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Bank of Scotland Mobile Bank

By Lloyds Banking Group

This app is only available on the App Store for iOS devices.


Our app helps you stay on top of your money. It’s packed with features to make banking with us fast, convenient and more secure than ever. Built-in security technology keeps your banking details safe and private. And you may be surprised by what you can easily do on the move:

- Log in quickly and securely with Touch ID or a 3-character combination from your memorable information
- View your account balances, transactions and statements
- Check payments going in and out
- Add new recipients
- Make transfers and payments home and abroad
- Set up standing orders
- Pay your loan or credit card bill.

Had a mishap with your purse or wallet?
Don’t worry. With the app you can easily report lost or stolen cards and order replacements.

Going abroad?
Tell us with the app, so we know to expect overseas transactions on your card.

Cautious about your personal details?
Reset your Internet Banking password, contact phone number or email address, securely in the app.

With the app you can also:
- Apply for loans, savings, cards and more
- Earn as you spend with Everyday Offers
-- Call us quickly and safely – we’ll already know it’s you so can connect you without the usual security checks.

New to this app? You’ll need to set it up by registering your device first. You’ll need:
- An up-to-date phone number registered with us
- Bank of Scotland UK personal account
- Internet Banking username, password and memorable information (you can create these in the app).

We use the latest online security measures to protect your money, your personal information and your privacy. This includes preventing connections from the app on devices that we think have been tampered with. We also have an online banking guarantee:

We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname and either the last 4 digits of your account number or the last part of your postcode '*** 1AB'. Any text messages we send you will come from BANKOFSCOT and quote the last four digits of your account number.

Mobile Banking is available to our Internet Banking customers with a UK personal account. Services may be affected by phone signal and functionality. Terms and conditions apply.

Everyday Offers is available to Bank of Scotland current account customers (excluding Basic Account holders) aged 18+ with a debit/credit card who bank online. Terms and conditions apply.

* Touch ID requires iPhone 5s or above running iOS 9.0 or above.

When you use this app we collect anonymous location data to help combat fraud, fix bugs and improve future services.

The UK Branch / ATM finder uses location-based services. We, LINK Scheme, Google and / or Apple may use GPS signals and other data from your device (such as your mobile ID) to get your location.

Apple, the Apple logo and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

This app is designed for use on mobile phones and may not be compatible with other devices, such as tablets.

Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

What's New in Version 18.0

Want more info on your most recent transactions? You can now tap any card purchase or paid-in cheque showing in ‘pending transactions’ to bring up more details.

You can also get an instant idea of how much is going out of your current account compared with what’s coming in. Simply scroll to the bottom of your transactions for an at-a-glance ‘in/out’ view.

iPhone Screenshots

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Customer Reviews

Excellent app at your fingertips!

I use online banking all the time and this brings it to a whole new level. I have an iphone 7. An excellent app with which I've found no issues. It's quick, extremely easy and really brings your banking to your fingertips. Security seems spot on too, with all steps taken for the users protection. New fingerprint security makes it all the sweeter to use. Don't hesitate to use this great wee tool. You won't regret it. I see some reviews saying it doesn't work. Nonsense!!!

Absolutely Handy and Easy to Use

Really handy for someone who's needing to check how much money they have in their account(s) and for managing their account too. Great for students or for people who live out in the countryside. Deeply recommend getting it or looking into getting it to students or anybody in fact.

Excellent App

Really great app. I find the reliability of this app invaluable in being able to quickly check my balance which in turn really helps me to keep a tight control on spending, ensuring my bank balance is in a healthy state.

Bank of Scotland Mobile Bank
View in iTunes
  • Free
  • Category: Finance
  • Updated:
  • Version: 18.0
  • Size: 156 MB
  • Language: English
  • Developer:

Compatibility: Requires iOS 8.0 or later. Compatible with iPhone, iPad and iPod touch.

Customer Ratings

Current Version:
All Versions: