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Simple - Better Banking

By Simple Finance

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Simple offers awesome support, simplified budgeting tools, and most importantly, financial peace of mind. We believe you should be proud of your bank. Download the app and open your account today.



“A Financial Service for People Fed Up With Banks” — New York Times

“Want to Dump Your Bank? Now There Is an App for That” — Wall Street Journal

“I Stopped Using Regular Banks For Two Weeks — And I’m Never Going Back” — Business Insider

“Hack Your Way to Saving Money by Hiding How Much You Really Have” — Wired

“15 best financial sites and apps” — CNN Money

“Best money saving websites” — Good Housekeeping

“Simple offers better customer service, financial management tools, practically no fees, and a great smartphone app.” — Lifehacker



In seconds you’ll receive confirmation of each purchase via push notification. Personalize transactions with memos, hashtags, location information, and photos. It’s like a digital receipt you never have to file away.


With Safe-to-Spend, you’ll know how much you can safely spend today without hurting yourself tomorrow. We factor in upcoming bills, scheduled transactions, and transfers, then do all the math, so you don’t have to.


Goals helps you balance regular monthly expenses, lifelong dreams, and everything in between. We put money aside every day, and subtract that from your Safe-to-Spend. When you’re saving every day, you’ll be amazed how fast you reach your Goals.


Simple Instant makes paying back your friends a snap. Never put multiple cards down at the dinner table again.


Customer service isn’t an afterthought, it’s at the core of everything we do. Urgent question? Call us and we’ll pick up. Don’t need an immediate answer? Message us from within the app and we’ll get back to you, usually in a couple of hours. No script, no phone menus—just real people helping you.


Your funds are FDIC insured to at least $250,000 through our partner bank, The Bancorp Bank, Member FDIC. If your card is ever lost or stolen, you can block it right from your desktop or mobile device. Simple uses the latest encryption to protect your information. We never compromise on security.



Get the smarter way to spend and save!

What's New in Version 2.1.2

What's new in Version 2.1.2

● Bug fixes.

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Customer Reviews


I've been with Simple from nearly the beginning, even through some of the growth pains as the company expanded. Now, I can't imagine using another service.

I used to cringe when it came to handling my finances (mostly because I was a broke college grad with more bills than sense.) But I actually feel inspired and in control with Simple. Real-time transaction notifications, easy goal setting / tracking, awesome customer service, and a clean app / web UI all work together to create a seamless, pleasant experience.

All the features that make Simple so powerful are starting to find their way into other well-established financial services and are over-promoted to the point that it simply becomes a gimmick. Simple has been doing these things for years and it's all just part of the experience - not cheap selling points.

Love Simple

My experience with Simple has been superb. Yes, they took on a HUGE task of switching processors (once in a lifetime thing) and it wasn't exactly smooth.

There are still lingering problems, but they've been very upfront, responsive, and have kept everyone well informed. Even credited accounts $50 for the trouble. I still recommend Simple very highly. Every day they're smoothing out bugs and things should be back to normal soon.

UPDATE: All those problems mentioned earlier were solved, and my experience with Simple continues to be smooth and carefree. I absolutely love having them as my bank, and I can't imagine ever using anything else. It will definitely be a bonus when they add on Apple Pay, which they say should be very soon!

5 Stars when they get Apple Pay

I love this bank, I love this app, but it is a real bummer that they don't support Apple Pay yet. Having an iPhone 6 and about to pre-order an Apple Watch just makes me really jealous of other bank users who get to use Apple Pay. I've been using Simple for 2.5 years, but still have a Wells Fargo account open. I've been tempted several times to move my money back over to WF so I could use Apple Pay, but Simple's Goals feature is what is keeping me around. I don't see myself leaving Simple soon because I'd really miss Goals, but I hope they are working to get Apple Pay supported sometime this year.

Simple - Better Banking
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 2.1.2
  • Size: 12.6 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

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