America First Mobile Banking

Get the most out of your America First membership with our Mobile Banking application. Add all of your accounts for a full financial view.  Make transfers, pay bills, and deposit money anywhere, anytime. Let us help you stay on top of your money.

America First Mobile Banking Features:
All Your Accounts in One Place
Add your accounts from other financial institutions to see a complete view of your finances all in one place.

Budgets & Spending
Stay on top of your money with Budgets and Spending. Transactions are automatically categorized to create detailed spending reports.  Use the auto-generation tool to effortlessly create and maintain a budget.  

Move Money
Easily transfer money within your America First account or to another America First member. Use Popmoney to send money to anyone using an email or text message.

Deposit Checks
Let us do the work for you, Mobile Deposit is now equipped with auto capture that will take the best check image for you.

Pay Bills
Manage your bills with our free Bill Payment service. Schedule, cancel or change payments for your everyday expenses.  

Earn Cash Back with ABC Deals
Get cash back for many of the purchases you’re already making. Activate merchant offers and use your America First Visa® debit and credit cards when you buy and your money will be automatically deposited

Apply for Loans

Thanks for downloading Mobile Banking and being a member of America First.

Privacy Policy:

Terms and Conditions:

Deposits are subject to verification and are not available for immediate withdrawal. See terms in app for limits/availability and other restrictions.
Some features are only available for eligible members and member accounts.
America First Mobile Banking is free to use, but messaging and data rates apply.

What's New

Version 4.25.11

Password Unlock: Unlock your account password using the app.
New user enrollment for Mobile and Online Banking: New to Mobile Banking? Now you can enroll and create a password in the app.
Redesigned flows for Transfers, Bill Pay, Popmoney and Loan Applications.

Pending transactions display in the current month

Ratings and Reviews

4.6 out of 5

3K Ratings

3K Ratings

Frustrating to say the least


First, I’m not bashing AFCU, I love the credit union itself, but this app is freaking TERRIBLE. What really aggravates me, is the fact that I won’t have pending charges shown whatsoever for days. I sometimes will forget about some of the charges I’ve made, because I’m human and don’t remember every single shopping trip/bill, etc. and I figure the app will keep track of my transactions so I don’t have to write them down manually. The point I’m getting at is next thing you know, my account is negative because those pending transactions never showed and I spent money elsewhere. Also, something the old app had and not this one, is when you spent money, it would say where and how much and off to the side it would state what your balance was after that transaction. It would do that for every transaction so you could visually see where the money went, and how much was available after you made that purchase. I hope that makes sense? & I HOPE it gets fixed. I often miscalculate because of the flaw, and end up looking like a don’t know how to manage money.

AFCU app is credible


I like the features of this app. It lets you make transfers easily to other people or into savings. It also shows how much of your money is spent on certain items. I waste too much of my money on food, but it’s part of life and it helps me budget that. The charges on a past review are pending because that’s how long it takes some services to go through.. so that really just sounds like a personal problem. It’s nice that it has those pending charges because you can track how much money will be lost soon. You can also deposit checks electronically when needed. It also seems secure and you have to enter your password pin every time you check your finances. It has been a helpful app and it’s much easier to track money than without it and having a mystery card, or just making frequent trips for bank receipts..

A good try


The new app is mostly a let down. The icons and labels have been updated and yet the GUI is confusing and hasn't taken the user experience into account in some aspects, in my opinion. It's so frustrating to use the app just to do simple tasks. The old app was frustrating to use also, but now AFCU went too far in the other direction; way too much in every place. It’s also very slow—just for everything. They tried to make it graceful and fluid, but it is annoying instead.

One core problem I’ve had is making transfers out of savings accounts: it doesn’t always tell you your transfer is one of the regulation D transfers. It only tells me that if I transfer within my account. If I make a transfer from savings into another account then it will not tell me. I called Support about this and they said their app does tell them each time, so I’m the special one, I guess. Their recommendation was to uninstall the app and reinstall it. I did that. It still doesn’t.


America First Credit Union
106.8 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© America First Credit Union


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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