Monese is the multi-currency mobile banking app that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services than you can shake a stick at - all celebrated by a 9.2/10 TrustPilot score.
Get started today and in just 2 minutes transform your phone into a one-stop local banking branch where you’ll be able to send and receive money, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning and spending. You’ll also be able to withdraw cash from ATMs worldwide and to top up with cash at nearly 40,000 Post Office and PayPoint branches across the UK.
Supported in 11 languages and free of all those pesky hidden fees associated with traditional banks, Monese lets you open an account without need for proof of address or credit checks. Just have your passport or your national ID card to hand!
Moving from London to Paris to Bucharest and back to London? No problem! Unlike other mobile-only accounts, Monese is fully portable across 20 European countries and designed to help you bank like a local wherever you are.
So regardless of where you choose to live - whether it’s for frequent travel, work, study, family, or retirement - you can enjoy a smart, secure and connected banking service in your pocket.
Try it for free now and you’ll get immediate access to:
• A UK current account or a European IBAN account.
• An optional secondary account (£ or €) at no extra cost.
• An optional contactless Mastercard debit card you can use globally - online, in-store or at ATMs.
• The ability to quickly send and receive money locally and internationally.
• A helpful and caring customer support team, available via in-app chat, email and phone.
• A 100% secure banking platform that’s regulated by the UK Financial Conduct Authority.
Our feature-rich smartphone app also provides you with:
• Smart Transactions - see a detailed overview for every payment you make.
• Multiple ways to top up your account quickly, like instant debit card top-ups.
• An easy way to manage your Direct Debits and Recurring Payments to pay things like mobile phone contracts, rent, or gym memberships.
• State-of-the art security features such as locking or unlocking your card on the go, as well as 128-bit encryption (used by all major banks).
• A way to earn money by inviting your friends and family - we'll give you £/€ 10 each when they top up their account with at least £/€ 50 once they’ve opened it!
You can sign up to one of our three plans:
• STARTER (£/€ 0.00 per month) to get going for FREE.
• PLUS (£/€ 4.95 per month) which includes 6 free ATM withdrawals, competitive foreign currency exchange rates and even more affordable top-ups.
• PREMIUM (£/€ 14.95 per month) which includes UNLIMITED free ATM withdrawals, completely free foreign exchange transactions and top-ups.
And now we also cater to customers with UK-registered businesses:
• BUSINESS (£ 9.95 per month) which gives you access to all the features of a UK business account and a Plus personal account at no extra cost.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
We’re already one of the most popular and trusted banking services in the UK and Europe! Have a look at what our customers have been saying:
“An excellent service that has become absolutely essential for me, as I am a newcomer in the UK.” - 5 STARS - Suhoveji
“After living abroad for several years, I found it difficult to open a bank account when I returned to the UK without proof of address. Monese is perfect for someone in a similar situation.” - 5 STARS - Lisa
“If you’re looking to send and receive EUR and GBP, especially if you are living in UK, it would be the best choice.” - 5 STARS - Morteza
In this release we’ve updated certificates to ensure the smooth running of our services. This includes maintenance of account sign-up and referral codes.
Ratings and Reviews
Something funny about these reviews
I downloaded this but so many people in the first couple of pages of reviews speak about the bank closing there accounts and how customer service is absolutely terrible with responses or just fob you off to a different dept who don't answer, also for so many terrible reviews why are the stars so good so I just can't take the chance with them one bad review ok or a few but in two pages lots of the same comments about closing accounts and not getting there money back and the reply on here is always keep in contact with our service dept when the complaints are about the service dept not replying BEWARE BEWARE SOMETHING MOT RIGHT.
Developer Response ,
Hi there - thanks for your review! Accounts can be closed for various reasons, you can have a look at the terms on our website for a bit more detail on that. Our high average rating is a direct reflection of many happy customers (many of whom use Monese as their primary account), which we're completely humbled by!
This bank is scam
The bank closed my account, and told me the funds in my account will refund in 28day, but they never did. After 28 days when I contact them, they said they need to get a “response” from their transfer department, which will take 15 days. This is ridiculous, 15 days to get a response only? And don’t know how long for wait the money bank afterwards. Never get this bank, they just want to take your money and give multiple reasons to keep it. Customer service only give you one answer:” madam, there is nothing I can do”
I never had other answers since I called them.
Illogical account suspension
First everything fine and suddenly they closed my account allegedly because visa problems in the country. They aren’t even informed about local regulations.
Second, the money left in my account is still blocked. No one in the service can give me the info about how much time it will take to transfer the money left.
Developer Response ,
Hi there - we're really sorry to hear you've had trouble with your account! Our team is sometimes required to perform checks to ensure you have permission to reside in the country you're in. The best thing to do is to keep in touch with our support team, who will try to sort this out for you as soon as possible. Thanks!
- Monese Ltd
- 176.9 MB
- Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.
- English, Bulgarian, Czech, French, German, Italian, Lithuanian, Polish, Portuguese, Romanian, Spanish
- Age Rating
- Rated 4+
- © 2013 Monese Ltd
Up to six family members will be able to use this app with Family Sharing enabled.