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Description

Set goals mindfully. Save money easily. Earn rewards constantly. Peak is the best way to set clear goals, automate your saving toward them, and track your progress. Plus, you'll earn up to 1.5% on your savings annually!

Instead of lumping all your money for all your goals into your savings account, we offer a dedicated account that lets you name your goals and create a visual representation for each one: A peak! For each peak, you’ll see a beautiful, custom, 3D representation of the mountain you’re climbing, so you can keep track of your progress toward that goal.

Then, use Automatic Savings, to make it super easy to reach your peaks. Choose between two simple options:
- Scheduled Saves: Recurring transfers from your bank, or
- Round-ups: Connect your credit or debit card, and we’ll round every transaction up to the nearest dollar and save the difference. $2.75 on coffee?
That’s a shiny quarter toward one of your peaks.

And you’ll also earn as you save, with Peak Rewards! You’ll receive 1% on your annual savings (up to 1.50%, with an account balance over $1,000!), which you can cash out or put right back toward your goals.

We know that, even when it’s simple… saving can be hard. So we’ve included as much support and encouragement as possible, to help you keep climbing. If you’re discouraged, we’ve got inspiring quotes. If you’re feeling stressed, we’ve got a breathing exercise to help you relax. Whatever you need, we’re here to help.

So, what are you waiting for!? Whether you’re saving for a sunny beach trip or a rainy day fund, download Peak and start the path to reaching your goals, today.

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Important note: Peak is free to download, and you’ll have a 14 day free trial to try it out! After that, it costs $2.99 / month.

Other important note: Your security is our top priority. Everything you save with Peak is protected by Bank-Level security, and is insured by the US Government. Seriously. Through the Federal Deposit Insurance Corporation (FDIC), your Peak account is guaranteed safe, up to $250,000.

If you have any questions, please shoot us a message at hello@peakmoney.com!

What’s New

Version 1.9

We’re excited to offer you the most rewarding version of Peak, yet! With this update, you now get…
- Peak Rewards: Now, you earn while you save! Your savings earn quarterly Peak Rewards based on your average balance at a 1% annual rate. If your quarterly average balance is $1,000 or more, your annual rate jumps to 1.5% on your entire balance. That’s more than 15x what the average US bank pays on a traditional savings account!
- Updated ‘Current Savings’ (formerly ‘Total Savings’): Check out all your Peak savings in one place. Easily access your Round Ups and check the status of your Rewards.

In 1.9:
- Improvements to in-app notifications from our Customer Success team.
- Pause all automatic savings from a single place in the Settings menu.

Thanks for using Peak! If you have any thoughts or questions, please let us know at hello@peakmoney.com.

NOTE: Peak Rewards rates are variable and subject to change. These rates are accurate as of 3/1/2019. Please refer to our FAQs for details on Peak Rewards.

Ratings and Reviews

4.1 out of 5
63 Ratings
63 Ratings
J.Ryan.M ,

GREAT WAY TO MANAGE AND SAVE YOUR MONEY!!! 5 STARS

This app is a great way to truly manage and save your money! I have been looking for something to help me save for certain plans/goals. If you are looking for something to help you do the same, look no further! In the past, I have always (and I mean ALWAYS) struggled to set money aside for goals/plans/trips/investments/misc. expense funds/etc. and this app has helped me tremendously. When the funds are being automatically pulled from my account, I don’t even notice that I am putting money aside for these “peaks”. Not to mention the great “round up” feature that will put rounded up funds from any purchase I make into my “peaks”. Also, the format of the app as well as the user friendly compatibility makes this app so simple to work. So far, I have saved enough money for my recent NYE trip to NYC, and I am currently putting money aside for my summer trip to Europe. ALSO, with the recent update, not only am I just putting money aside, BUT Peak now will pay me interest for this money that is sitting there!!! THIS IS FANTASTIC! I have gained more interest here than I was with my bank Savings account. 5 star review for me!!

Ryguyglover ,

Mindful Saving Meets Beautiful Design

Can’t say enough positive things about Peak. What I maybe like most is the intentionality it places around saving. “Saving” is a pretty loaded buzzword. People tell you that you should be saving your money, etc, but, to me, it’s always felt like a fairly vague term. Saving for what exactly?? When you’re saving just to say you’re saving, that’s when it gets easy to justify the 4 dollar coffee or the 7 dollar beer. Because you’re not saving for anything tangible or specific, so it doesn’t feel real. With Peak, it’s the exact opposite. You set specific savings goals for yourself (a vacation, an item you’ve always wanted, an engagement ring, whatever) and you can very clearly track your progress in reaching those goals. Not to mention, it’s probably the most beautifully designed money saving app on the market. Period. All in all, very happy with Peak and would highly recommend.

Ryan Sandidge ,

Fantastic goal based savings app

This app is brand new and has limited features (for now I hope), but they really nailed goal based savings. It is really simple and intuitive. I don’t personally get into the type of blog content they are sharing, but I’m sure others do. I would like to see more tangible savings tips and how using goal based savings (what the app actually does) can be used to have better savings habits. Can’t wait to see how this app will grow and improve. Keep up the good work!

Developer Response ,

Ryan, we really appreciate such helpful feedback. We love to know the things our customers value in the app and love that we can help you reach your goals. We are constantly working towards additional features, growth, and improvement and are happy to have you join us in this journey. Keep on saving and climb on!

Information

Seller
Peak Financial LLC
Size
53.2 MB
Category
Finance
Compatibility

Requires iOS 11.2 or later. Compatible with iPhone, iPad, and iPod touch.

Languages

English

Age Rating
Rated 4+
Copyright
© 2018 Peak Financial LLC
Price
Free

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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