Featured by Apple as one 2017’s “New Apps We Love” -- Clarity Money is your personal financial advocate. We use data science and machine learning to analyze your personal finances and help you make smarter decisions with your money. Seeing is believing!
What else does Clarity Money do for you? Our free app will help you save money, plan your budget, track your spending and expenses, protect your credit score, and manage all of your accounts, in one place.
- Stop unwanted accounts and subscriptions from charging you
- Find credit card deals based on your spending habits
- Cancel your bills
- Manage your budget and expenses
- Get started saving
- Generate your credit score for free
Find out why TechCrunch, Mashable, and Business Insider are talking about Clarity:

“[Clarity] combines a number of the best features of existing money-management apps into a one-stop shop. The app lets you cancel subscriptions, and suggests how to manage credit (by offering a credit card to consolidate debt and provide the best card for a particular type of consumer) ... Finally, the Clarity Money app also lets users set up a savings account that will automatically withdraw money from a personal account.” - TechCrunch, 2017
“The iOS app is sort of a combination of Mint, which tracks your financial health, and Digit, which saves money in small increments. Clarity asks for your financial information, and from there tracks your spending and suggests ways to save. The app will … suggest subscriptions you could cancel and help you save money for specific goals.” - Mashable, 2017
“It uses data science and machine learning to … create a savings account, find lower interest rate credit cards and/or personal loans … and deliver actionable insights based on your spending patterns, credit score and credit cards.” - Business Insider, 2017
“It also trained me to review my transactions daily, a necessary evil in the age of digital spending. I haven’t pulled the trigger on cutting my subscriptions and switching my credit card just yet, but I am seriously considering both.” - Barron’s, 2017
This is what real Clarity Money customers say about the app:
“A must-have budget and expense tracking app for people who want to be more conscious of their finances. The ability to cancel subscriptions that are wasting money is pretty amazing. Highly recommended.”
“This app really helps with budgeting and monitoring spending, expenses and debt.”
“Best way to manage your finances. This budget app allows you to stay on top of every transaction while offering keen insight into your spending habits, subscriptions, and debt.”
“An excellent app to track finances and manage debt.”
“I've become obsessed with money, budgeting, and saving. Clarity tells me how much money I've spent, what subscriptions I have, and makes saving and budgeting money easy.”
Clarity Money is your financial champion and advocate, watching your back and looking for ways to save you money while keeping you on budget and in control of your finances. Download Clarity Money today!
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What's New

Version 1.10.3

We’re constantly making our app better for you. See how we’ve got your financial back in our latest update.

Customer Reviews

4.8 out of 5

14.2K Ratings

14.2K Ratings

Good But Not Very Intuitive


I like what the app is trying to do & some of the features offered can be very helpful for some who need or want the offers to help them. However, I just want something clean, straightforward, & to the point about helping me keep up on the transactions happening with my accounts. I was using a great app before that did this very well for me. It alerted me when new transactions came in and then I could 'swipe right' to confirm the transaction was familiar or 'swipe left' to red flag the unknown transaction till I could investigate further. This gave me a strong peace of mind that I was keeping a close watch on my accounts and would easily spot any unexpected behavior. This app's home page gives you a quick synopsis of your account's balances, but then it has all these advertisements for money management and other suggestions that I read through the first time of course, but there are very few that you can remove from view for good. The second tab is cleaner on showing account activity, but I miss being able to mark them as known and unknown transactions. Doing so gave me a strong sense that I was able to keep a very close eye on monetary transactions. Still a good app to show what you need in a basic way so since the other app is now gone and they directed me to this app I guess with time I will get used to the different way of things.

Developer Response

Thank you for taking the time to write this review. We understand the Prosper Daily community truly loved this feature, and you captured why perfectly.

We are in the process of figuring out how best to incorporate some of the same features into our app, so please stay tuned. Please also get in touch with us at so we can keep the conversation going.

The Clarity Money Product Team

Excellent interface...the cost of which is severe lag


I really enjoy this app. It tracks my expenses really well and categorized them in a way that is friendly to my usage. The ability to change the category of each expense either one time or for all future transactions is also a very nice feature. It makes organizing my finances easy and intuitive. I see great things as this app gains traction and the dev team can hone its functionality. Here’s my gripe: the app has a SEVERE lag (I’m talking DAYS of lag) in displaying my account balances. So the app CANNOT be the only app I use to track my balances and spending-I still have to use my bank’s app in order to see what I truly have in my accounts. Whether or not this is something that can be fixed or improved upon is not fore to speculate. If there is a way to improve the updating of account information and get it closer to real-time (bank time) I would STRONGLY recommend the dev team to tackle that before anything else. The app is *SERIOUSLY WELL DONE* and its potential for near-perfect functionality is a very real thing. Thanks Clarity Team. A+!

Great app, room for improvement

Niranjan Saraf

I come from Billguard (daily prosper). The graphs and list of all transaction interface is nice. Two things it needs to improve
1. I can't see the deposit transactions on my checking accounts. My income is not posted automatically on transactions. Instead it asks me to enter my income manually and plots spend graph against manually entered income. If you can integrate the income direct deposits it would be great.
2. More spend categories needed - I would love to see more categories such as rent, restaurants, phone bill, bars and nightlife, online shopping etc.
If these two changes come in, I'd rate this app a 5 star.
Update: my income was posted in wrong category (transfers), so I had to adjust it manually to set it as income. They got back to me with a response specific to my review. They care. Keep up the good work. I'm changing the rating from 3 star to 4 stars.

Developer Response

Hi Niranjan,

Sorry to hear about your issues. If you have not yet contacted our support, please do so at, or, by using in-app chat.

Responses to your issues:
1. This appears to be an issue with your particular data provider. Please let us know which one of your accounts you receive your paycheck and we'll find out why it is not syncing properly.
2. We are absolutely adding more categories. Once we launch our Android app and Web App (both in the coming weeks), we'll be adding more customization for categories.

Looking forward to getting in touch to discuss and resolve your issues!

The Clarity Money Team


120 MB
Requires iOS 9.3 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© Clarity Money, Inc


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