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Acorns - Invest Spare Change into Stocks

By Acorns

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Acorns is an app, FREE to download, that invests your spare change from everyday transactions into your very own diversified portfolio. You can easily get started in minutes: anytime, anywhere.

· Intelligent Investing ·
A simple and intelligent automatic investment system not only helps you invest regularly but also optimizes your investment through diversification and automatic rebalancing. In other words, we buy low and sell high without you having to keep an eye on things.

· Bank Level Security ·
Your peace of mind is our highest priority. Acorns protects your information, prevents unauthorized account access, and notifies you of unusual activity.

· Low Fees ·
No commissions, ever. It’s always free to move your money into and out of Acorns. Using Acorns for a year costs less than what most traditional brokerages charge for just two trades.

*Once you invest, Acorns is only $1 per month for accounts under $5,000 and 0.25% of the account balance per year for accounts of $5,000 or more.


· Diversification ·
Acorns seeks to maximize expected returns for a given amount of risk by carefully diversifying across multiple asset classes. The mathematical framework used for this diversification is called Modern Portfolio Theory.

· Automatic Rebalancing ·
Acorns automatically rebalances your portfolio during market fluctuations to mitigate risk and optimize returns.

· Low Cost ·
Acorns invests in low cost ETFs and passes these savings on to the users in the form of low management fees. Using Acorns for a year can cost less than some traditional brokers charge for two trades.

Download Acorns now for FREE! Charges do not apply until you decide to invest. You can always choose to withdraw anytime with no fees.

See what the press has to say:

"Acorns could radically change the narrative of this generation, transforming them from post-recession conservatives to savvy financial risk takers." - WIRED

"This could prove to be an inexpensive way of introducing young people to the world of investing at ages for which compound interest can become a powerful tool." -Bloomberg Businessweek

"Young people may not have enough assets to meet the minimum requirements of big financial houses... With Acorns, there are no minimums. There are also none of the commissions that can render investing in small doses prohibitively expensive." -TIME

What's New in Version 1.1.0

Now you can watch your Acorns grow with a simple glance at your wrist. With the new Acorns app for Apple Watch, track your real-time account balance, your Round-Ups, and even make a deposit, all without ever having to pick up your phone.

• Bug fixes and general usability improvements to the iPhone app

iPhone Screenshot

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Apple Watch

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Customer Reviews

Downright misleading "performance" page!

Aside from the fact that this app routinely crashes (worse on 8.4) and 1Password integration is sketchy & unreliable: Do not be fooled. When you look at Performance to see the last day's gains or losses, they include any deposits or approved Round Ups that were posted to your account that day. This pads your "gains" or minimizes your "losses", and is frankly just plain deceptive. The Home page is equally useless, showing the past 30 days of *investments*, rather than 30 days' gains/losses. This means that if you're practicing an invest and hold strategy (as you should), your account *looks* at first glance like it does nothing but go up...even if you're losing as much or more as you deposited that month! This runs completely contrary to the founders' stated intention of teaching people how to invest--learning about the market through its ups and downs requires reliable figures, and Acorns seems bent on not providing those.

One more update, Acorns. I'll give you one last chance to do the right thing. Otherwise, I'll pull my investments and go with a better firm, even if their app lacks the convenience of not having to calculate round ups myself each month.

Good for saving money, but...

This app is perfect for anyone who wants to save money without thinking about it however you won't see much if any of a return on investment, good place to start saving but definitely won't see much of a return.

Good Fun Investing

I think this is a good beginner investment tool. Not for serious investing. More of a supplement to stash some money. Gains are negligible but putting aside some money is really the point. Don't expect to become a millionaire from this app.

Acorns - Invest Spare Change into Stocks
View In iTunes
Offers Apple Watch App for iPhone
  • Free
  • Category: Finance
  • Updated:
  • Version: 1.1.0
  • Size: 22.4 MB
  • Apple Watch: Yes
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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