ClearScore: Credit Score Check 4+

Absolutely love this app. It has become somewhat addictive wanting to see my score improve and implementing the suggestions to gain that better score. The information is very accurate and it’s interesting to see the pre approved offers available based on your own score. This app manages to do something that you would normally need to pay for. One other thing I have found is that it really has helped me to understand better how credit scoring works and how easy it is to lose points on your score. Knowing my credit history is no longer a potential scare but a means to want to improve. Get this app you won’t be disappointed. Yes there are lots of offers and deals based on your score but at the end of the day your not obliged or forced to sign up for anything. I read many complaints about the offers etc but at the end of the day the app is not responsible for making decisions on finances, just because something is recommended doesn’t mean it should be taken. Rather than blame the app and the ClearScore company people need to own there financial negatives and not blame others for there own mistakes

Hi Flygy, thanks for your feedback! We really appreciate you taking the time to comment and we're glad to hear our services has been helpful for your financial well-being. Make sure you keep your eyes peeled for lots of new and exciting 'Coaching plans’, ‘Offers’ and 'Learn' articles to help boost your score, understanding and creditworthiness.
Thanks, Maliyah 🤗

..and that’s it. Don’t fall into the trap of “Offers”.
I used to be a huge fan of ClearScore, I couldn’t sing their praises high enough, but as with all things that start small and focus on getting things right, they grow into monsters.
The ‘Offers’ used to be genuine. Over the 4 years or so I’ve been using ClearScore, I’ve used ‘Offers’ to get loans and balance transfer cards. The % indicating the chance of approval helped me decide what was right to apply for, it worked and I’d been able to manage my money. However, now they offer so many different services (loans, credit cards, mortgages, insurances etc) clearly the standard has dropped. I would now guess it’s just click bait. I have just tried to get a new balance transfer as my current offer is coming to an end... my credit score is the highest it’s ever been, and I had 4 cards that had a 90% chance of acceptance. Oh I got accepted, but not one of them kept the original offer; either increasing the APR, the fees, or the duration. So the Chance of being accepted has no relation to the offer, that’s there to pull you in... because once you get to the lenders offer, you don’t get to sit and think about the impact the change it has, you must decide then and there to accept the terms or wait a month to try again.
I’ll be getting my financial services elsewhere from now on, because ClearScore is of no use.

Hi there, thanks for your review. I appreciate you taking the time to leave feedback, and I’m really sorry to hear you've had this experience. I hope I can offer some clarification. We offer a range of offers to helps our users improve their financial self. We also rank each offer according to the savings you’ll make and not based on commission. Furthermore, the interest you would have seen for this product would have been representative APR. Unfortunately, unless you are 100% Pre-approved, for the offer these APR's are subject to change. This should have been made clear to you before applying and I'm sorry if it was not. If there is anything you'd like to understand or query please feel free to email us at ios@clearscore.com so we can look into this for you. Thanks, Maliyah.

Before I joined ClearScore I didn’t have much of a clue about managing my finances. Rarely did I check my credit report and my debt was building to a level I was starting to worry about gaining full control over my outgoings to cover debt and other expenses per month. It seemed no sooner was my wage going into the bank that I was paying over £850 out of it each month which resulted in repeated process of having to use my credit cards to get through the following month. I felt I needed to do something to put it all in order or debt was going to spiral out of control. I joined ClearScore that gave me brilliant tips and advice. My outgoings have halved and I feel in full control of my finances for the first time in my life. I check into clear score at least once a week. Thanks to clearscore I now have no more sleepless nights and don't wish the month away awaiting my next wage to come in.

Hi there, thanks for your feedback! We really appreciate you taking the time to comment and are glad to hear the positive impact ClearScore has had on your financial well being. I'll ensure to pass this feedback onto the team 🤗 Thanks, Maliyah.