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# Loan Calculator =

## Par Amit Sett

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#### Description

This free app is great for calculating a loan or mortgage. You can calculate the monthly payment or the principal loan amount or the loan term or even the interest rate.

'Loan Calculator =' also provides users the ability to do basic calculations.

There are 4 operations for the loan calculation:
PV (Present Value) implies the loan amount
% (Interest) implies the loan interest rate
N (# months) implies the loan term in months
PMT (Monthly Payment) implies the monthly payment towards the loan

The calculator has the ability to compute either PV or N or PMT or % provided that the other three variables have been entered. To set a value for any of the 4 loan operations just enter the value and press the desired operation.

A. To calculate the Monthly Payment for a \$300,000 loan with a 6% interest over 30 years:
1. Enter 300000 then tap the PV button
2. Enter 6 then tap the % button
3. Enter 360 (30 years x 12 months/year) then tap the N button
4. Tap the PMT button to calculate the monthly payment

B. To calculate the Loan Interest Rate for a \$300,000 loan with a \$1500 monthly payment over 30 years:
1. Enter 300000 then tap the PV button
2. Enter 1500 then tap the PMT button
3. Enter 360 (30 years x 12 months/year) then tap the N button
4. Tap the % button to calculate the loan interest rate

C. To calculate the Loan Term for a \$300,000 loan with a 6% interest and a \$1500 monthly payment:
1. Enter 300000 then tap the PV button
2. Enter 6 then tap the % button
3. Enter 1500 then tap the PMT button
4. Tap the N button to calculate the loan term (in months)

D. To calculate the Principal Loan Amount given a \$1500 monthly payment over 30 years at 6% interest:
1. Enter 6 then tap the % button
2. Enter 1500 then tap the PMT button
3. Enter 360 (30 years x 12 months/year) then tap the N button
4. Tap the PV button to calculate the principal loan amount

#### Nouveautés de la version 1.4

Finally we have added the capability to calculate mortgage interest given the Present Value of the Loan, the number of monthly payments and the monthly payment value. The calculated interest rate is accurate up to 1 decimal place

## D’autres ont aussi acheté

Afficher sur iTunes
Cette app a été conçue pour iPhone et iPad.
• Gratuit
• Catégorie : Utilitaires
• Mise à jour :
• Version : 1.4
• Taille : 0.3 Mo
• Langue : Anglais
• Éditeur :

Compatibilité : Nécessite iOS 6.0 ou une version ultérieure. Compatible avec l’iPhone, l’iPad et l’iPod touch.

#### Note

Nous n’avons pas reçu suffisamment de notes pour évaluer la moyenne de la version actuelle de cet article.