iPhone Screenshots


Find out how early – and cheaply – a lower mortgage interest rate and/or higher repayment would get you out of debt and powering ahead.

This free app from TheMoneyMentorWay.com identifies TO-THE-DAY and TO-THE-DOLLAR your potential savings in both time and money.

It also automatically calculates the massive, ‘free’ savings you could secure by moving to a cheaper home loan and then keeping your repayments at their existing level. A debt-busting masterstroke!

If you are targeting a particular Mortgage Freedom Date, the unique Mortgage Freedom Date slider lets you see what rate/repayments are necessary to make it happen.

And exclusive tips and tricks from Money Mentor Nicole Pedersen-McKinnon will help you hit your debt-free dream date.


- How much time and money you’d save from a lower interest rate
- How much time and money you’d save from a higher repayment
- How much time and money you’d save from a lower interest rate and keeping repayments the same
- The total interest you’d pay under every scenario


- New home loans
- Loans you’ve begun to pay off
- Loans of up to 40 years’ original duration
- Loans with monthly or twice-monthly repayments

Bring your Mortgage Freedom Date forward years and save a fortune!

Want more forecasting tools like this? Go to TheMoneyMentorWay.com to discover the date you could be entirely debt-free – NO mortgage, NO personal loans and NO credit card debts. PLUS find out how soon you could hit all your longed-for money goals, from the holiday of a lifetime to early retirement. Money Mentor Nicole Pedersen-McKinnon’s powerful and personalised forecasting system also captures your precise mortgage-busting boost from astute offset account use.

Visit TheMoneyMentorWay.com to model your best money move, lock in the optimal strategy and plot a path from debt to prosperity.

What’s New

Version 1.2

Updated developer logo.
Fixed status bar background colour.

Ratings and Reviews

5.0 out of 5
6 Ratings
6 Ratings
Todd 111 ,

Great start

This is a good simple app for calculating changes to mortgage payments. Should help people save money. It would be great if it had all the other great features on the web site. I like to track and visualise my savings over time it would be great if there was a simple feature to graph savings over time on a bar graph.

gympant ,


So good to see the calculations done so quickly. Easy to make comparisons for different financial circumstances.

Emily1980$$ ,

Great app

Very useful and easy to understand


Appfactory Pty Ltd
2.2 MB

Requires iOS 8.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© @2017 The Money Mentor Way Pty Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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