare to all other bank apps just 1st time we need lo login into this with all the details and from next time only we need to enter 6 digit pin that’s it it will redirect to our account it’s fast n safe n easier....!!

Kotak - 811 & Mobile Banking
View in iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 4.3.1
  • Size: 48.9 MB
  • Language: English
  • Developer:

Compatibility: Requires iOS 7.1 or later. Compatible with iPhone, iPad and iPod touch.

Customer Ratings

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