Buckit is a robo credit manager that helps you improve credit health and pay off debt. With Buckit, credit card payoff can now be put on auto-pilot and your credit health gets turbo-charged: it analyzes your debt and finance data and applies smart strategies to help you manage your credit holistically, whether it is to save interest cost, increase credit score, balance spending or picking the right path to pay down debt. Buckit allows you to automatically set aside money to pay off debt so you don’t have to worry about it. Buckit offers one of the best credit card debt payoff solutions in the market today.
- Intelligent. Buckit analyzes data to optimize your strategies to improve credit, for example, preparing you to refinance with a better credit product to save cost.
- Easy to use. Simply link your accounts and let Buckit do the heavy-lifting. Get intuitive insights, easy-to-follow tips and tools that enable you to act now and reap the benefits.
- Automatic. Fine-tuning the plan, setting money aside and making payments when the bills are due; Buckit can do it all.
- Rewarding. A few extra dollars saved every week can snowball into big savings - up to 20-40% in total interest costs over the life of a loan.
How it works
Link your credit card accounts and a bank account - that’s it! Buckit analyzes your credit health and lays out specific steps you can take to improve your credit, whether it is to pay off debt, increase savings or pick the right credit products.
It is secure
Buckit uses 256-bit encryption on all your information - the same encryption level that banks use - and adopts a comprehensive multi-layered approach to security to ensure your account remains protected.
Get on the journey to better credit with Buckit.
Bug fixes and other improvements.
Ratings and Reviews
Account linked to Facebook
The idea sounds great but I was immediately turned off when I realized the only way to create your account is to link it to Facebook. I do have a Facebook but I know many people who don’t and wouldn’t want to have one so these people would be left in the cold it they wanted to use this app. Additionally it makes me uncomfortable knowing that I’d be linking my financial information and it would all be linked to my Facebook account. Too much liability if you ask me.
Hi, thanks for the feedback! First of all, it is very important to clarify that none of the financial information is linked to or viewable through your Facebook account; those are only accessible within the app and by you. Facebook account is only used to expedite the account set up with the idea that user does not have to create another user name and password. But, we 100% agree with you that account set up should not be limited to only through Facebook account. Actually, we are actively working on this to enable account set up through other means, such as email account, and this should come out in next few weeks. Thanks again for sharing your review.
[update] hi there, we have just released the feature that user now has the option to sign up with email. Thanks for the suggestion.
First of all I want to say that this app has the potential to be a great app it just needs to be fine tuned to work out all the kinks in it.
First of all I didn’t like the fact that you have to connect to Facebook.
Second of all some of my banks weren’t able to connect it kept saying error message and when I would type the info in it wouldn’t appear. I had to close and re open bank to type my info in.
Lastly every time I wanted to back to the home page where all my accounts were, it wouldn’t let me so I had to log off reconnect my fb account and sign in all over again, which is really aggravating.
Better sticking with credit karma or credit sesame or my personal favorite which is the every dollar app.
To be able to plan and manage my income and spending on weekly basis is nice..it is easier to remember what happens in a week than a month, and I can see if I overspend my income this week or not and make adjustments next week, rather than wait for a month to know. It has a feature to split monthly expense to weekly ones and automatically does it next time, so managing large bills is not a problem, I can budget for a week's portion of utilities, rent etc. Also the notices are informative and quick.. good reminders of where things are and helpful to stick to the budget. Also the updates are quite frequent.. they just added a feature to track cash spendings, besides credit card.
With Family Sharing set up, up to six family members can use this app.