Holvi is the world’s first business current account built for freelancers and entrepreneurs. From invoicing on the go to easy expense management, Holvi gives you a complete set of tools to run your business – all from your mobile device.

Get the current account that saves you time and effort. Create and send invoices in seconds, upload and archive receipts and prepare payment reports for your bookkeeper or accountant. Holvi keeps you in control of your company’s finances – anytime, anywhere.

Holvi has been featured in the Economist, Forbes and Financial Times. Find out why so many small business owners are choosing Holvi, and join the international community of digital freelancers and entrepreneurs!

This is Holvi:

1. Banking on the go

• Get real-time notifications of your account activity
• Search for payments by keyword or filter
• Easy login and fast access with secure PIN authorisation
• Share account access and additional payment cards with your team

2. Mobile invoicing

• Create and send invoices with your mobile
• Stay on top of who's paid with automatic payment tracking
• Customise invoices directly from your mobile device

3. Easy receipt management

• Upload and attach receipts to payments with your phone's camera, and categorise purchases as they occur
• Add bookkeeping data like VAT and comments to payments
• Categorise each transaction for easy bookkeeping with just a few clicks
• Get comprehensive payment reports for your accountant with VAT data, categorisation, attachments and more

4. Safe and secure

• Get in-app card control to lock your Holvi Mastercard – anytime, anywhere
• Enable or disable online payments and ATM withdrawals with just one click
• Enjoy the latest in security technology

As an Authorised Payment Institution, Holvi meets the conduct of business requirements of the European Union Payment Services Regulations.

What's New

Version 2.1.20

Reverse VAT charge manipulation.
Social sharing: account IBAN and invoice preview.
Bug fixes and general improvements.

Ratings and Reviews

2.9 out of 5

12 Ratings

12 Ratings

Ei toimi iOS 11.2.1


Ei toimi iOS 11.2.1:ssä

Rakastan Holvia, mutta appi on vaan unusable


En valitettavasti halua tehdä appilla mitään muuta kuin tarkistaa tilin saldon, tuntuu aina että appin kanssa ollaan unohdettu että vähemmän ei aina ole enemmän kun puhutaan käytettävyydestä. Holville palveluna selaimessa 5/5 mutta appi ei ole muuta kuin nätti.

Buggy interface


App is interesting since unites bookkeeping and bank. Fairly fast customer service. But the interface is full of failures and they do not really take responsibility.

Developer Response

Thanks for your feedback! We would be glad to hear more about the issues you have been facing when using the mobile app and would be happy to receive detailed information via Your Holvi-team


Holvi Payment Services Oy
68 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
English, Finnish, German
Age Rating
Rated 4+
© Holvi Payment Services LTD.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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