iPhone Screenshots


Oval Money helps you set savings aside, automatically, thanks to tools (we call STEPS) based on your habits.

You can link Oval Money to your bank accounts and cards and have an overview of your monthly earning and spending habits, categorised automatically.

You can then set saving Steps that allow you to set aside savings based on round-ups of your transactions, or a fixed amount or % of the amount you spend in chosen categories.

You can link your social media accounts and you can also set saving Steps based on your social media habits, like setting aside a chosen amount for every time you post on your wall.

Oval Money helps EVERYONE save, without being any finance guru; join the community of Ovalers and you also can be money wise!

- No hidden fees, the entire app is free!
- Oval Money has only read access to the transactions in the accounts you connect. Your account credentials are never stored and we will never make transactions on your behalf.


If you’d like to save 50p every time you purchase a posh coffee, or 3% of your gym membership, just set a Step, Oval will take care of the rest!
Here are the three Steps you can set on your transactions:
- Round-Up: Rounds-up the price of your purchases and sets aside the difference, making it possible to look after pennies so the pounds can look after themselves, as your grandmother used to say.
- Percentage: Calculates a percentage of what you spend in a chosen category and sets it aside.
- Fixed Amount: Takes a fixed amount every time you spend in a chosen category and sets it aside.

Oval is unveiling a new set of Steps based on APIs from leading social networks.
Oval will be launching new integrations that allow you to link your savings activity to your social media activity. By activating the new Steps, you will be able to save a chosen amount based on your social media usage.

Oval is designed to create the best saving experience for EVERYONE. If you'd rather have a simple fixed recurring saving plan, then there's a Step for you too. Activate the Recurring Top-Up Step, set how much you'd like to save every week, then sit back and see your savings grow.

You will be able to make better spending decisions. By linking your bank accounts and credit cards we'll give you an outline of your earnings and expenses. If you want more detail on your spending habits, Oval allows you to create custom tags for each transaction. These tags are searchable making it possible to quickly find out exactly how much you are spending on certain items. Our personal finance experts are constantly on the hunt for tips and tricks to make saving easier. These are shared in-app through notifications, and are explained in greater detail in our blog posts. We also invite our community of Ovalers to share methods that have worked for them.

INVEST - coming soon
Your digital savings account will collect the money saved through your programmed steps, empowering you with a growing balance that can be withdrawn at any time. Once you have accumulated some savings in your digital wallet, it might be time to consider moving that money into a savings product that can help your savings grow. Our personal finance experts review the best available savings options and write about them on our blog, where you can get helpful tips on how to make your savings grow from big to bigger.

Please note that the app is not optimised for iPad or iPhone 4. Whilst you can still use the app, the experience may not be optimal.

If you have any questions or would like to share your experiences, we are always here for you - feel free to write to kate@ovalmoney.com

Doesn’t it sound awesome! Download Oval Money for free today and be money wise!

What's New

Version 3.1.3

Hi all :) here's what you'll find in this release:

- Small bug fixing and general performance improvements.

Feel free to share feedback and suggestions any time by writing to us through "Help and Support" in your profile.

Customer Reviews

4.5 out of 5

90 Ratings

90 Ratings

Almost there


The main feature of rounding up and saving works well. If you just want it to help you save a little bit, this app is perfect. Capturing data from you account to display in the graphs is a bit buggy. Things get double counted and moving money into different accounts gets classes as expenditure/credit. Would be nice to filter out those transactions e.g. For non-standard transactions like transfers, first few times ask me then the AI will know what I want to do in the future. I don't yet consider the graphs tracking expenditure/income as useable yet.

Set your savings rules & then let the app save for you!!


Those who complained because the app didn't do what they wanted it to, didn't quite understand the purpose of the app: it does very well what it promises --> it's a great app for tracking expenses, but also for saving money: I've set up 12deposit rules -steps- and I'm putting aside the money without noticing. Awesome ;)
I hope oval money will help me to save more and more...At the moment, I'm saving £25/week, but i will improve!


No more jb

I downloaded thinking this would help me save but once I had a decent amount of money in my account I tried to withdraw it and it would only let me withdraw £5 at a time with a £1 charge! It then wouldn't give me the last £10 even after months of trying. I disconnected the app from my bank but it reconnected without my permission and continued taking money, I had to contact my banks fraud team to get them to cancel the direct debits! I have been speaking to an Elena Capaccioni at the company who was extremely rude to me and blamed me and provided no help and wouldn't refund me. Please for your own good don't get this it has been a hassle for a long time!


Oval Money LTD
68.7 MB
Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.
English, Italian
Age Rating
Rated 4+
© Oval Money Ltd


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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