Earn rewards without large monthly bills or debt - Debx is a free personal finance app that automatically pays off everyday credit card purchases as they happen. Debx uses your existing credit card to help you earn points, build credit, and enjoy better consumer protections. Here’s how Debx saves you time and money:
AUTOPAY, YOUR WAY
Ensure you’re never spending money you don’t have by setting smart payment rules. Set an Autopay Amount to determine which transactions are paid off daily and use the Shutoff Amount to ensure your checking account never dips below a set dollar amount.
EARN MORE REWARDS
With your credit card payments on autopilot, you’re free to focus on earning more points and cash back. Debx makes monitoring your balances easy by aggregating rewards across all cards (Rewards Tracking Feature Coming Soon)!
RESPONSIBLY BUILD CREDIT
With Debx paying off your credit card purchases, your credit utilization will remain low throughout the month. Keeping utilization under 10% is the best way to build credit.
SAY GOODBYE TO BIG BILLS, FEES & INTEREST
Debx’s automated payments virtually eliminate large monthly credit card bills, missed payments or interest on everyday purchases.
NO MORE GUESSWORK
Get a complete view of your financial health with Debx’s True Balance, which shows exactly how much money is in your checking account, minus your pending payments.
FREE & FAST
Debx is completely FREE to use. Enrolling in Debx takes less than 90 seconds and doesn’t require a SSN or opening a new bank account. Use what’s already in your wallet to get started.
SECURITY & PEACE OF MIND
Debx is protected by bank level security and never directly accesses your funds. 256-bit encryption ensures all your information is safe and secure, and we never store card numbers or SSN.
CAN I USE DEBX?
Debx links with most major credit card lenders, including Wells Fargo, Bank of America, Chase, Discover, Capital One, USAA and more. Debx also works with over 9,000 checking accounts, allowing you to start saving no matter your bank.
Require support, service or want to offer suggestions? Contact Ben Psillas, Debx’s Founder, directly at firstname.lastname@example.org or 202-297-0687.
WHAT OUR USERS ARE SAYING
“Debx allows me to use credit cards with the peace of mind that I am not overspending my budget or incurring interest charges.” – J. Manfred
“Debx ensures that I never run up a big credit card balance, and I still get points and cash back on all my purchases!” D. Adler
“I’ll admit that I’m somewhat of a credit card churner. The rewards and points I earn are incredibly important. Debx is the ultimate life hack for making payments and earning rewards.” E. Sexton
Performance improvements and bug fixes.
Ratings and Reviews
Credit costs money! And this is free!
Debx is a great money management tool for younger adults and college students to help maintain their credit card usage as they are, for the most part, only making small purchases. It alleviates the worry of paying off your credit card each month and this is really helpful for younger people as they are just getting started with credit card usage. It can save people from making credit mistakes and damaging their credit at an early age. Plus, the huge bonus of its actually helping you build your credit!
Racking Up Credit Card Points Every Day
This app is so simple and so genius - it turns your credit card into a debit card without running up a balance. You link your bank account and credit card in the app and then the app automatically makes payments to your credit card from your bank based on your settings. I don’t use me debit card anymore, I use my credit card and get the points. I’m racking up points I never would have with my debit card. This app is completely worth the 5 min it takes to set up your account.
The Perfect Tool
This tool makes it so simple to pay down your credit cards by automatically paying for purchases if your checking account balance is high enough. You decide how much to automatically pay, and how much needs to be in your checking account to do it. Nothing could be easier to finally get back at the credit card companies!
With Family Sharing set up, up to six family members can use this app.