Lenmo is a peer-to-peer lending app that connects people looking to borrow money with people looking to make money.

Looking to make some money? You don’t need to be a financial expert - making investment decisions is easy through the app.

Need to borrow some cash? Look no further. You can now borrow money under terms that work for you.

As an investor, you can:
- Diversify your portfolio in a market with low volatility
- Easily select investments that suit the level of risk you’re comfortable with
- Enjoy withdrawing your earnings at no cost

As a borrower, you can:
- Get money in just a few clicks
- Request a loan without impacting your credit score
- Choose a loan with your own payback terms

What’s New

Version 2.2.2

We regularly make updates to ensure the best possible user experience. Here are a few of the latest enhancements:
- Investment page loan tabs
- Dismiss loan request
- Visual design updates
- Bug fixes
Love the app? Rate us! Your feedback keeps the Lenmo engine running.
Have a question or idea? Contact us via the Customer Support link in the app or visit

Ratings and Reviews

3.4 out of 5
519 Ratings
519 Ratings
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Multiple accepted offers - still no loan!!

I downloaded the app and applied for my loan on February 16th. I still haven’t gotten my loan. I have had multiple offers already and have accepted each one but once you accept an offer the lender has another 48 hours to give a final approval. I’m on the third one now - first two went the full 48 hours each and then expired. I honestly don’t understand why the investor has to give a final approval on the loan to begin with. They saw what my request was and how long I wanted to pay it back. They were the ones that made me an offer on the terms of the loan. The third lender gave the final approval. Now I have to wait another 5-7 business days for the money to be available in my account. That I didn’t realize. They don’t tell you that when you apply. It is in the help section though which I didn’t look at until now because I didn’t need any help! Another downfall is anything done after 4pm won’t be processed until the next business day. So that means that the funds won’t even be sent until tomorrow at the earliest. Then it’s the weekend. The 7th business day isn’t until March 4th! That is 16 days since I applied for the loan. I won’t even need a loan by then!! So in this instance this entire process was a waste of time and cost me money and I got no benefit from it at all.

fed up thanks ,


I downloaded this app because, obviously, I need some extra cash right now. everything went so smoothly in the beginning, I had just submitted a loan request and gotten an offer! all I needed to do was add my bank info, and after about an hour of trying and failing to connect one bank account I finally gave up and connected my other one. so after all of that was done, I went and accepted the offer. it takes you to a second page where you have to push the “accept offer” button again. okay, no problem. well, I’ve pressed this button probably 1,000 times and nothing happens. so I think, go check your bank info and see if it was added. when I go to the link for your bank info and click on it, it brings me to the page but it’s just constantly loading. this has been going on for about 12 hours, I thought that if I just left it alone and waited that it would load but I was wrong. I decided to cancel the request I made and make a new one, but of course that didn’t go well either only this time because my SS doesn’t match my last name or something? I’ve had the same last name my entire life, I’ve had the same SS for my entire life, and when I first signed up I didn’t get an error message about that at all. please fix your app and tell me how to delete my account because this is complete bull.

jerizin1208 ,

Good start but needs refinement

I like Lenmo in general, it is relatively easy to use and I’ve been using it for a few months successfully. I’ve funded and had repaid several loans. However I often have errors with the app and customer service is not super responsive- it often takes days to have issues resolved. I also wish the app had a way to keep track of transaction history. For example being able to see when your lenmo account is funded, when and how much is paid out, when and how much is refunded. It will give notifications when a loan is funded and repaid but I would like something more like the transaction record of a bank account where I can the deposits and withdrawals. Also recently I didn’t receive notification of a repayment until a week after it was due- I don’t know if payment was late or lenmo was delayed in showing the notification- I would like to know so that I know whether I should be following up with lenmo about receiving my half of a late payment fee. I expect these issues stem from the youth of the app, that improvements will come as the app becomes more established. 🤞


Lenmo Inc.
44.5 MB

Requires iOS 9.2 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
You must be at least 17 years old to download this app.
Unrestricted Web Access
© Lenmo Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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