With all your Visa and Mastercards added securely to the app, you just need your Curve card to spend from all your accounts. Curve works in over 30 million Mastercard locations globally and unlike mobile phones, Curve works at ATMs so you have full access to your money. Curve's Mastercard works even when your phone is out of action.
#CurveLovesAmex #BringAmexBacktoCurve #FreeYourMoney
"EXCELLENT" - TRUSTPILOT
"Curve made my life simpler!" - Laurent, Curve user
"My wallet feels safer and lighter." - Daniel, Curve user
"Best all-in-one card on the market!" - Sven, Curve user
"Saved me lots of money when travelling on exchange and bank fees! No hidden fees anymore!" - Piotr, Curve user
"it's so easy - no topping up, no extra bookkeeping, it just works." - James, Curve user
"I love the fact that it also ties in with Xero" - Col, Curve user
*** GET MORE FROM CURVE ***
GET REWARDED FOR YOUR SPEND
Get 1% cashback on selected retailers of your choice as an introductory 3-month offer - a little "thank you" from Curve.
TRAVEL LIKE A LOCAL WITH THE REAL EXCHANGE RATE
When you spend abroad with Curve, we do the currency conversion instead of your bank - you get the real rate, compared to typical bank fees of up to 5%. With Curve, all of your cards are fee-free when travelling! Unlike typical travel cards, Curve needs no top-ups. No running out of currency while abroad, no leftover amounts on your card at the end of your trip. Simpler, safer, cheaper travel spend.
***SIMPLICITY IS CURVE***
With Curve you don't need to guess. Get instant notifications on your mobile with every account activity, such as purchases or ATM withdrawals.
EASIER SPEND INSIGHTS
Ever tried budgeting but given up? Budgeting apps mean manual work after each purchase and you can quickly lose track. Instead, Curve instantly categorises and adds each purchase to your spend timeline.
How much for monthly groceries? Filter by category: Done.
Did you overspend on holiday? Filter by currency and date: Done.
How much have you spent on your joint account? Filter by card: Done.
Whether you're spending at home or abroad, keeping track or trying to save: Curve is there to simply help.
SMARTER BUSINESS EXPENSES WITH XERO
Curve's connection to Xero makes it easier to automate expenses, so you're free to manage your business. It's a spending card and automated receipt app, all in one. Whether you're the accountant, bookkeeper or the business account holder, Curve cuts out the hassle of expenses to make life easier.
***CURVE PUTS YOU IN CONTROL***
INTELLIGENT FRAUD PROTECTION
Security is our first priority. Your data is secured by industry-standard SSL encryption applied to all Curve systems. In fact, you're safer with Curve: no data about your existing cards is stored on your phone, or shared with the merchant or ATM.
Your card has been used? You get an instant notification on your phone.
You see a fraudulent transaction? Lock the card instantly in the app and contact our 24/7 support team.
If something goes wrong, with in-app chat support you can get help and order a new card within minutes. That's safety.
GO BACK IN TIME
Made a mistake and used the wrong card to pay? Here's where Curve does its magic. It allows you to go back in time and change the charge to a different card. Especially helpful for those who use personal and work cards, but appreciated by all our users. Including Marty McFly.
Download Curve and get your card today.
* Explore the beautiful new 3D AR models of the Curve Metal card. You can find these on the Product Selector screen during on-boarding and from Manage Your Subscription on the Card Card tab. These models can also be found on the Curve Metal page of our website.
Fixes and Improvements:
* We've improved the way we display refunded transactions
* The on-boarding process has been improved and the app will provide better feedback if anything goes wrong
* There's now a helpful alert if the card you're adding to your wallet has insufficient funds to proceed with card verification
Ratings and Reviews
Fantastic , ignore the silly reviews
App is the online counterpart to the curve card. You can add Visa or Master cards to it to use as the underlying source of funds for the Curve card. App shows almost all transactions instantly and has a rewind feature incase you want to change the underlying card for a previously made transaction. If you were invited to the closed beta for Amex cards then those work too, essentially letting you use your Amex in places that don’t usually accept it. Those of us who were early adopters still have the beta curve rewards with cash back options on places such as Marriott, though I hear anyone who applies now will only have an introductory cashback period with select retailers.
Ignore those who are saying that the app is a scam that takes your money. These people do not seem to understand what a pre authorisation charge is. When you add a new card it will hold £1 or £2 for a short time and release this back to you a few days later at most. It will do this to each new card you attach and is common practice.
Check payments being applied correctly and have alternate ready when travelling
I used Curve happily for a few months albeit I found it wasn’t accepted in some countries abroad -most recently in Cape Verde in Dec at all and in quite a few places in Norway in Jan - so you do still need to carry the underlying cards when travelling. I had been waiting for it to support Amex which is now not going to happen.
My problem came after some kind of update to the software in Jan which initially locked me out of the app (no problem I thought until sorted as had wallet on MasterCard which i use) - only to find out that with the patch to the software Curve itself had switched payment to use my bank Visa. Most of Jan/Feb taken incorrectly direct from bank whilst i was trying to remember to sort out Curve login. After several weeks of trying to resolve and complain with Curve I gave up.
My advice would be if using and on a tight budget- check daily that payments continue to be applied to correct card (mine did until they updated software). AND big one - bring an alternate payment method when travelling as Curve alone would have left us stranded.
Developer Response ,
Hi, thank you for taking the time to post your review.
We are very sorry to hear that you experienced declines whilst you were away travelling. You can use your Curve card anywhere in the world that accepts Mastercard so it disappointing to hear that this hasn't been the case.
The issues regarding your selected card being changed automatically in the app can sometimes occur if a manual change did not go through successfully due to poor mobile/wifi connection or a communication error with our server. Our team would like to know more about why these declines happened and to investigate why you card was changed following the system update. Can you please contact our Support Team on firstname.lastname@example.org, marking the subject of your email 'App Store Review - Follow Up'.
Some great features
Generally I think this is a great concept only needing one card, although I generally use applepay which removes the need for me to carry any cards with me. The feature that I find the most useful is the ‘Go back in time’ which allows you to swap transactions on to a different card. The only reason that I gave 4 stars is that I have had 2 occasions in a short space of time where a transaction has been charged twice on my account because the terminal told me it had declined or I needed to insert the card even though it had already debited my account. Customer service takes about 2 days to get back to you and the response was that it would normally be refunded back within 10 working days. On these occasions they were small amounts, however if they were larger amounts that would cause me major concern. So all in all it’s useful but at times unreliable.
Up to six family members will be able to use this app with Family Sharing enabled.