N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,000,000 customers. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes. Get a Mastercard and enjoy personal banking features such as sub accounts for organising your finances and a choice of standard or premium bank accounts. N26 offers banking made simple, modern and enjoyable.

N26 features:
Spaces: create custom sub accounts for your savings goals and get more control over your spending.
Real-time account activity push notifications
In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits
Automatic spending categorisation

N26 products:
The free N26 bank account with Mastercard.
N26 Metal (From 17/12/18): our exclusive account with metal card for the digital generation.

Safety & Security:
Your money is protected under EU regulations up to €100,000
Your personal data is safeguarded as per German data protection requirements
Your transactions are 3D Secured for additional authentication and fraud protection using Mastercard SecureCode

N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes and many more. N26 already has more than 50,000 five-star reviews worldwide.

What’s New

Version 3.19

Spaces V1: Get the latest version of Spaces- sub accounts that help you reach your savings goals. Spaces now lets you move money between each space. You can also tap to open your spaces and customise, with a clear overview of all transactions.

N26 Metal (From 17/12/18): Now N26 UK offers the Metal premium membership alongside its standard current account. Make a statement with Metal - a bank account for the digital generation with benefits designed around your lifestyle such as travel insurance, purchase protection along with exclusive partner offers and discounts. Your Metal membership comes complete with a sleek metal Mastercard in one of three colours: Charcoal Black, Slate Grey and Quartz Rose.

Be the first to try Metal in the UK. Until January 31st, you can open a Metal account (minimum 12 months contract) with the first 2 months free.

Ratings and Reviews

4.7 out of 5
1.3K Ratings
1.3K Ratings
lightworks_photo ,

Avoid like the plague

Absolutely abhorrent. Was on chat multiple times from 11:30 till 5pm. Being told conflicting information by multiple advisors. Initially had issues receiving money then once it was in the account I couldn’t use it! Please avoid, honestly out of all of the new challenger banks N26 is by far the worse. Try Starling, Monzo or Revlout but avoid N26 like the plague.

J241191 ,

Still waiting for a card

They said that the card delivery would only take a few working days - it’s been nearly a month now!

ellyson semper ,

Really upset

I’ve registered a month ago and up to now I haven’t even received my card yet still waiting I can’t even get in contact with anyone to see what’s going on


N26 GmbH
279.6 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
English, French, German, Italian, Spanish
Age Rating
Rated 4+
© N26 GmbH


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    Up to six family members will be able to use this app with Family Sharing enabled.

  • Siri

    Get things done within this app using just your voice.

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