- Flexible funding from a credit card, debit card, or bank account.
- No credit check – verified ID is all it takes.
- Issue cards quickly to employees or subcontractors.
- 5% discount on every purchase.

Lowe’s PreLoad is a mobile-based, real-time expense management solution that simplifies how you manage your cash flow and makes the expense reporting process easy. The Lowe's PreLoad app is the companion application for the Lowe's Preload Discover® prepaid card. It is a no cost, prepaid card solution for Pro customers.

Lowe's PreLoad brings cutting-edge technology to businesses to continue to compete in today's market by reducing cost and improving productivity for you and your employees.

What’s New

Version 1.98.20

Small improvements

Ratings and Reviews

2.5 out of 5
17 Ratings
17 Ratings
Robert Conrad ,

Good idea. Needs more communications to employees

I’ve had it for a few months and I use the barcode on my phone, but I have to explain to your associates how to take my barcode on my phone at your store in Greenville. I’ve even had a cashier in Sulphur Springs refuse to take it as her store manager told them they don’t take credit cards on phones. Fortunately another manager I guess realizing it was a preload account took the card over her objections. Like I said best idea, but the rollout has a lot to be desired.

buckeye arizona ,


Do not load this card with money they will lock your card & hold your money hostage ! They have a number on the back of card for problems but when there is an actual problem they will refuse to help you & make you do everything threw (karmic.) it does not say Lowes so I’m assuming it means they used a third party company that’s why when there’s a problem they say screw you it is not our problem & keep your money hostage.

Developer Response ,

Thank you for taking the time to leave us feedback. To preserve the security and privacy of our clients, we are unable to discuss cardholder accounts publicly. Please allow us to explain the process to you by phone. If you can, at your earliest convenience contact us at

Dokmonovich ,

Not very happy

They are very slow to respond. I made a $5000 deposit and they suspended my account for unknown reasons. I have been waiting for a response from them on why the account is on suspension. I needed to place a large order with the funds and now the money is stuck in there system with no resolution. Lowe’s always plays games with your money. Including a 10-day refund policy.


Karmic Labs Inc.
14.7 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
© 2016 Lowe's. All rights reserved.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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