iPhone Screenshots


Disclaimer: there is a wait list to access the app due to high demand. If you don't have an invite, just sign up and we'll add you to the waitlist automatically. Thanks for your understanding.

Emma is your financial advocate. She helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Our data shows she can save up to £600 every year! Emma uses state of the art technology to analyze your personal finances and give you the power to make smarter decisions with your money.


● All your finances in one place.
● Avoid overdrafts fees.
● Find and cancel wasteful subscriptions.
● Set budgets and track spending.
● Help you payoff debt.
● Save money every month.


● Emma is secured using SSL 256-bit encryption—the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored.
● The app uses TouchID fingerprint authentication for added privacy and security.
● Emma does not store your online banking credentials.


We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

We are also registered with the Information Commissioner's Office in compliance with the Data Protection Act 1998. Data Protection Registration Number: ZA241546.

Company Registration Number: 10578464.

What's New

Version 1.1.8

Hello folks!

This version introduces:

* the ability to switch accounts type
* fixes some bugs
* helps you hide accounts better

Thank you very much for the feedback and if you like what we do, please rate us!

Customer Reviews

4.2 out of 5

39 Ratings

39 Ratings

Looking forward to new features


Very simple setup process, I had 3 banks linked in a couple of minutes. Relatively simple account aggregation at the moment but there’s a lot of potential with this service so I can’t wait to see new features in the future.

The app I’ve been looking for is here


Emma really is a powerful and simple app to use. It provides automated insights into your finances and displays with really nice design language. Financial institutions are being added all the time and access to support is First Class and refreshingly inviting. Nice job!

Everyday Open Banking


Simple to setup and easy to use app. Especially useful if you’re looking to see expenditure across multiple cards/accounts. Great that it now supports AMEX too. Looking forward to see this product develop!


Emma Technologies LTD.
22.1 MB
Requires iOS 9.2 or later. Compatible with iPhone.
Age Rating
Rated 4+
© 2017 Emma Technologies LTD.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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