Cashculator - The Smart Financial Spreadsheet!
Easily plan and track your finances with Cashculator.

Do you care about your financial future?
Let Cashculator help you!

Keep track of your cash flow to make smarter financial decisions and reach your financial goals by planning your future.

Tired of complex personal finance applications?
Cashculator is the simplest way to manage your finances!

See how easy it is to use Cashculator is in this short video on

Cashculator is not yet another personal finance application.
- It is different from other applications which are complex and focus on past transactions.
- Familiar spreadsheet concepts make Cashculator easy to use, visual and straightforward.
- There is no need to define your accounts and configure the application, no complex dialog boxes, no credits, debits or portfolio management. Just simple numbers: income and expenses.
- You will become an expert user in no time thanks to the interactive tutorials that will teach you every aspect of using Cashculator.

Cashculator is not designed to maintain a detailed, daily records of their spending. Instead, it is designed for people who want to have a fast and easy way to keep track of their budget.

Cashculator is the simplest way to manage your finance - easier than a spreadsheet. It is based on familiar spreadsheet concepts and improves them by:
- Easy budgeting - separate planned expenses from actual ones. See where you stand compared to your budget
- Fast "what-if" scenarios comparison - duplicate your existing financial plan, make changes (i.e. increase salary, add trip abroad), graphically compare to existing plan
- Easily split a purchase into several payments
- Forecasting based on budget or on average of your actual spending

Cashculator+ is limited to two scenarios and to planning only 3 months ahead until Full Planning Features are unlocked with an In-App-Purchase.

You can learn more about Cashculator on our website:

Cashculator is localized to English, German, French, Italian, Russian, Japanese, Portuguese and Norwegian languages.

What’s New

Version 1.5

- Renamed to Cashculator+
- Some User Interface fixes
- Fixes to Reconcile screen in latest versions of macOS

Ratings and Reviews

3.4 out of 5
5 Ratings
5 Ratings
Stevesbidone ,

Excelent Program!

Very well thought out and put together!

AnaBerst ,

Great for Basic Household Accounting

When I downloaded Cashculator Free, I was looking for an application to categorize and record my spending/recieving, just to see where it all went on a monthly basis - it turned out to be the perfect app for that.
I am a single, low-income (well, practically, broke) college student, with no dependents. At the end of each month I review my online bank statements and enter them into the categories (that I customized for myself) in Cashculator. Then, I just see for myself how I need to change my spending habits. This is really easy, because, like I said, you can customize spending categories and, at the click of a button, see how your income/outcome differ.

nc0001 ,

Great to have! Best I have seen.

This is a really great tool to have around if you are looking to budget. It comes with preset categories but you can always make your own category. A nice feature to add would be to add a loan calculator in order to be able to calculate your balance and the payoff date with how much you paid for that month. This would be beneficial to have, as it would allow for one to be able to see the balance on a loan or credit card without having to log into their bank account to see it.

Overall, great to have and best app I have seen in its category.


Apparent Software Inc.
11.2 MB

OS X 10.10 or later, 64-bit processor


English, French, German, Italian, Japanese, Norwegian, Portuguese, Russian

Age Rating
Rated 4+
© 2009 Apparent Software Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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