iPhone Screenshots


Recommended by Forbes, Financial Times, POLITICO, The Sunday Times and CITY A.M., Emma is your personal financial advocate.

She helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Our data shows she can save up to £600 every year! Emma uses state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money.


● All your finances in one place.
● Avoid overdrafts fees.
● Find and cancel wasteful subscriptions.
● Set budgets and track paydays.
● Help you payoff debt.
● Save money every month.


Emma supports connections with Coinbase, Kraken, Binance, Bitfinex, Bitstamp, Bittrex and individual Bitcoin/Ethereum addresses.


● Emma is secured using SSL 256-bit encryption—the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored.
● The app uses TouchID fingerprint authentication for added privacy and security.
● Emma does not store your online banking credentials.


We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

We are also registered with the Information Commissioner's Office in compliance with the Data Protection Act 1998. Data Protection Registration Number: ZA241546.

Company Registration Number: 10578464.

What’s New

Version 1.5.7

Multiple paydays are finally here!

Just head over the Payday tile in More and add as many paydays as you want!

We are also progressively releasing support for Pending Transactions on all our banks. :)

Thanks for using us and if you love what we do, please leave a review!

Ratings and Reviews

4.6 out of 5
613 Ratings
613 Ratings
sauch123 ,

Ok- needs better categorisation

Categorisation of transactions is very poor. They really need to improve this for the app to really benefit me.

This Record ,

Why a gummy bear?? 😳

The app seems good and I like it so far, but seriously, why is a gummy bear your logo? It looks like a 4 year olds colouring app or something. 🤦‍♀️

Developer Response ,

It's because we are all children over here. :P :P

Derbyshire10 ,

Best financial app

Very clean and aesthetically pleasing with the simple graphics that work really well. The dashboard works fabulously giving key details on spending and even how many days till next payday.

Developer Response ,

Yai! Looking forward to the next payday. ;) Thank you very much.


Emma Technologies LTD.
46.8 MB
Requires iOS 9.2 or later. Compatible with iPhone.
Age Rating
Rated 4+
© 2017 Emma Technologies LTD.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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