N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 1.000.000 customers. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in less than 8 minutes. Get a Mastercard, activate Apple Pay and enjoy personal banking features like sub-accounts for organizing your finances and MoneyBeam for instant cash transfers between contacts. Add any number of financial products like overdraft, personal credit, or investments. N26 is banking made simple, modern, and enjoyable.

N26 features include (those features can vary by country):
- Spaces—create sub-accounts for all your goals and keep them all together under one login. Spaces makes it easier to save and gives you control over your spending.
- MoneyBeam––instant cash transfers using only a contact’s email address or phone number
- TransferWise—international money transfers into 19 different currencies
- Apple Pay—make quick and easy payments using your Apple devices in stores, online, and in apps (available in France, Italy, Spain, Ireland and Finland)
- Real-time account activity push notifications
- In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits
- Automatic spending categorization
- Up to 5 free ATM withdrawals per month from any ATM, based on a Fair Use policy

N26 products include:
- N26 Black—premium account and Mastercard with comprehensive insurance coverage
- N26 Business—account and Mastercard for freelancers and self-employed customers with 0.1% cashback on all purchases
- N26 Business Black—our premium account for freelancers with comprehensive insurance coverage and free withdrawals abroad.
- N26 Metal—our exclusive card for the digital generation
- N26 Overdraft—overdraft up to €1.000 with 8,9% interest rate approved within minutes, and up to €10.000 for existing customers (available in Germany and Austria)
- N26 Credit—paperless personal credit loan between €1.000 and €25.000 (available in Germany, Austria and France)
- N26 Invest—long-term investment tool with low minimum principal and automatic periodic contributions (available in Germany)
- N26 Savings––fixed term savings account with high interest rates up to 1,48% (available in Germany and Austria)
- N26 Insurance––digital insurance dashboard to manage all your policies in one place (available in Germany)

Safety & Security
- Your money is protected by the German Deposit Protection Fund up to €100.000
- Your data is secured according to German data protection requirements
- Your transactions are 3D Secure for additional authentication and fraud protection using Mastercard SecureCode

Ideas & Feedback
We’re able to create an awesome product because you give us awesome ideas and feedback. We listen to your input and make it work so email us at or comment in the app (Control Center > Service > Product Ideas).

N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ and many more. N26 has more than 5000 five-star reviews.

What's New

Version 3.17

Release notes? Well, we had some. And they. Were. Great. So great that we printed them out and framed them. Unfortunately, as a bank, all framed documents come with a built-in paper shredder. Which was accidentally triggered when we tried to upload them. Whoops.

Well, despite that we've added 2 new colors for our Metal cards and managed to still fix some bugs. Happy upgrading!

Ratings and Reviews

4.8 out of 5
3.7K Ratings
3.7K Ratings

Ultima actualización

No sé ha cargado correctamente y ahora no puedo usarla.

Developer Response

Sentimos mucho que estés teniendo dificultades con cargar tu tarjeta. En este caso, podemos solucionar tu asunto rápidamente si contactas a nuestro equipo de atención al cliente. Nuestros agentes están totalmente familiarizados con este tipo de dificultades por lo que podremos ofrecerte soluciones rápidas.

Sergio Falcon

El banco del que te harás fan... y sin comisiones

Por ahora estoy súper contento. Las funcionalidades básicas que buscaba en un banco convencional sin parte estirada y burocrática de la banca tradicional. Altamente recomendable para personas altamente digitalizadas :)


Cambio de divisa

Sería de gran ayuda poder contar con una especie de conversor que muestre el tipo de cambio a aplicar en cada compra. El encontrarlo y usarlo en la web de Mastercard es muy engorroso. Seguro que pueden ofrecerlo de una manera más elegante y funcional. Por el momento es la única pega que encuentro además de que no tenga versión para iPad.


N26 GmbH
274.2 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
English, French, German, Italian, Spanish
Age Rating
Rated 4+
© N26 GmbH


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