iPhone Screenshots


The Xinja app and card will let you manage and keep an eye on your discretionary spend. Load it up at the beginning of the month and get through in great financial shape. Chuck away your credit card and get financially healthy. Features include:

• Tap & Go prepaid card
• Instant top up Xinja.me - easily split costs or get paid
• Track your spend
• Lock/Unlock card instantly
• Zero overseas ATM fees by Xinja
• 100% refund of FX fees
• Zero atm/card/account fees
• iOS widget for easy access
• Great support including chat
• Lots of emojis!

Follow us - @xinjamoney all channels!


What’s New

Version 1.5.1

Just a simple release to update a few bits of copy as we've been granted our restricted banking licence which means we are now Xinja Bank! Yeh!

Ratings and Reviews

4.4 out of 5
53 Ratings
53 Ratings
Benny boy1997 ,


This app has been very fast and useful for the time I have tried it, only thing I can recommend is for transactions to display the full name of the establishment that we have spent. E.g I spent money at supa IGA and the transaction says “pending : Supa...” try and display the full name of the business :) love the app can’t wait for the future!

Kubikface ,

Quite good but...

Overall experience is quite good, app itself works smooth and is straight forward. Big hands down for the card delivery and the way card it’s packed, absolute hit as far as the customer experience is concerned.

But, the app could use few basic features. For example, notifications? With CommBank for instance each time you make a purchase you receive a notification saying how much you just spent.
Not mentioning Apple Pay which was quite a disappointment that is not available.

Nonetheless, app is good, card is shipped quite fast and so far no tech issues. Looking forward to future updates.

vertman17 ,

Good potential

The app is neatly designed and well executed. However there are a few features that would definitely set it apart from the rest. Features like seeing weekly spending habits and other statistical analysis would be great, much like how commonwealth’s app works.


Xinja IP Holdings Pty Ltd
70.8 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 Xinja IP Holdings Pty Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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