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Curve is for people who want to be smarter with their money. It's a secure app and contactless Mastercard that works together with the Visa and Mastercard accounts you already have. It's not a bank, credit card, top-up card or simple mobile wallet and it does more than payments. So what is it?


"Curve made my life simpler!" - Laurent, Curve user

"My wallet feels safer and lighter." - Daniel, Curve user

"Best all in one card on the market!" - Sven, Curve user

"Saved me lots of money when travelling on exchange and bank fees!! no hidden fees anymore!" - Piotr, Curve user

"it's so easy - no topping up, no extra bookkeeping, it just works." - James, Curve user

"I love the fact that it also ties in with Xero" - Col, Curve user


With all your Visa and MasterCards added securely to the app, you just need your Curve card to spend from multiple debit and credit accounts. Why? You have only one PIN for all your accounts and the Curve card is contactless, so all of your card payments become contactless whether or not your current debit or credit card itself is contactless. Unlike mobile payments, Curve works in over 30 million locations globally and unlike mobile phones, Curve works at ATMs so you have full access to your money. If your phone is off or offline? No problem: Curve's Mastercard works even when your phone is out of action. Lose the fat wallet. Curve is all your cards in one. Try to manage all that with a regular debit card, credit card, top-up card or mobile wallet.


When you spend abroad with Curve, we do the currency conversion instead of your bank. Because we add just 1% - compared to typical bank fees of 3% to 5% - you actually spend less when you spend abroad with Curve. You can see our current rates on our website, and the app instantly shows you the rate for your purchase. Unlike typical travel cards, Curve needs no top-ups. That means no running out of currency while abroad and no annoying leftover amount on your card at the end of your trip. Just simpler, safer, cheaper travel spend.


Curve's connection to Xero makes it easier than ever to automate expenses, so you're free to manage your business. It's a spending card and automated receipt app, all in one. Whether you’re the accountant, bookkeeper or the business account holder, Curve cuts out the hassle of expenses to make life easier. No more searching for old receipts or forgetting to use your old receipt app. Every business purchase is automatically sent straight into Xero for quick and easy reconciliation and receipts can be sent any time from the Curve app to Xero. You can also send an automated email with purchase and attached receipt to your email account.


Security is our first priority. Your data security is ensured by industry-standard SSL encryption applied to all Curve systems. In fact, you're safer with Curve. No data about your existing Visa or Mastercard is stored on your phone, or shared with the merchant or ATM. Your card has been used? You get an instant notification on your phone. You see a fraudulent transaction? Lock the card instantly in the app and contact our 24/7 support team. If something goes wrong, with in-app chat support you can get help and order a new card within minutes.


Ever tried budgeting but given up? Budgeting apps mean manual work after each purchase and after letting a few slip your mind, you quickly lose track. Curve instantly categorises and adds each purchase to your spend timeline.
How much are your monthly groceries? Filter by category: Done.
Did you overspend on holiday? Filter by currency and date: Done.
How much have you spent on your joint account: Filter by card: Done.

Whether you're spending at home or abroad, keeping track or trying to save: Curve is where the smart money is.

Download Curve and get your card today.


What's New

Version 2.7.7

Today we've made it easier for you to share Curve with your friends (and get those sharing rewards!). As usual we've also added some small fixes and enhancements to continuously improve your Curve experience

Ratings and Reviews

4.5 out of 5

612 Ratings

612 Ratings

Secure hmm?


While this is a great idea you are do you have to be quite concerned that you are giving a company all of your card details with all of the providers that you are with. Not only that they also have access to all your transactions when and where items were brought!
I contacted support regarding a “fraudulent transaction” which was invested however I found the support had an I don’t care attitude! They would contradict each other. If your support team don’t care about my security does anyone at Curve? Using ‘bank grade’ security is great but not if you haven’t locked the safe due to staff saying oh it’s secure there was a key around here somewhere?
I liked the idea but second thoughts after my run in with support left me concerned by staff understanding. Oddly it isn’t the potentially fraudulent transaction itself that has me concerned me but rather the way support has handled it! Faith lost.

Superb, it’s changed my life! 😄


As someone who travels a lot with my job the Curve card has become a lifesaver, allowing me to leave my other cards at home, having no international transaction fees and the best bit in my opinion - sending a notification to my phone with the cost in pounds as soon as a transaction is complete! It’s unbelievable how instantly it appears! It’s also contactless which is so convenient and allows me to use it on public transport, it really has revolutionised my travel spending! A must have wether you’re home or abroad in my opinion. ♥️

Great product and very reliable Customer support

Lucy McR

Since I received the card, it’s the only card that I use. Never got a major problem.

When I have reached customer support team, they gave me very detailed answer to understand how their payments work and the timing when standing payments will show up in my account. Very impressive of their dedication when dealing with my complain. More impressive if I compare Curve’s customer support service with the customer support of other bigger fintechs like Revolut or Monzo.


Curve 1 Ltd.
155.4 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© Curve 1 Ltd.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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