Curu is the only app that automates credit building.

Building your credit score used to be challenging. Now it’s simple! Curu is the effortless way to build your credit without thinking about it. Every day Curu checks your credit activity and spending behavior to recommend actions that build your credit score.

What is Curu?
Curu is a company that empowers millennials who are new to building credit. Curu provides a platform for anyone transitioning to financial independence to sign up for their first credit accounts and secure their financial future. The app analyzes your life position, finances, spending habits & goals to send actionable recommendations to build your credit score and help you reach life’s biggest milestones.

How does Curu work?
* Create a Curu account and securely sign up for your first credit card through the app or link your already existing account(s).
* Curu operates in the background of your life 24/7 and notifies you anytime there is an action to build your credit score.
* Earn Curu Coins and Trophies by making smart credit decisions and level up to a Credit Guru!

- Curu Zen - Receive stress-free notifications that help you improve your credit score
- Curu Pay - Get recommended with the best amount(s) to pay off on your existing credit balance
- Curu Rank - Increase your profile from a Novice to a Credit Guru as you master your credit score by following personalized recommendations
- Curu Profile - Create a unique profile that enables a personalized experience & recommendations”
- Net worth - Stay up-to-date with your current financial standing and personal net worth

- Protecting your information is our #1 priority. Curu uses bank-level security to ensure that your sensitive personal finance information is secure and encrypted.
- All of your data is protected with 256-bit encryption and never stored on your phone, tablet or computer.
- We never store your banking credentials and work hard to keep your information secured

What's New

Version 1.2.2

In this update:
- Weekly quizzes to help test your credit knowledge
- FaceID for supporting devices
- Updated transaction and data structure
- Disconnected account recognition
- General fixes and app performance improvements

Thank you for using Curu!

Ratings and Reviews

4.7 out of 5
30 Ratings
30 Ratings

Perfect for helping me get started!

This company went above and beyond to help me get my first credit card and start me on the right foot. Before I even downloaded the app, I reached out to their contact information online and one of the team members walked me through the process of linking my accounts, seeing what cards I was prequalified and helped me understand what the payment notifications did to maintain beneficial credit utilization. I may have been behind the curve as an older person starting with credit (22 y/o) but I am totally confident! I definitely recommend this service!


Easy and Helpful

I was able to use the app to see which credit cards I am prequalified for and was able to get a credit card directly through the app. It was self-explanatory and very easy for me to do and I plan to use the app as I begin to build credit.


Really helpful!

Great app. Clear and helpful. I feel like it offers the advice folks with wealthy or resourced family just know due to inheriting wealth. Helps level the playing field. Helping me already.

Developer Response

Hey amakapp,

Thank you so much for using Curu and leaving such a wonderful review! We are excited to continue to expand our service and reach to all demographics.


Curu Inc.
45.8 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.
English, Spanish
Age Rating
Rated 4+
© Curu Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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