Optus Pay. Make everyday purchases with a wave of your phone or wrist.

Turn your phone or wrist into a simple and convenient way to make everyday purchases under $100 with Visa payWave. And use the Visa Prepaid Debit card details in the app to pay online or by phone. And now you can use the P2P feature to transfer funds to other Optus Pay users.

Optus Pay is a facility that lets you store up to $500 to make payments using your Optus Pay payment accessory with Visa payWave technology or using the Visa Prepaid Debit card details in the app for over the phone or online payments.

Before you decide to download the app and register, you’ll just need to make sure you have the following:

- An Optus mobile plan
- An Optus Pay payment accessory, which you’ll need if you want to make Visa payWave payments. You can request this through the app or by going to


Visit the product information page at for further information.

Optus Pay is issued by Heritage Bank Limited ABN 32 087 652 024, AFSL 240 984. You should consider the Product Disclosure Statement available at before making any decision in relation to the facility.

What's New

Version 1.9

In this update we’ve introduced:
• P2P – the ability to transfer money to any other Optus Pay user
• Changes to the layout to move the nav bar to the bottom of the screen and app settings to the More tab

Ratings and Reviews

3.2 out of 5

6 Ratings

6 Ratings

What a fantastic app!! Awesome


it's really great app and so much convenient to make payments using my mobile. I'm using less and less credit card now as oppose to before as I'm relying on my Optus Pay.

Thank you


The payWave accessories were great when it first launched but since the launch of Apple Pay with my bank, I now use Apple Pay exclusively.

Just needs


A widget associated with it so I don't have to unlock phone, load app and wait forEVER for it to refresh.. bank apps can do it, why can't you?


Optus Mobile
41.9 MB
Requires iOS 9.3 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© Optus Mobile Pty Ltd 2016


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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