If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

• All accounts in one app
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and manage your everyday finances.

• Super fast
Creating a new transaction now takes a matter of seconds. The app was designed with simplicity and convenience in mind. It will never require you to make dozens of unnecessary steps to accomplish simple tasks.

• Companion iOS & Apple Watch app
Debit & Credit has its own app for iPhone and iPad, which you can use to add transactions on the go. It is super convenient and keeps data in sync via iCloud.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!

• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Powerful features
Split categories, pending transactions, transaction export, file attachments (with sync), transaction tags, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• iCloud sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

Some features are limited to premium version subscribers. If you choose to purchase premium version, payment will be charged to your iTunes account, and your account will be charged for renewal 24 hours prior to the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Current price for the premium subscription is $9.99 per year, and may vary from country to country. Our privacy policy, as well as subscription terms are available at

In case of any questions please don't hesitate to contact

What's New

Version 2.7.1

• improvements related to budgets and how refunds are handled for them
• fixed bug when multiple selection of scheduled transactions was not bringing aggregate information in the top panel
• fixed bug when sometimes transactions could not be edited if multiple transactions were selected
• bug fixes related to file import
• other improvements and bug fixes

Ratings and Reviews

4.7 out of 5

176 Ratings

176 Ratings

almost fits my needs


i use this as my checkbook ledger. easy to input transactions. like the running balance, color differentiation. crucial info isn’t there at a glance, so i’d like to request improvements in some areas 1) In Regular View, would like to see Payee as default, not Description and Category. for example, i make 2 car lease payments and all that shows is “Car lease payment, Bills”. only when i double-click the transaction do i see where it went to. actually, i would use Table View as my default because it does show Payee, BUT it doesn’t show the running balance. IMO, both views should have all viewing options available. 2) include Scheduled Transactions in the ledger and part of the Transactions Filter (maybe up to 30 days in advance or user selectable and highlighted to differentiate from regular transactions) so i can see what my balance is on a future date. currently, the balance forecast report has to be run and only has 3 selectable time periods with 1 month being the shortest period (minimum 2 weeks would be nice). adding these 2 features alone would greatly enhance the single main view upon opening the program, negating superfluous clicks into other areas of the program to get the information. 3) Regular View only has one view date-wise (most recent on top). would like the ability to sort it so most recent is on the bottom. lastly, the developer is very quick in his replies. thanks!

Developer Response

Thanks for your feedback, I have noted it!

Please be aware that the table view has the running balance column, you just need to select a particular account in the sidebar to have it displayed. It can't be displayed when all accounts are displayed because transactions from different accounts are in the same place.

Wonderful Updated Review


I have been using this debit and credit app for macOS and iOS since April 11, 2015 and i haven’t look back. this is the frist software purchase i have made in a long time that i have no regrets buying and recommending to friends and other apple product users. this app is frequently updated and contacting the developer is easy as pie. if you are reading this and haven’t purchased this app yet, what are you waiting for. for less than twenty bucks you can get this for your mac and your iOS devices and have them sync though iCloud. So, you can stay on top of money and where it goes.

Original review below:
This is the App that, I have wanted for a long time, that syncs very fast and keeps me up to date on how much money i don’t have. I have been useing other money software to keep track of my daily expenses but it did not sync. So, i would have to try to remember everything and enter it when i got home but with this App not anymore. There is a very little bit of a learning curve coming from other money mangment software but not to drastic and if you have any questions, you can ask like i did about entering information or cloud syncing and Ivan gets back to you realy quick. I have the full version for the Mac Mini and the iPhone and paying 5.00 for both is a bargain compared to what other money software cost.

Developer Response

Thank you so much for posting this review, I appreciate that!

Wonderful app for managing money accounts

LS. 2

I wanted a way to essentially convert my old paper checkbook register into a digital format. I couldn’t be happier that I found Debit & Credit! It’s exactly what I was looking for and more…. I had tried other apps/websites in the past which featured electronic data feeds to my various accounts, and found that for me they didn’t truly provide a way to manage my accounts. Instead, those data connections served to essentially remove “me" from my accounts — I ended up never really looking at what was coming/in out to see if my records matched the account histories. Not what I had intended at all! What I love about Debit & Credit is that it has all the ‘bells and whistles’ I was looking for (easy visibility to balances, ability to manage multiple accounts (both checking/savings accounts and loans/credit cards), budgets, financial reporting, etc…) but at the same time it requires ME to be involved in the process. I also really like that the data is stored on my iCloud account and that it is compatible across all my devices (Mac, iPhone & apple watch).


Ivan Pavlov Pty Ltd
4.6 MB
English, French, German, Portuguese, Russian, Spanish, Turkish
Age Rating
Rated 4+
© Ivan Pavlov


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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