Featured by Apple, the Canadian Mortgage App has been used over 5+ million times and ranks as Canada's #1 mortgage app.

Financial Post calls it "the app everyone loves to talk about when it comes to mortgages" and it has seen media love on CBC, OREA, La Presse, CMT, MBN, Toronto Star, Metro, and many other news outlets.

Easily calculate your total home ownership cost, the stress test, compare rates by national and regional lenders and brokers, calculate land transfer taxes and determine your affordability to the penny.

Here is a summary of all the features:

• Canadian Payment Calculator
• All Possible Payment Frequencies
• 2018 Stress Test Rules
• Minimum Down Payment Calculator
• Total Monthly Ownership Calculator
• Closing Cost Calculator
• Affordability Calculator
• Maximum Loan Calculator
• Extra Payments Calculator
• Advanced GDS / TDS Calculator
• CMHC Premium Calculator
• Amortization Schedule and Totals
• Load and Save Multiple Scenarios
• Scenario Comparison (side by side)
• All Provincial Land Transfer Fees
• All Municipal LTT
• ON / TO First-time buyer rebates
• ON Non-Resident Speculation Tax
• BCs First time and Newly built rebates
• BCs Foreign Buyer Tax
• PEIs First time buyer rebates
• Real-time Mortgage Rates
• Ability to apply with an expert on the app
• Find an Expert in your area
• Import / Export Calculations
• Generate Summary PDFs
• Beautiful graphs and illustrations
• English, French, Spanish &
• Chinese and Hindi Translated
• Direct Technical Support Chat
• Frequently Asked Questions (FAQ)
• And now Realtors and Mortgage Professionals can also brand CMA to offer their clients a unique mobile experience.

The calculations have also been rigorously tested both mathematically and physically against almost all available mortgage calculators we could find. It's super accurate. It calculates at an extended number of decimal places, avoids floating-point errors and uses specialized rounding as suggested by the European Commission on rounding of currency amounts and IEEE 754.

Canadian Mortgage app is free to use and download.


We offer Real estate and Mortgage Professionals a premium subscription to PRO.

CMA PRO offers industry professionals the ability to personalize the Canadian Mortgage App and share their branded app with clients, prospects and partners.

The PRO app can be customized with your company logo, profile picture, brand colours, contact information, rates and much more. PRO offers premium analytics and the ability to invite and co-brand with referral partners to increase your business.

PRO starts at $9.99 CAD/month. Payment will be charged to your iTunes account and of course, you can cancel anytime, for any reason by visiting your iTunes store account in settings.

Your subscription automatically renews monthly unless auto-renew is turned off at least 24-hours before the end of the current period. Prices are in Canadian dollars, may vary in countries other than Canada, and are subject to change without notice. Terms of use and privacy policy are available here:

If you don't choose to get CMA PRO, you can continue using the Canadian Mortgage App for free forever.

We know you will love it.


Avec plus de 14 millions de vues, l'appli Canadian Mortgage est aussi précise que possible. L'appli de prêt hypothécaire classée n° 1 au Canada est bien plus qu'un simple calculateur de prêt.

L'Appli Canadian Mortgage a été plébiscitée par de nombreux leaders de l'industrie pour sa flexibilité et sa simplicité d'utilisation. Calculez vos résultats instantanément en ajustant vos valeurs au moyen du curseur ou du clavier.

What's New

Version 9.8

Three new features for everyone ..

• Some of us know our monthly property tax and some use the annual amount in the purchase calculator. Guess what, we now support both ways. This feature also triggered a number of other housekeeping tasks. As a result, the app now runs even smoother than before.

• PRO subscribers can now share their custom app in French and their clients will receive a French landing page as well. C'est génial!!

• We didn't just stop there. The Rates filter is now upgraded with a beautiful new design. It's fully dynamic. This means we can now add more filters without ever running out of space. You will love it.


• Fixed a rare bug while filtering rates
• Fixed a bug on the iPad for login
• Fixed a bug when requesting a rate quote
• Team pictures updated in the extra tab

For Realtors and Brokers (PRO Subscribers)

• PRO can show or hide ads as a Local Expert
• Brokers can add more custom rates
• Fixed a bug custom logos
• Custom Rate last updated timestamp
• Added five new colour theme options and 1 new menu

Even before that:

Just like there is an app for everything, there is also an "interest rate" for different mortgages. You can now find rates that are designed for "refinancing" and "rental properties". Simply change the filter in the rates tab and find rates for your special scenario. Even better ...We handpicked some of the top professionals in the industry to help you find the best deals across Canada. They do volume with all the lenders so they get the best rates (not displayed on the app). Simply "Get a Quote" on the app and get your custom rate. It's free!

Ratings and Reviews

4.8 out of 5
3.7K Ratings
3.7K Ratings

Custom extra annual payment

Please allow to enter custom number for extra annual payment. So far it's only $1000, or 10%, 15%, or 20% allowed.

Developer Response

You asked for it ... and now you have it. This feature is NOW available in the current version. Check it out. Hope you like it!!! and thanks for the kind rating, it really helps us keep going.

Ben Salami (CEO)


Broker of Record

Great easy to use App that every house hunter and Realtor should use. Easy to calculate different payment and interest rate options.

Developer Response

Silvermoon, You are the best!! Thank you for the kind review and we also hope you enjoy the new update with lots of extra payment features that you can use to show your clients how much money they can save if they were to add a little more on top. Btw, is there anything we can do to change that 4 stars to 5 stars? Not a big deal but the team really wants to see you 500% happy. Please let us know via the chat feature on the app or if you feel we earned it, let us have it.

Ben Salami (CEO)



I often use this app. For friends and family. We talk about buying property often. This is my go to calculator.


Bendigi Tech Inc.
70.6 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.
English, French, Hindi, Simplified Chinese, Spanish
Age Rating
Rated 4+
© 2013-2018 Bendigi Technologies
In-App Purchases
  1. Broker PRO $29.99
  2. Realtor PRO $19.99
  3. Realtor PRO $9.99


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

More By This Developer

You May Also Like