iPhone Screenshots


Meet Chip, the automatic savings app that helps you save up for the things that matter, without feeling it.

Chip knows how much you can afford to save and puts money away for you, to help you reach your goals without even trying. Chip saves money you’ll hardly notice, every few days, totally automatically. Finally, saving money is as easy as spending it.

If your wallet can’t keep pace with your lifestyle, if you have a credit card habit that’s hard to kick, or if you’re “just not a saver” - listen up.

Why use Chip?

• Automatic savings help you save for the things that matter, without feeling it.

• Save more, save less or withdraw your savings any time.

• Built-in tracker shows you what you’ve spent so far, and how it compares to last month.

• Earn up to 5% interest - a rate that’s better than the bank in today’s economy.

• Bank-grade security, with FCA regulation and 256-bit data encryption.

• Get help instantly with live chat customer support.

How does it work?

To start saving, all you have to do is link your bank account, then sit back and let Chip do the work. It learns about your spending behaviour, and every few days it calculates a save you can afford and automatically transfers it to your Chip savings account (held in your name at Barclays).

Chip uses an algorithm to analyse your spending patterns and work out how much you can afford to save. Bringing the latest artificial intelligence technology to personal finance, Chip is smarter than your bank.

Chip transfers money from your bank account into your Chip savings account (held at Barclays) using Direct Debit. You can check your savings account balance any time.

What are you waiting for?

Join us and become an automatic saver - just download Chip, connect your bank account then sit back and let it happen.

What’s New

Version 1.6.0

"Never trust a computer you can’t throw out a window."
- Steve Wozniak
This is the last app update before the big Chip 2.0 launch. A few bug fixes & GDPR compliance updates. We're hard at work bringing you Chip 2.0 and we can't wait to share the results with everyone.

Ratings and Reviews

3.6 out of 5
469 Ratings
469 Ratings

Editors' Notes

Save without even trying.

Tickerz2 ,


The app is brilliant it is helping me save little by little and watch over my money better, I could not recommend the app enough but don’t just take my work for it give it ago for yourself, what have you got to lose?

Jgon1976 ,

Great savings app

Great savings app that allows you to save without realising. Looking forward to the new features


Chip Financial Ltd
58.6 MB
Requires iOS 8.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 12+ for the following:
Infrequent/Mild Realistic Violence
Infrequent/Mild Profanity or Crude Humour
Infrequent/Mild Mature/Suggestive Themes
Infrequent/Mild Alcohol, Tobacco, or Drug Use or References
Infrequent/Mild Cartoon or Fantasy Violence
© Chip Financial Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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