By Kuber, Inc
This app is only available on the App Store for iOS devices.
Get up to $500 at 0% interest with the Fluid Credit app exclusively designed for 22 million college students in the United States. Automatic payment installments make it easy to payback and build your credit without any fees.
How it Works:
• Create a profile and tell us how much money you need.
• Pick a funny story and add a tag line.
• Connect your bank and get approved.
• Receive your funds.
• See others in your school and view their stories.
• An interest free loan up to $500 right from your phone.
• Fluid Credit will report your borrowing and payment activities to credit bureaus to build your credit.
• Borrow again when your loan is paid off to keep building your credit score.
• NEW: California students can borrow up to $900. Loans greater than $500 are subject to interest and fees.
What is Fluid?
Fluid is a mobile app designed to help millions of university students get funds quickly and build credit via a 0% internet installment loan. Borrow up to $500 and pay back in 3 to 6 installment payments.
Is it really free?
Yes! We do not charge any interest and fees to use the app or borrow from Fluid. You will have to get approved through our underwriting criteria.
How much money can I borrow?
With Fluid, you can borrow $100 up to $500 and $100 to $900 in California.
How long does it take to get approved and receive funds?
Getting approved takes only a few minutes. It may take 1 to 3 days to get your money deposited into your bank account, but it can be even faster.
Why use Fluid instead of the competitors?
Fluid offers a 0% interest and no fee installment loan product. That is truly unique and one of a kind. We work with major credit bureaus to help students to start building credit while they are getting a great university education.
Will using Fluid help me build credit?
Fluid works with some of the biggest national credit bureaus to report borrowing activity to help you build credit. We will also publish education material and data to make financial education less daunting.
Can I still use Fluid if I have an average or low credit score?
Fluid actually helps you to start building your credit.
Often, our borrowers are new to credit or haven’t had the chance to establish their credit. Although your existing credit profile is part of our underwriting criteria, it is not the only aspect of our approval decision.
What happens if I’m late on a payment?
We understand that from time to time, our borrowers might run into difficulties to make a payment. We will work with individuals to get back on track. We don’t assess any late fees for missed payments but we do report late, missed payments and charged off accounts to major credit bureaus.
Is Fluid available in my state?
Fluid is currently licensed to lend in 36 states. Please check out our website to see if Fluid is available in your state.
We are constantly seeking lending licenses and we hope to be in all 50 states soon.
What does ‘Social Credit’ mean?
Fluid creates a unique social environment where borrowing activities are delivered within a news river format within each university community.
Create a story to describe what you're borrowing for. View, up-vote, or down-vote stories from other students at your university, and the Fluid community across the US .
How do you protect my personal information?
We take your personal and financial data protection seriously. At no time will your personal information be shared or sold to any Fluid partners or affiliates without your consent. We work with reputable retailers to bring you curated discounts and offers within the Fluid app and your inbox. These offers are sent and displayed based on summarized information and we will not directly expose your personal information.
Please send feedback to email@example.com, we'd love to hear from you.
Terms and conditions apply; see Fluidfi.com for eligibility. Kuber Financial, LLC CFL#60DBO-58789
What's New in Version 2.8.1
Users will be able to find more banks.
Added more intelligence to bank account selection.
- Category: Finance
- Updated: Jan 11, 2018
- Version: 2.8.1
- Size: 65.0 MB
- Language: English
- Seller: Kuber, Inc.
- © 2017 Kuber Financial, LLC
Compatibility: Requires iOS 10.0 or later. Compatible with iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPad Air, iPad Air Wi-Fi + Cellular, iPad mini 2, iPad mini 2 Wi-Fi + Cellular, iPad Air 2, iPad Air 2 Wi-Fi + Cellular, iPad mini 3, iPad mini 3 Wi-Fi + Cellular, iPad mini 4, iPad mini 4 Wi-Fi + Cellular, 12.9-inch iPad Pro, 12.9-inch iPad Pro Wi-Fi + Cellular, 9.7-inch iPad Pro, 9.7-inch iPad Pro Wi-Fi + Cellular, iPad (5th generation), iPad Wi-Fi + Cellular (5th generation), 12.9-inch iPad Pro (2nd generation), 12.9-inch iPad Pro Wi‑Fi + Cellular (2nd generation), 10.5-inch iPad Pro, 10.5-inch iPad Pro Wi‑Fi + Cellular, and iPod touch.