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Acorns - Invest Spare Change into Stocks

By Acorns

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Acorns is an app, FREE to download, that invests your spare change from everyday transactions into your very own diversified portfolio. You can easily get started in minutes: anytime, anywhere.

· Intelligent Investing ·
A simple and intelligent automatic investment system not only helps you invest regularly but also optimizes your investment through diversification and automatic rebalancing. In other words, we buy low and sell high without you having to keep an eye on things.

· Bank Level Security ·
Your peace of mind is our highest priority. Acorns protects your information, prevents unauthorized account access, and notifies you of unusual activity.

· Low Fees ·
No commissions, ever. It’s always free to move your money into and out of Acorns. Using Acorns for a year costs less than what most traditional brokerages charge for just two trades.

*Once you invest, Acorns is only $1 per month for accounts under $5,000 and 0.25% of the account balance per year for accounts of $5,000 or more.


· Diversification ·
Acorns seeks to maximize expected returns for a given amount of risk by carefully diversifying across multiple asset classes. The mathematical framework used for this diversification is called Modern Portfolio Theory.

· Automatic Rebalancing ·
Acorns automatically rebalances your portfolio during market fluctuations to mitigate risk and optimize returns.

· Low Cost ·
Acorns invests in low cost ETFs and passes these savings on to the users in the form of low management fees. Using Acorns for a year can cost less than some traditional brokers charge for two trades.

Download Acorns now for FREE! Charges do not apply until you decide to invest. You can always choose to withdraw anytime with no fees.

See what the press has to say:

"Acorns could radically change the narrative of this generation, transforming them from post-recession conservatives to savvy financial risk takers." - WIRED

"This could prove to be an inexpensive way of introducing young people to the world of investing at ages for which compound interest can become a powerful tool." -Bloomberg Businessweek

"Young people may not have enough assets to meet the minimum requirements of big financial houses... With Acorns, there are no minimums. There are also none of the commissions that can render investing in small doses prohibitively expensive." -TIME

What's New in Version 1.0.8

• Redesigned and improved Home screen with clearer visualization of your investments and historical account growth
• Redesigned History screen to offer you a better understanding of your account activity
• Update to "Invite Friends" screen makes it even easier to share Acorns
• Bug fixes and general usability improvements

iPhone Screenshot

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Customer Reviews

Brilliant App.

I love this app so much. It makes investing so simple. Absolutely worth getting no matter who you are.

The most recent update was a bit odd though. Once it actually kicked in a couple of days later, I immediately loved the updated home and history page (especially the history page); however, I was really bummed that the daily account net/loss, which is now seen under the positions tab, was taken away from the home page. That's what I liked about the old home page. It was easy to log in, see what was going on at a glance and move on. I'm curious why that was moved.

Also, I noticed yesterday that once a round-up investment gets invested, the daily improvement in the Positions tab and the Home page 'Total Invested' amount do not update until at least a day later. Only the History tab updates immediately. This makes the daily account change under the Positions tab incorrect for an entire day, as well as the account total displayed on the home screen.

I love this app to pieces and would never give it less than 5 stars, but updates to fix this odd bug and to restore the daily account change to the Home Page (while keeping everything else that's already there) would be much appreciated. Stellar update on the whole though. I like seeing account history and hope there will eventually be options to see more than 30 days, and the history page is very clear and even more informative now. Keep up the great work guys!!

Great App for people who don't have $10,000 just sitting around to invest.

The app does great, and for very low fees. But, if you want to make money, you need to continue investing.

$100 in your account on a conservative investment won't make much even with the small fees. And you should always invest with money you can afford to lose. If you're overdrawing your bank account, its your fault, because investing is a risk you took.

This is a great way to invest your money through a proven strong system, is easily contend-able with other companies out there.

for people who miss the daily screen, the "Positions" page has the daily movement, showing you the movement of your money. And the "history" screen has vastly improved. My only complaint is that on the "positions" page on a day when my money has been invested, it shows me the percentage my account has changed to include my investment, so I can't tell if my money has made a net gain or a net loss. I have to do the math myself, which requires me paying more attention than I can while I'm at work.

Overall, this is a great app! Just remember, the more money you have in your account, the more money you can make (or lose). But they wouldn't be in the business if they were losing people's money.

The update was suboptimal

Great that they responded to the complaints about not being able to see account growth over time. But their response left something to be desired. Namely, the view of daily account activity that was offered before. There was no reason to get rid of daily progress and no reason why the home screen can not offer a choice between the daily view and the long term view. Otherwise, it could allow us to pick the range rather than give a graph with totally ambiguous lines which offers less useful information than the old daily graph?
Other than that the rest of the app seems to work fine and the net gains information is good.

Acorns - Invest Spare Change into Stocks
View In iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 1.0.8
  • Size: 18.2 MB
  • Language: English
  • Seller:

Compatibility: Requires iOS 7.0 or later. Compatible with iPhone, iPad, and iPod touch. This app is optimized for iPhone 5, iPhone 6, and iPhone 6 Plus.

Customer Ratings

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