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Plan and invest automatically using AI in a portfolio of low-cost, low-risk ETFs.

qplum is an online financial advisor which invests automatically using AI, and data. We invest in portfolios of low-cost Vanguard, iShares, Charles Schwab ETFs. We offer free financial plans tailor-made for your income, expenses, assets, etc. We help build and manage wealth. We are the cutting edge of Robo-Advisors.
Free financial planning, wealth management, Traditional, SEP, Roth IRAs, 401(k) rollovers, retirement, individual, joint, and custodial accounts (UTMA/UGMA), savings goals - We got all financial advice covered!
We have low-risk investment portfolios, high-growth high-return investment portfolios, and everything else for your investing needs.
We offer simple, automated online investment - Download the app for free, get started in less than five minutes, open your account, and let our financial advice make your investments grow.

Who are we?
qplum is a fully automated robo-advisor. We manage wealth online. We are a digital investment advisor which invests through algorithms. We invest in ETFs of US and international stocks, US government bonds, international fixed income, and real estate. Our diversified portfolios use AI and HFT. Think of us as a digital hedge fund, which charges 0.5% annual fees.

qplum was founded by Gaurav Chakravorty, one of the earliest high-frequency traders in the world, and Mansi Singhal, a billion dollar portfolio manager with Brevan Howard, one of the most profitable hedge funds.

We offer:
- AI driven chatbot that offers free financial planning to suit your income, expenses, goals, etc. Now that’s Robo-Advising!
- Diversified ETF portfolios of stock, bond, and real estate ETFs to create wealth.
- Traditional IRA, SEP IRA, Roth IRA, Joint Accounts, 401k Rollovers.
- End-to-end automated trading to save time and effort!
- Account transfer from your existing broker to qplum.
- Monthly auto-deposits to invest every month.
- No additional fee for trading.
- Paperless, online investment experience!

Our strengths:
- AI and data science- We invest through algorithms based on AI and machine learning.
- Stellar portfolio managers and data scientists with proven track record in hedge funds.
- End-to-end automation - Robo-advisor with no human trading.
- Alpha - for returns independent of the stock market.
- Risk management to save you from market crashes.
- Algorithmic execution to buy and sell your products at a better price.
tax loss harvesting to save taxes on investments.
- Daily rebalancing optimized to reduce costs and improve returns.

With this app you can:
- Talk to AI-powered chatbot and get a free financial plan.
- Invest in a blend of our top portfolios.
- Open Traditional, ROTH, SEP IRA accounts.
- Rollover your existing IRA/ 401k into qplum.
- Track the performance of your investments in your ETF portfolio.

Regulated and trusted
- QPLUM LLC is registered with the U.S. Securities and Exchange Commission (SEC) as an Investment Advisor and with the National Futures Association (NFA) as a Commodity Trading Advisor (CTA).
- All Brokerage and Clearing services are provided by, and securities are offered through Apex Clearing Corporation and/or Interactive Brokers, both members of FINRA/SIPC.
- qplum accounts are SIPC protected up to $500,000, including a maximum of $250,000 for cash per customer, against losses resulting from the failure of a broker-dealer. An explanatory brochure is available at www.sipc.org.

The future is free. The future is fair. The future is qplum.

Investment Advisory Services offered through QPLUM LLC. All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization.Past performance is not indicative of future performance. Read more on our disclaimer and terms of use at www.qplum.co/privacy-terms

What's New

Version 10.5.2

What's New?

With this update:
- Open TD Ameritrade and Interactive Brokers linked investment accounts
- Support to make transfers above $50K ACH limit with wire transfers
- More detailed Monthly Auto-Deposits summary for invested accounts
- Invest one-time or monthly when opening a new account
- Better context for in-progress events on your invested accounts

Ratings and Reviews

Great Company ...


I had the opportunity to meet with the entire team after speaking to the CEO over the phone when setting up the account. They have a great team and approach investing from an algorithmic perspective (active) rather than passive buy and hold strategies which is why I like them better than any other roboadvisor. The are still a very small company and are continuously working on the Web/Mobile UI so although there is room to improve in that space, I’m sure we will see significant improvements in the near future. Look forward to a future with a QPlum managing my money!

Excellent App


I really like the interface. The app is very intuitive and easy to check the status of my portfolio. A bonus feature is being able to connect with client relations via their chat feature.

Nice app not so good returns


I've been with q plum for over 8 months and bot my low risk a medium risk portfolio are down significantly. It seemed like when they market for down my portfolio goes down linearly but when the market good up my portfolio barely goes up.
I regret every second I join qplumly. I would have rather leave my money in a 1% savings account


qplum LLC
45.8 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© qplum LLC


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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