iPhone Screenshots


The New M&T Mobile Banking App: Now With More of What’s Important – including Mobile Check Deposit!

Banking should be simple, quick and convenient; that’s the idea behind the M&T Mobile Banking App1 built for both personal and business customers. With a design that’s clean and easy to use, you can check balances, deposit checks, review and search for transactions and send payments – fast.

- Access your M&T personal and business accounts.
- Important information – like available balances and credit limits – is front and center.
- Search transactions and view deposited and cleared checks.

- Deposit checks directly from your phone at no extra charge.1,2
- Make same-business-day check deposits until 8pm.2

- Log into your accounts using just your fingerprint with Touch ID.

- Quickly make payments to almost anyone3 – all with the security of our Bill Pay Guarantee.4

- Easily move funds between all eligible M&T accounts.
- You can even make payments to M&T loan and credit card accounts.

- Create, edit or cancel scheduled payments and transfers.
- For Business customers: View transactions that are pending approval.

- M&T branches and ATMs are easy to find, thanks to maps and directions.

1 Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. View the M&T Digital Services Agreement for full details.

2 Deposits are subject to verification. Funds from mobile check deposits follow the normal funds availability schedule. Deposit limits and other terms, conditions, fees and restrictions may apply. Business day is defined as Monday through Friday, except for Federal holidays.

3 M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose. Payees can only be added or edited, and recurring payments can only be scheduled through M&T Online Banking.

4 Bill Pay Guarantee. We will cover up to $50 in late fees if a payment using M&T Online Bill Pay is late and you (i) scheduled the payment sufficiently in advance of the payment due date to allow for the payment to be processed and sent by us, and (ii) the date you selected as the Delivery Date was no later than the date your payment was due, excluding any applicable grace periods. Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130. We reserve the right to discontinue the Bill Pay Guarantee at our discretion at any time.

iPhone is a trademark of Apple Inc. Use of this trademark is subject to the owner’s permission. M&T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Apple Inc.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Equal Housing Lender. © 2017 M&T Bank. Member FDIC.

What's New

Version 3.11

- Optimized for Face ID.
- Additional minor improvements.

Customer Reviews

2.7 out of 5

192 Ratings

192 Ratings

Not so hot


They have since added the ability to deposit a check and fingerprint scan log in. Now if they could just support Face ID...

Old: I gave this app a two-star rating, instead of one star, because it has some useful features, although it could use many upgrades. I like that I can check the balance of both my checking and savings accounts, as well as make transfers between the two. However, that is about all I use the app for. Even doing these two basic functions can be a problem. Almost every time I attempt to use the app, I have to log in a number of times before it works. It often gives me a message saying, "unable to log in," and then once I finally get into my account and try to view my Account Summary, it says, "system unavailable, please try again later." I originally thought this only happened in areas where I had low service, but I have since used it with 3 bars of service and 3G coverage, as well as on wifi, and have encountered the same problem. I also do not like that I can't deposit a check through the app or use a fingerprint to log in. It seems this app has too many glitches and too few features to be worth it.

Nothing but frustrating


This app has been completely dysfunctional since I got it several years back. I have an iPhone and have heard from personnel at my local branch that the app does not work well with iPhones. If true, this is obviously a problem for all customers who own iPhones. I am rarely able to login from the app – it typically tells me that it is unable to log me in and to retry later; sometimes it asks me to check my connection though my connection is fine and all other apps work.

This has been an entirely useless app on my phone, though I keep it on and continue to recheck in hopes that the developers have fixed the problems.

The convenience my friends and family have with other banks’ apps and being able to deposit checks through their apps etc. has me considering whether I want to even continue with M&T.

Improving, but not perfect

Linnea [Loser*]

This app has been getting better as time goes on. With the last substantial update, it started covering up the actual sensitive information with an M&T “cover page” when the home button was double-pressed to switch between apps. However, that feature quickly went away with a subsequent update. It's now back, which I really appreciate!

The mobile check deposit is improving now, too.

But the overall design and interface is clear and easy to understand. The functionality is getting more and more reliable.


M&T Bank
63.5 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad, and iPod touch.
Age Rating
Rated 4+
Equal Housing Lender. © 2017 M&T Bank. Member FDIC


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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