iPhone Screenshots


We exist so you can travel more, retire sooner, and live a more balanced life.
A reloadable card and app with real-time insights into your spending and saving.

No fees. Instant Updates. Real humans answering your questions.

As a user you earn instant 0.5% cash back on all purchases, and benefit from one of the lowest foreign transaction fees in the industry —1.5%— when you travel.

With KOHO you can set a savings goal and then let us automate your daily contributions. We’ve also introduced RoundUps so that with every purchase you can choose to round-up to the nearest $1, $2, $5, or $10 and save bit by bit without needing to think about it!

Using KOHO doesn’t affect your credit score, and your money is held by Peoples Trust, a federally recognized financial institution.

KOHO doesn’t make money off you, we make money on the interchange fees that merchants are already paying. By showing you instantly where your money is going, KOHO helps you take control of it (without skimming any off the top).

Sign up in minutes and receive a new KOHO Visa card within 10 days.

We have the sweetest user support team in the world (probably). Reach out to us in-app or by email at support@koho.ca.

*** Featured in NASDAQ, The Globe and Mail, CBC, TechCrunch, and Financial Post
*** Featured as Apple’s ‘New Apps we Love’ in March 2017
*** KOHO users have been able to reduce monthly spending by 15% and save an average of $550 in 3 weeks

What’s New

Version 1.32.0

Between all the spiked eggnog, cookies, and shopping, the holiday season is coming in hot! We’ve optimized the app behind-the-screens to keep things running smoothly amidst the chaos. Look for your RoundUp history and a virtual card auto-created just for you. The last update had a bunch of goodies too, so make sure you’re on the latest version!

Ratings and Reviews

4.8 out of 5
1.6K Ratings
1.6K Ratings
Iamneatfreak ,

I am building my savings fast!

It is so easy to save! I know exactly where my money is going! I absolutely love everything about this app!

Canadian maple syrup guy ,

Get $20 Use code 73N4DO03

I have been using this app for a year now and I use it more than my bank account. Not having monthly fees is something that is important when it comes to saving.

Developer Response ,

We're thrilled to hear it! And thank you for the feedback, we love to hear from our users. That's a great idea that is definitely on our minds these days :)

Lalonde92 ,

Get 30$

Use my code ESU4KT9Z and get 30$ free!!

I have got more than 100$ in bonus try it out for yourself its awesome!!!

Developer Response ,

Thanks for those twinkling five stars!


Koho Financial Inc.
47.2 MB
Requires iOS 9.1 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2016 Koho Financial Inc.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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