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Monzo is building the bank of the future, designed for the world we live in today.

Join more than 500,000 people who have used Monzo in over 180 countries and become part of the banking revolution!

Open an account to put Monzo at the heart of your financial life.

- Get a sort code, account number and hot coral Monzo debit card
- Use your Monzo card to pay anywhere in the world that accepts Mastercard®
- Get instant notifications every time you make a payment
- Freeze your Monzo card instantly if you lose it, defrost it when you find it
- Make bank transfers, set up standing orders and direct debits, and have your salary paid straight in
- Pay with your card abroad as you would at home: there are no fees for card payments, and you get the Mastercard® exchange rate
- FSCS protection up to £85,000

We’re steadily rolling out current accounts, but there’ll be a bit of a wait. We’ll invite you to join based on your position in the queue, so download the app to get a current account quicker.

What people are saying about Monzo:

“Monzo? It might just be the future of banking.” — The Guardian
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch

The legal bit:

The term “Monzo Card” refers to the Monzo MasterCard® Prepaid Debit card. MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref. 900051).

What's New

Version 1.9.32

We’ll keep this brief.

If you’re eligible for an overdraft, we’ll send you a notification to let you know. Then you can find out more and switch it on in seconds if you like.

Other than that, it’s all behind-the-scenes tweaks this time around. ¡Adiós!

Ratings and Reviews

4.6 out of 5

1.3K Ratings

1.3K Ratings

Very happy indeed!!!


I acquired the Monzo card last year for a trip to Turkey and all withdrawals transactions were a breeze. As soon as I got back to the hotel and picked up WiFi all the transaction notifications appeared. Great for abroad travel, highly recommend.

Since then I now use this card as a secondary account and as my main card for day to day transactions, topping up as I need. The benefits are, I always know when money is going out with instant notifications (sometimes quicker than receiving the receipt from the checkout). My normal food and fuel debit transactions with a well known high street bank sometimes don’t appear for days... not the case with Monzo. It’s so much easier to track your usage.

One thing that I love is the freeze and unfreezing feature in the App. If I can’t find my card, one tap of a button and it can’t be used, when I find it, another tap of a button and hey presto, back in action.

Great choice for home and abroad

Chrissie m

I heard about this initially last year on the Martin Lewis website and decided to get the card for a trip to Barcelona. So easy to use and great rates too. Since coming home Monzo have made full bank status and I now have their current account which I use to put money into for my day to day spending such as eating out, clothes, hair cuts, make up etc. It has made it so easy to track where I am every month and no more pile of receipts waiting to be reconciled with my account. Every time I spend anything I get a message to confirm the transaction. You also get a message to say how much you’ve spent that day - great for if you’ve got a bit carried away. At the end of the month there’s a report that shows you what you’ve spent under different categories. Can’t recommend Monzo enough. It’s brilliant

What a great card!


I heard about this via the Martin Lewis website prior to visiting American for a one week trip. What an absolutely fantastic option this turned out to be.
- by applying for the card via Martin Lewis site, it was received within 2/3 days, just in time for my holiday (I’m useless at planning ahead).
- the top up option is super quick & easy.
- the instant notification on every penny spent is a fantastic feature, especially when using my card during my trip abroad.
- the tips found throughout the app are really useful and easy to understand.
- the exchange rate available is brilliant.

Although the initial plan was to use this for the holiday only, I have decided I will continue using this to help with my spending for future.

***note for users abroad - some cash machines do charge for withdrawing cash. The first ATM went to charge $5 but I tried another which only charged $3... I made sure I withdrew enough physical cash I needed & then continued to use my card as a regular debit card in shops / restaurants as normal without charges. So just be mindful that you might get stung if the idea is to use it for numerous cash withdrawals which charges are made out of Monzos control. :)


Monzo Bank Limited
203.3 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
Age Rating
Rated 4+
© Monzo Bank Limited


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