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Description

Téléchargez l’application Desjardins Assurances Auto-habitation et profitez de ses nombreux avantages :

● Des notifications météo avec RadarMC
● Un détecteur d’eau et de gel gratuit avec Alerte
● Un rabais potentiel sur votre assurance auto avec AjustoMD
● Un accès rapide à votre dossier d’assurance et à votre réclamation en mode autonome

Radar
Recevez des notifications en cas de grêle, de vents violents, de pluies abondantes ou de tout autre risque météo pouvant endommager vos biens. Radar de Desjardins Assurances vous prévient en cas de risque météo sérieux pour vos adresses spécifiques, dans un rayon de 500 mètres.

Programme Alerte
Lorsque vous détenez une assurance habitation de Desjardins Assurances, obtenez un détecteur d’eau et de gel gratuitement avec Alerte. Si une fuite d’eau ou le gel d’un tuyau est détecté, vous recevrez une alerte sur votre téléphone intelligent et pourrez ainsi réagir rapidement pour limiter les dégâts.

Programme Ajusto
Suivez de près vos habitudes de conduite avec le programme Ajusto de Desjardins Assurances et économisez jusqu’à 25 % sur votre prime d’assurance auto avant votre renouvellement!

Estimation par photos
Lors d'une réclamation impliquant un accident mineur avec votre véhicule, l’Estimation par photos vous permet de prendre vous-même des photos des dommages et de les envoyer à un carrossier ou à un estimateur. Vous évitez donc un déplacement et faites progresser votre réclamation plus rapidement!

Services en ligne
Si vous détenez une assurance automobile ou habitation avec nous, utilisez nos Services en ligne, un accès direct à votre dossier d’assurance, à partir de l’application. Vous pourrez effectuer plusieurs transactions directement sur votre téléphone intelligent.

Vous aimeriez profiter de Radar, d’Alerte, d’Ajusto et de tous les avantages d’être assuré avec Desjardins Assurances? Demandez une soumission!

Vous êtes déjà client? Téléchargez l’application Desjardins Assurances Auto-habitation dès maintenant!





Notes légales

Desjardins Assurances désigne Desjardins Assurances générales inc. au Québec, Certas direct, compagnie d’assurances en Ontario et en Alberta et Certas, compagnie d’assurances auto et habitation, émettrice de produits d’assurance auto et habitation.

Desjardins Assurances ainsi que les marques de commerce associées sont des marques de commerce de la Fédération des caisses Desjardins du Québec, utilisées sous licence.

Certaines conditions, exclusions et limitations peuvent s’appliquer.

MC Radar est une marque de commerce de Desjardins Groupe d’assurances générales inc., utilisée sous licence.

Ajusto est souscrit auprès de Desjardins Assurances et est seulement offert en Ontario et au Québec.

MD Ajusto est une marque déposée de Desjardins Assurances générales inc., utilisée avec permission par Certas direct, compagnie d’assurances et Certas, compagnie d’assurances auto et habitation.

Le rabais d’Ajusto ne s’applique pas à certains avenants et garanties supplémentaires. Applicable selon les conditions d’utilisation en vigueur au moment de votre adhésion au programme Ajusto.

Note : L'utilisation de la fonction GPS en continu peut considérablement diminuer le niveau d’autonomie de votre batterie.

Nouveautés

Version 3.8.1

Correction de bogues mineurs

Notes et avis

2.7 sur 5
115 notes
115 notes
Rockstar_sean ,

Good app but...

This is a great way to see what your driving habits are to a limit. It unfortunately does not actually record safe driving habits.
There are however certain things that need to be corrected that “fix” the score in the insurance companies favour preventing anyone from being able to get a full 25% discount.
1. Driving within the hours of 10am-2pm, ie. NOT rush hour is the only way to score 100 the best I have ever been able to get is 90 and the explanation given for the lower score was because I’m driving during rush hour, to and from work, both in the app and from tech support. As well if you drive after dark, or are a night shift worker your score also goes down because you are driving at night, when traffic is at its lowest?
Yes at night there is a potential of drunk drivers, and reduced visibility. Last time I checked drinking and driving can occur 24 hours a day, and is now number two behind distracted driving both of which, can, and do occur 24 hours a day.
So to penalize a client for these “other peoples” stupid moves, is not fair and is an excuse for you guys to ding clients so you don’t have to give them the 25% discount even though they are a safe driver, as your adds describe.
It needs to be for an accurate assessment of a clients driving habits to show for these drive times without penalty. In fact it should be graded better for safer drivers who actually do the limit and don’t out drive their headlamps by going faster then the posted speed limits, and driving during heavy traffic at the speed of other vehicles.
Since you guys use Google maps to power your app, the system would be able to ascertain the speed of traffic, based on local traffic reports, and from other people using google maps and/or a GPS in their cars.
If a reading is taken from say car A at this location, and it takes that car to travel from a set point to a set point 20-25 minutes, simple math would allow you to see that your client is travelling with traffic in heavy traffic. Not doing the same distance between the same two points in 15 minutes, which means that that driver is weaving in and out of traffic. As well smart phones are really smart... a simple GPS ping will be able to show if that client is in an HOV lane too. My iPhone can be found using an app to show me where it is within 10 feet... lanes on a highway are 12 feet wide, do the math.
You guys can do this too with a simple algorithm modification.
You guys are suppose to be looking at your client and not other drivers actions to formulate their individual scores.
NOT A FAIR PRACTICE.
As well I’m willing to bet that 70% or more of your clients work regular days Monday to Friday between 8-6ish so telling them in order to get an accurate score the only time you can drive and get a good score is when they’re at work and you kind of have to stay there because you can’t drive after work either because it’s at night.
2. According to the Highway Traffic Act of Ontario, (Section 132) and if memory serves me correctly every other jurisdiction throughout North America, impeding traffic is almost as bad as speeding. In fact according the HTA SECTION 132 it carries a fine and 2 demerit points.
I refer to this for, points being taken off for hard acceleration.
Let’s face it speed kills that’s not the issue, but entering a 400 series highway at 40km/hr is extremely dangerous!
Most on-ramps to 400 series highways give you ample distance in the acceleration lane to get up to the speed limit or close to the speed traffic is moving at. This requires a safe driver to use a little more gas to get to speed, 100km/hr to enter the highway at the posted limit, or closer to the average speed that traffic is moving at in lane number 3, (but not over the maximum speed limit).
Entering a 400 series highway doing substantially less then the speed limit, or greater then, causes trucks which are mandated and use speed limiters in Ontario are limited to 105 km/h not to have to move to lane 2 or slam on their brakes to avoid running into the back of your vehicle doing 40 km/h, and lead to the rest of the traffic to slow down to 40km/h to allow for an unsafe driver to get his 100 point potential to get onto the highway.
Seems that it would be a lot SAFER to accelerate a little more in a straight line to match or at least get to 100km/h then to impede traffic and potentially cause an accident. Yes the curve, that yellow sign that says say 40km/h is not a speed limit rather it is a speed suggestion based on math as to be the safest speed that a car can SAFELY go through the curve in slippery conditions based on the skid coefficient of how properly inflated car tires react to ash fault, cement, gravel, sand and so on and so forth.
This is for the curve... at the end of the curve is usually a straightaway of some sort, which is designed to be the proper length for, again “a car” to reach 100 km/h through acceleration.
This is a simple fix, you guys use Google Maps to account for the speeds and locations. A simple modification to allow for harder acceleration on, on-ramps of highways is a coding issue on your part. To add to this what about short on-ramps?
I’ll use the easiest one, Jameson Ave onto the Gardener Expressway westbound, in Toronto, Ontario Canada. At the top of the ramp there is a stoplight and the ramp is 25 metres long... so let’s see 0 to 90 km/h in less then 30 metres... I’m gonna have to press the gas.
Other then these two factors, I like the app but certainly there is always room to improve and get a more accurate assessment of an individuals driving patterns and habits. Not a fixed method for the insurance company to dangle a carrot of a 25% discount in front of a consumers face with no possible way for getting higher then 15-20%.
Make it fair... not everybody can get the full 25% discount, but the way you guys have it set up.... nobody can.

adesl047 ,

Good idea but terrible app

I like the idea of having an app instead of a car plug in, but this app absolutely kills your battery. Uses way to much battery life.

Mephisto&Faust ,

Not Showing Each Drive Score Anymore - BAD!!!

What a joke. Desjardins changed their latest apps version so we no longer see what is the score we received after each drive. This sucks. Time to start SHOPPING INSURANCE elsewhere. Bye bye Desjardins.

Détails

Vendeur
Federation des caisses Desjardins du Quebec
Taille
175.2 Mo
Catégorie
Finance
Compatibilité
Nécessite iOS 9 ou une version ultérieure. Compatible avec l’iPhone, l’iPad et l’iPod touch.
Langues
Français, Anglais
Âge
Classé 4+
Position
Cette app est susceptible d’utiliser votre position même lorsqu’elle n’est pas ouverte, ce qui peut réduire l’autonomie de votre appareil.
Copyright
Copyright © 2015 Desjardins Assurances générales inc. Tous droits réservés. Copyright © 2015 Desjardins General Insurance Inc. All rights reserved.
Prix
Gratuit

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  • Partage familial

    Si vous avez activé le partage familial, vous pourrez partager cette app parmi six membres de votre famille.

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