Your everyday just got a whole lot easier. Even better banking has arrived.

At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party…

Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler.

From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way.

So go on. Get yourself up to date.

Update now >>

• Free to use, but providers may charge for download and usage
• Use in accordance with local laws and check charges if using abroad
• Use in accordance with our App terms and conditions
• Use in accordance with Apple terms and conditions
• This app may be withdrawn at any time, but we’ll always keep you in the loop.

What’s New

Version 3.3.0

• Introducing fdpay. A new optional keyboard which lets you send money to your contacts using Paym (we've updated our privacy notice with this feature)
• You can now apply for a Regular Saver account within the app
• Bug fixes and small enhancements

Ratings and Reviews

4.8 out of 5
186.4K Ratings
186.4K Ratings
Andieash ,

Just absolutely amazed, how very thoughtful

Oh my I cannot believe this. Just been sent some flowers 💐 who from? I thought. Our bank first direct sent them, why? Because after my week long fight with the oil broker and having to pay out again for a whole new oil order and delivery whilst waiting for my same day, (not) refund, I called the bank as I was worried I could not see any refund. Having been lied to by the broker, Boiler Juice all week I was unable to trust them in my refund. I was quite upset and in tears, the lady Kirsten on the phone from first direct was so helpful and reassuring (not to mention my own personal counsellor)she made me feel so much better. To top it all she organised to send flowers, with a card saying
“a flower delivery is prettier than an oil delivery”
First direct are always so very helpful, lovely to talk to when you need them and very professional, I could not fault them ever and would never change banks, we’ve been with them over 20 years. This act of such thoughtfulness has so exceeded any possible expectation.
Please someone give Kirsten a huge hug from me and a thank you to all at the bank for allowing this sort of thing to be done. Amazing

HunnyM0nster!! ,

I changed bank accounts 10 years ago and have never looked back!

Having tried most of the high street banks in succession and found each to have telephone banking services which are frustratingly slow to get through to a person and not very helpful when you do- I switched to FD and would never change. Most of my needs are accessible via the app but on the few occasions it that I have phoned customer service I get straight through to a person in the U.K. who is fully enabled/ empowered to help me. Pretty much on the first ring!!! Once you set up the security questions you’re away. Charges are low, service is high, staff are attentive, eloquent and fair! A customer service success story. I’ve never me a First Direct customer who is indifferent or negative about their service in any way and I’m the first person to kick off when I get poor service!

Serena Hatstand ,

Such a disappointment :(

Just a quick note to anyone relying on these reviews as a source of information and opinion, a large number of them (especially among the 5*s) are actually reviews of the bank not the app. So far (and it’s still early days) I can not fault the bank but that unfortunately just adds to my disappointment with the app. So, just to be clear, this review is about the app, not the bank:

I can’t believe that a bank with a first class reputation and lengthy online history such as first direct has an app that can’t/won’t or just doesn’t show pending payments - as in cards payments, cash machine withdrawals etc not upcoming direct debits I already know about. I just switched from Santander and their app was the same. Useless. The balance and the “available balance” are different but no breakdown of what has caused that difference. Obviously the bank knows or the difference wouldn’t be there so why not show me? Halifax can do it, American Express can do it (ok a credit card but the principle is the same) why oh why not first direct? What a let down.


first direct
103 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 HSBC Global Services (UK) Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

  • Siri

    Get things done within this app using just your voice.

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