Welcome to Finnest!
Finnest is a powerful banking app and secured Visa ® Debit Card for teens and kids from 8 years old.
Finnest partnered with First Century Bank N.A. to provide parents and kids an FDIC insured banking experience for the whole family.
Finnest is a kids’ first bank account with the mission to teach about earning, saving, investing, giving, and responsibly spending money.
With Finnest, kids learn to curb impulsive spending, the value of money and the satisfaction of reaching savings goals.
No more guilt over missed allowance weeks!
Parents retain oversight of kids’ accounts and spending habits while giving them a way to learn the fundamentals of personal finance through real-life experience using money every day.
Finnest has no hidden fees. You can order Finnest for your family for $60 per year. That's just $5 per month for up to 4 kids.
Our motivational app is rooted in expert financial literacy principles. Combined with a secure debit card, Finnest teaches important financial lessons while protecting kids from costly mistakes. With Finnest, kids can’t accumulate debt like they can with a credit card. The Finnest Visa® debit card works everywhere Visa® is accepted.
• No cash? No problem. Instantly send money to your kids whenever you want.
Be on time with your allowance or simply pay for chores.
• Misplaced a Finnest debit card? Click a button to lock it. Click again to unlock it when found.
• Impulsive spenders? Set daily spending limits.
See all your kids’ transactions so you know where their money is going.
• Real time notifications to stay on top of your game.
• Want something? Make a goal, or more than one, and watch your savings grow.
• Lost your Finnest debit card? Lock it on the phone to keep your money safe.
• Never seem to have money on hand? Learn where your money is going, then set priorities.
• Need extra money, or owe some to your parents? Request funds from mom and dad,
or pay them back with a simple transfer.
And much more coming soon...
The Finnest Debit Card Is Issued by First Century Bank N.A., member FDIC, pursuant to a license of Visa U.S.A. Inc.
We have a brand new set of smart notifications for you that will encourage your kids to save more money, notify you whenever money is being spent and many more surprises.
Ratings and Reviews
Exciting new idea !
I love the fact that this app and the REAL debit card my daughter receives will help teach her about goals, savings and how to manage her money. She’s been wanting to save her money since she was 10 and now instead of stashing her cash in a sock drawer or jewelry case , it will be in her Finnest account where both she and I can keep track of it. My daughter is very excited to receive her personalized debit card next week. Thank you for offering this product !
I just got the cards for my kids and all of us enjoy it a lot. My kids love that they can request money any time.
Really awesome idea to teach kids how to manage finances. These life skills aren’t taught in school.
With Family Sharing set up, up to six family members can use this app.