As a Funding Circle investor, you can lend to UK businesses using the official Funding Circle app.

It’s free, easy to use and gives you access to a summary of your lending. You can also manage your account by changing your lending settings, add more funds, and sell and withdraw.

The app is currently only available for existing Funding Circle investors. If you’re not registered with Funding Circle, you can join thousands of other people across the UK who are lending to creditworthy businesses, by signing up on our website:

What's New

Version 2.16.2

What's New in version 2.16.2:

So you can quickly and easily see how your account is currently performing, we have moved your annualised net return to your Account Summary.
You can still view your estimated return in the Returns screen.

What's New in version 2.16:

At Funding Circle, our aim is to allow you to earn attractive, stable returns by lending directly to a diversified portfolio of creditworthy businesses. As part of this commitment, we regularly review and update our assessment process and the interest rates at which you lend to businesses.
Following our most recent review, we have updated the projected returns we display for each lending option and will now show these returns as a range.

As part of this update, we have also squashed some minor bugs introduced in the previous version.

Please keep your feedback coming in, we really appreciate it.

-- Funding Circle Mobile Team

Ratings and Reviews

3.5 out of 5
98 Ratings
98 Ratings

Small Niggles

One or two improvements I’d like to see. First one not only concerns app but website too. Many companies can now store your card details securely can’t this be done by FC? It leads me to the second point, when I make a transaction, my bank sends me a passcode to enter to complete the transaction which means I have to go to my messages to retrieve this. When I return to FC I have to fingerprint again & the app resets to the first screen. My passcode is then rendered useless, I have found a workaround by opening up messages at the same time & flipping windows but this only works if I have an open thread from the bank. This is very inconvenient.


Logging in is a pain

The fingerprint login was a huge improvement but sometimes it'll still log you out and prompt for email, password, and secret question. It also resets your progresses if you switch apps to go to your password manager.

The app is looking good and becoming more useful. I mainly use it as a quick overview of how investments are doing. A timeline graph of the return rate after bad debt would be nice to see if investments are going up or down.

P.S. The new feedback prompt closes the app and fails to open the app store when choosing "It could be better" > "Sure, I'll leave feedback".

Developer Response

Hi, thank you for taking time to provide feedback on the Funding Circle app.

The update Version 2.14.2 should fix your logging in issue as long as you are using one device to run the Funding Circle app. We are working on the multiple device login feature and hope to be adding more to the app so keep an eye out for more updates in future!


Works well and is easy to use

This is a good, robust app that gives a summary of your account. Pretty simple to use and I can’t remember it having many problems over the last few years. Feels secure and gives you some useful functionality.

Would be better if it had all of the functionality available on the website, eg being able to see statements. Also, the background photos are a bit cheesy!


Funding Circle Ltd
85.8 MB
Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© 2018 Funding Circle Ltd. All rights reserved.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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