s-peek credit rating & financial report
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s-peek is a free and easy-to-use tool that helps you understand the credit rating of the companies and the economic / financial quality of all corporations and SMEs in UK and Europe.
s-peek offers the credit scores evaluated by modeFinance which is officially registered as a credit rating agency in accordance with Regulation (EC) No 1060/2009 of the European Parliament ad of the Council of 16 September 2009.
With s-peek you can have Rating of European companies in your palm and know if they are reliable, whether they really generate profits or they are healthy.
With s-peek you have access to the information of over 20 million companies and you can:
- Discover credit rating and commercial credit limit;
- Check out the most important financial data;
- Download business information in PDF (Rating of companies);
- Monitor automatically relevant updates on the report purchased (push notification);
- Invite your friends to use s-peek (and you get free credits!);
- Give your opinion based on your personal experience;
- Read what other people think about each company;
- Invite your friends to share company information (only through web version);
- Share your views on the major social networks.
Want to have financial information of all European companies instantly?
Want to know about the Credit rating of all companies? Want to know about credit limit and the maximum exposure of all your customers? Credit Rating, commercial credit limit and financial information on all companies in Europe at once!
S-peek is the right application which makes these ready for you. Here are some reviews from the users who have tried S-peek:
"Highly recommended: excellent application, easy to use, really helpful"
"Very functional and easy to use. Expect more options! Update: the new layout is super!"
"It is great to have information on companies that you do not know ...”
All assessments present in s-peek are expressed using all available public information about the company examined such as: company name, financial statements, sector in which company operates and so on.
The credit rating of companies and the commercial credit limit available within the application are evaluated using the innovative methodology “Multi Objective Rating Evaluation” (http://www.modefinance.com/home/MOREphilosophy.html) owned by modeFinance. This innovative methodology studies the company as a complex system and deepens the analysis on its different areas: solvency, debt coverage, liquidity, cash cycle, profitability, fixed assets coverage ratio, comparison with the sector and so on.
The color associated with each company is the macro category of credit rating assessed according to the last available year’s financial statement.
Green: AAA, AA, A, BBB
Yellow: BB, B
Red: CCC, CC, C, D
Grey: rating not assessable for the lack of complete financial data.
Basic report: allows you to quickly obtain basic information such as: credit rating in the past three years, commercial credit limit, the main macro areas of the company analysis (solvency, liquidity, profitability), sectorial comparison.
Full Report: allows you to explore the information in the basic report with financial account items: operating revenue, profits (or losses) for the year, total assets, shareholders' equity. This report also includes Corporate Registration Information (address, phone, sector, etc.).
All information is synchronized between the web version (http://www.speek.com) and mobile version in order to increase the ease of use!
Please note that the measure of creditworthiness included in modeFinance s-peek is not a "credit rating" as defined in accordance with the EU Regulation 1060/2009
What's New in Version 2.2.0
This is a new version of s-peek with a lot of improvements:
- update of the credit rating and of the credit limit when new black records are available;
- improvement of the updates when new credit ratings are available;
- improvements when search without results;
- general improvements of the app performance
- Category: Finance
- Updated: Nov 10, 2014
- Version: 2.2.0
- Size: 5.2 MB
- Language: English
- Seller: MODEFINANCE SRL
- © 2012 modeFinance SRL
Compatibility: Requires iOS 5.0 or later. Compatible with iPhone, iPad, and iPod touch.
Top In-App Purchases
- Full s-peek report$16.99
- Basic s-peek report$0.99
- Ricarica 50 crediti$38.99
- s-peek Report Upgrade$15.99