*** Brand new Safely Spend budgeting limit for each category feature ***
*** Consistently top 10 finance app in Australia ***
*** Loved by over 350,000 Australian users ***

Pocketbook is the app to get if you want to be better with your money. Now re-designed with enhanced budgeting feature that lets you set Safely Spend limits by category, and more accurate transaction categorisation.

Pocketbook makes personal finance and budget planning really easy. It is the only personal finance app that gives you the option to synchronise with Australian Banks – so no more manual entry- and teaches you how to budget with 3 simple rules. Loved by over 350,000 Australians.

- Kochie, Sunrise - "This is getting to be one of my favourites! ... it automatically downloads all the information and classifies it."
- CNET - "Pocketbook is the best app of its kind we've ever seen."
- Winner – 2017 FintechBusiness Best Personal Finance Innovator
- Winner – 2016 Finder Best Personal Financial Management App
- Featured in The Australian, The Huffington Post, Yahoo! Finance, Business Insider, ZDNet, Computerworld

The Pocketbook app makes personal finance ridiculously simple. Put an end to manually track your spending on spreadsheets. The perfect budgeting tracking tool!

You’ve tried other budgeting apps, now try Pocketbook, made by Australians for Australian iPhone users.

Within 60 secs of signing-up to the app, we automatically sync your accounts, get 80% of your transactions automatically categorised and upcoming bills detected. We'll send you helpful alerts for when bills are late, and bank fees are charged. Not to mention a weekly summary to keep your budget on track.

Reasons why Pocketbook app is the most amazing tool for budgeting, money management and expense tracking:

1. Discover your spending across all your bank accounts - See where your money is going, and manage your spending. Automatically sync all your bank transactions with the app into a single view in seconds. We'll do the heavy lifting for you. Bank feeds available for Commonwealth Bank, Westpac, ANZ, NAB, St George, Bankwest, Citibank and more!

2. Know exactly where and how you spent – Use mobile photos and geo-location to input cash transactions like coffee and beer, or add additional details like photo receipts, bills and invoices to your transactions.

3. No more missing bills and late-fees - All your bills automatically detected and in the one place. Get notified when they are coming up and if you have enough money to cover.

4. Organise your finance and budget for future – Auto-categorisation and tagging putting you back in control of your finances. Safely Spend helps you limit your weekly, fortnightly or monthly spend, so you can budget without even thinking, making us your also a full financial organizer for your every day life.

Features in the app today:
- Activity feed which is updated with the latest insights on your money.
- Single view of your budgets, recent transactions, balances and upcoming bills.
- Drill down with spending charts by account or category.
- Sync your Australian bank accounts so no more manual entry.
- Upcoming bills reminders and tracking recurring payments.
- Manual data entry of cash transactions (with location and photo receipts).
- Auto-categorisation of 80% of your transactions into smart spending categories.
- Safely Spend to track and limit your discretionary spend by category beyond your bills.
- Alerts for late bill, large bank fee, and spending close to limit.
- Weekly summary alerts to inform you of upcoming bills.
- Upload QIF and OFX finance file formats.

Visit for more information.

What's New

Version 4.0.3

• Now looks as beautiful on your iPad as it does on your iPhone. Many people requested this and we got it done for you as an early present.
• We have put in a search function when choosing categories!
• iPhone X optimisations. We already had support but optimised a number of screens.

Coming soon is a net spend/savings feature.

Ratings and Reviews

4.3 out of 5

1.8K Ratings

1.8K Ratings

Latest update is unbelievable


I have been using Pocketbook for a while and I didn't think it could get better but it did in the latest upgrade. You can see and understand how this can help you once you sign in, you can drill down to the last cent to find out how much you're spending where in your life. You can add notes to expenses so it can remind you later down the line where that money went to that was a spontaneous purchase. you can add Or correct bills. you get reminders for bills. income and expenses are different colours to stand out in an already visually appealing screen. you get percentages of how much your money is spent on certain categories so whether you like to check or balance finances weekly monthly quarterly or annually you can work out the percentage of where your money is going. this is a very intelligent financial app that can only benefit your life. I am in between jobs and because of this upgrade I can cut down on expenses that normally I would not have realised was so high and that has immediate affect eg I stopped having lunch at cafes several times and more than halved my visits. this has saved me hundreds. This would benefit people who are not financially minded as well because it will do everything for you. also caters to the person who wants to know where that last cent was spent. do you self a favour support this Australian company and this app. get it

Good, but I have suggestions that will make it great.


Love that it links to all my bank accounts and categorizes.
Love the pie chart that shows me my spend in each category that month.

What it still needs:

-to be able to pull reports to track data
-to be able to split transactions (eg. When buying something from the supermarket for $5 then getting $20 out, I need to be able to edit the transaction to show that I've only spent $5 on groceries and got $20 spending money out.)
-to be able to set a safe spend that doesn't include regular bills/expenses so it's actually accurate
-to be able to remove categories I don't want due to never using
-to be able to edit categories I've added but have made a mistake when I set them up so want to change
-the bills planner is useless at the moment because unless you know the exact due date of the bill, it will skew your budget and either tell you you have paid it late or spent money you haven't accounted for. I deleted bills for this reason after two days.
-to be able to edit the date that the expense was actually incurred. It takes a couple of days for transactions to sync and 9 times out of 10 it's got the wrong date attached to it. It would be useful to be able to record this accurately so you can track your average spend for each day of the week and look at when you're spending the most money.

Good job overall, I will keep using the app but if you made the above changes it would make it a flawless app.

Love this app


I can not believe this app is free! I just love it. We’d been using another budget app which was good, but I actually constantly felt stressed about money. But with Pocketbook I feel we actually have more money and it feels easier to manage everything and still feel like we have a little left over to enjoy life. Staying in on top of bills is way easier now and I just LOVE the safely spend feature.
The only improvement I would suggest is if there was a way for the app to register pending transactions on the credit card. Because often there might be a lot of pending transactions and it is not until they actually clear that pocket book registers them. It is not a big deal, but can sometimes make you feel you have more money than you actually do and you just have to double check your bank statements to see what might not have cleared. But over all, I love this app and would recommend it to everyone.


Pocketbook Australia Pty Ltd
85.7 MB
Requires iOS 9.1 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© Pocketbook Pty Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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