Wisr App is the best way to tackle your debt without having to think about it. It’s Australia’s first app that lets you round-up your digital spare change to pay down your debt faster. On average users pay off an extra $100 a month of credit card or mortgage debt. Simply link an existing bank account, nominate a Debt Account to pay down and Wisr takes care of the rest.

Key features:

(Almost) any bank
Wisr App can automatically round-up from almost any account, from any Australian bank - as long as it's not an overdraft or borrowed money. You can also choose whether to pay down a credit card or mortgage debt

Set and forget
Once set up, Wisr tracks your daily transactions and rounds them up to the nearest dollar. The total round-ups are automatically withdrawn weekly and paid off your debt each month. It’s like spare change, that’s digital and super useful.

From little things big things grow
Every little bit helps when it comes to paying off your debt, and that’s where Wisr App comes in. Wisr App really shines when used in addition to the monthly debt repayments you would normally make. Using your digital spare change, you can achieve the debt-free feels sooner.

Low cost, big savings
Wisr App costs just $1.25 a month to use whilst you’re actively rounding-up. We won’t charge you if you’re taking some time out or if you cancel the service.

Keep on track
Picture yourself being debt-free in 6 months? A year? Set a goal for how much extra you want to pay off your debt and Wisr works out a weekly round-up target just for you.

Tip top top-ups
Aim for the debt-free skies, and use extra firepower to get you there. Make extra contributions to pay down your debt anytime with Wisr’s Booster feature. Simply select an amount up to $25, tap a button and watch your extra debt repayments take off.

Sharing is caring and rewarding
Paying down your debt faster is a pretty cool feeling. So it makes sense to share the good vibes with your friends, family, and colleagues. Invite others to the app, and once their account is active you’ll both get $5 extra paid into your Debt Account. Everybody wins!

Safe and sound
So you can be successful on your debt-free mission, we go the extra mile to keep your data and privacy on lockdown. Biometric security, encrypted transmissions, encrypted storage, HTTPS Everywhere, and AES-256 encrypted storage are just some of the ways we use technology to keep your data and privacy safe.

What’s New

Version 2.0.8

Bug fixes and performance improvements

Ratings and Reviews

4.3 out of 5
24 Ratings
24 Ratings
Iusedtocare ,

Good idea but app needs a lot of work

I set a pin on initial setup. Then tried to link my bank account and it kept coming up with an error. Went to try login again later and it didn’t recognise my initial pin. App tells you to provide a mobile number to reset your pin but then there is no submit button... what a mess...

Lot of work needed to improve the app.

Developer Response ,

Hi there,
Thank you for your feedback. I'm sorry to hear you're experiencing issues with resetting your password. I've raised this with our Developers to look into.
In the interim, if you'd like to send an email to with your account details, we'll be more than happy to assist with resetting your account from our end.
Warm regards,
Holly & Team Wisr

hitherewhatsgood ,

The next big thing

This comapny is way ahead of its time

Developer Response ,

Thank you for your feedback!

jaffass ,


Smart way to pay down some debt

Developer Response ,

Thanks for your feedback!


177.7 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© Wisr Finance Pty Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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