Clink is an investing application which facilitates your savings by making you save every time you go out. Your money is invested in a diversified ETF portfolio and keeps growing without you needing to worry about it.
1. How Clink works:
When you register for Clink you are basically filling out all the required information needed to open an investment account. Then you can choose your method of savings. You can either link your credit card and set a fixed percentage of your expense for Clink to allocate to your savings or you can put yourself on a schedule and set a fixed amount to be transferred to your Clink account starting from as little as $5.
Then all that is left is to choose which Exchange Traded Funds (ETF) portfolio you want to invest in and you are all set.
2. Our Portfolio
All of our ETFs are managed by Vanguard, the undisputed industry leader, and adhere to the highest investing standards.
3. Your Money is insured
Your money is SPIC insured up to $500,000 so you are always protected and you can withdraw at any given time.
4. Our Security:
Clink uses Bank Level securities – same as all the big banks, we have 256 bit encryption which means that all your information is protected at the highest level possible.
We have a flat fee of $1 a month up to $5,000. If you have more then $5,000 in your Clink account you'll be charged 0.25% in annualized fees.
6. Read about us in the Press:
*Clink is a Registered Investment Advisor (RIA)
Visit our website at: https://clink.com/
* registration does not imply a certain level of skill or training
Improved time of day greetings
Ratings and Reviews
Out of business
This is a seemingly disorganized venture which sent an email on November 14, 2018 saying they were “closing down soon”. They returned my money to my bank account but it was never possible to track or verify progress and returns. Account statement? Forget it.
They obviously can’t afford to pay their web developer to shut down their website or app. You can still sign up on November 26!
Clink needs improvement.
I like the app. But I have made transaction that show the approval number and you can review the status after that. The withdrawal process is not so clear. I have made withdrawals, but the app didn’t show information of the status of the withdrawal. I withdrawal all the money in the account in two separate transactions and I have no idea how I do it. Please improve this app.
Can’t explore app without signing up for auto withdrawals
I was interested in this app as a way to save money with friends, so I signed up. They ask for you bank information and savings goals before letting you into the app. I assumed that once I gave my info, I would have control over deposit amount and frequency, and while they do give the ability to pause deposits for a short amount of time, there is no way to pause indefinitely. I would have preferred to have been able to play around with the app before committing to using it. I had to email them to cancel my account.
With Family Sharing set up, up to six family members can use this app.