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Simple - Better Banking

By Simple Finance

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Bank beautifully. Easily budget and save.

Simple is online banking with built in tools to easily budget and save. It’s the whole idea of banking, remade with beautiful design, no fees (we don’t charge those), and genuine human goodness.

Set Goals to save automatically, every day.

Create a Goal for anything, big or small. Every day, your account automatically sets aside what you need to save. Stop, start, or change your mind any time. Goals also work as digital envelopes to store money for all your budget categories.

Always know what’s Safe-to-Spend.

Safe-to-Spend is a more trustworthy version of “available balance.” At a glance, you’ll know what’s left after your Goals, scheduled bill payments, and pending transactions. You'll worry less about obligations and overspending and enjoy your money more.

Block and unblock your card with a tap.

If you lose your card (or it’s just found a clever hiding spot), lock it, right from your phone. Your actual account stays open, so there’s no risk in playing it safe.

Everything with you wherever you go.

• A beautiful Simple Visa® Card
• Real, friendly, human support
• We don’t charge fees for anything
• More than 50,000 free ATMs nationwide
• Photo check deposits
• Free instant transfers
• Get personally rewarding finances.

Save more. Worry less. Get things done. Go places.

You deserve that, right? Of course. Everyone does.

Banking Services provided by The Bancorp Bank, Member FDIC. The Simple Visa® Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Banking Services provided by Compass Bank, Member FDIC. The Simple Visa® Card is issued by Compass Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

What's New in Version 2.8.1

This update squashes creepy-crawly digital bugs.

We fixed a handful of rare crashes. Yay!
The back button no longer hides after a network error when taking a photo during mobilecheck deposit.
Instant Help suggestions now appear chronologically in the New Support Message Screen.

So long, farewell, bugs!

iPhone Screenshots

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Customer Reviews

Good bank

Simple is a good bank with humble beginnings, they started out as a startup on Kickstarter. With crowdfunding they got the doors open and their simple beginning. They are now grownup though, and pretty much national in the United States. They are not as responsive as they used to be and are having some growing pains, but still the best banking solution around for personal use, It clearly states in the TOS you sign this bank is not for business use. Don't sign things you don't agree too and then complain later because it didn't go your way.

WARNING! They will TAKE YOUR MONEY and hold it for MONTHS!

I've had an account with Simple for over a year. I went to deposit my payroll check from the business I am part owners of (I pay myself and my partner legally from the LLC). The check was denied. No big deal. WRONG. SIMPLE WAITED UNTIL I LOADED MY CARD WITH MONEY FROM GOOGLE WALLET FOR OVER $500 then they Froze my account PENDING VERIFICATION. I sent in id and SSN card. This took over a week for them to verify as I was stuck without my cash! Then after verification, they stated that my account will be closed because I used it for business purposes!!! AND I STILL HAVENT GOTTEN MY MONEY BACK BECAUSE THEY SAID thEY ARE MAILING ME A CHECK WHICH CAN TAKE SEVERAL WEEKS!!!! Stay far away from this bank!!! They will take your money. Half of these 5star reviews are fake!!


I have used Simple for almost a year. It was GREAT for me until recently, when *every* drive through ATM in the area was no longer in network. PNC Bank used to take the card, for example. Now there is a $3.50 fee. The only places that have no fee ATMs are Walgreens, Target, Kmart, some Walmarts, etc. -- all where I have to get out of the car. I'm not lazy. I like the security and convenience of drive throughs. I may have to switch banks now. I contacted Simple and got a canned response straight from their FAQ (which I already read). Very frustrating.

Simple - Better Banking
View in iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.8.1
  • Size: 61.7 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.

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