Osper is a mobile pocket money management service and prepaid debit card designed to help young people become confident managing their money.
With the ability to set up an automatic allowance directly from a Parent’s personal bank account to their children’s Osper account, there’s no more scrambling for change when pocket money day comes around. Parents have a full overview of what their children are paying for with Osper, and with the touch of a button can enable or disable online payments.
At the core of the Osper product, is our Osper prepaid debit card made for kids. Our cards are custom made for our Osper young people and are a fully functional card, allowing children to:
Use the card in shops, online and at cash machines just like any other debit card
There are no overdraws at all - Osper card are prepaid, your children can only spend what’s on the card
A one touch button can disable and enable the card in-app, should the card ever be misplaces
Osper cards are protected by a 4 digit PIN
The Osper app provides two separate logins, one for the parent and another for the young person. Each with their own functions, our aim is to give children a sense of control and awareness over their own finances.
Within the parent app you are able to
One-stop Allowance – set and forget with our Osper Allowance feature
Instant loading – Make one-off loads in seconds from your pocket
Peace of mind – See your children's balances and transactions in real-time
Safety first – Lock Osper Cards and manage online spending from your Osper App
Your whole family on Osper – manage all cardholders from one App login
Young People, use your Osper Card and personal Osper App login to keep track of your money from your pocket
- Check your spending habits and view transaction history
- Stick to a budget by seeing when your next Osper Allowance is coming in
- Set up automatic or manual savings goals for you to work towards
- Worried about losing your Osper Card? Lock it instantly with Osper Card Lock
At Osper, safety is our top priority.
- Protected by MasterCard – your money is safe whatever eventuality
- Designed to protect Young People – bars, off-licenses and online casinos are blocked by Osper and online spending is optional
- Password Protected – No-one can get into your Osper App except you
Currently parents have to be UK citizens and need a UK debit card to load money onto Osper Cards.
©2016 Osper Ltd. All rights reserved.
The Osper Prepaid Debit Card is issued by IDT Financial Services Limited (IDTFS) in accordance with a licence by MasterCard International, and remains the property of IDTFS.
Hello to all our Osperteers,
This release sees a few minor updates:
- Quick-login: Due to our Emoji Keyboard's popularity, it's now the default choice.
- Rating the app: Selecting "Rate Osper" in the settings now brings you to the correct app-version.
- Changing the Debit Card: To all our parents struggling with the input-field's jumpy cursor. This has now been fixed.
"Money will buy you a fine dog, but only love can make it wag its tail"
- Richard Friedman
Ratings and Reviews
RIPOFF & Really Annoying.
Why charge 50p for every time you load a card with money, you already charge £2.50 for EACH card per month, the extra money for each time someone puts money into it, apart from setting up monthly/weekly allowance is just a rip off.
You even charge if your kid puts their money that you've give them into your parent account and you want to give them some of this money back ?!?!?
PayPal doesn't charge each time you send or have money from a family member/friend and they don't even have a monthly fee.
Drop the 50p PER amount/load, It stops people using it as much as they could and MasterCard definitely doesn't need more money.
STOP SENDING EMAILS EVERY SINGLE TIME A USER MOVES THEIR MONEY AROUND !!!!!
I really like Osper but I would like it if you could give money out of yours not getting it from the bank Otherwise it’s great .
Good for under 16s
It’s handy if your child is out and about without you and needs money for something, however the £30 a year fee is too much. Next year I’ll be switching to a normal bank account with no fees instead.
Up to six family members will be able to use this app with Family Sharing enabled.