The no-nonsense banking app - open to all.
Pockit is a simple, safe current account. It comes with a contactless Mastercard and your own account details, just like a high street bank. The difference is that Pockit has no hidden fees, no complicated forms, and no fuss.
What it does have is cashback, direct debit, and even the ability to build your credit history.
You can pay into Pockit with a bank transfer or with cash, at any of the 29,000 PayPoints across the UK. Manage your money anywhere with the free, user-friendly app. The app lets you:
• Check your account balance, even when your phone's offline
• The ability to receive your income directly, with your own account number and sort-code
• Know exactly how you're spending with Pockit's clever statements
• Send money abroad
• Pay bills, and send money to other bank accounts through your app
• Manage extra Pockit cards linked to your account
• Find your nearest PayPoint
• Get notified instantly whenever you spend money or pay in
• See where you're spending using our interactive map
• Block/unblock your Pockit card at any time from anywhere
• Find your PIN, account number, sort code on-the-go
• Log in securely using Touch ID
• View our full list of cashback retailers
Download the app to take back control of your money!
In the latest version of the app, we've fixed lots more pesky bugs and added a few bonus features on top. Now you can upgrade from Pockit Basic to Pockit Full even more smoothly, and change your address from inside the app in moments.
Ratings and Reviews
The best prepay card
Been usin this card to pay for a lot of stuff and is absolutely brilliant. I’ve had this card now for some time now and although I do have a bank account, it’s not always easy to deposit money as I work nights and can’t always get to the bank in time. A lot of times I used to stay up till the bank opens or get up really early so as to get to the bank on time and sometimes always rushing before they close or worse can’t get to the bank in time, ie rush hour, problems parking and queues, etc.
This has made my life (personal and working) so much easier. Just pop into any pay point shop, day or night, and load your money and it’s available straightaway. Brilliant! Can’t recommend this enough. Only issue I have is transfer in or out takes time, sometimes it’s quick about an hour and lot of other times it takes longer. Someone please sort this out. Everything with the app is spot on, notifications, sign in using Touch ID, balances, statements, just like a contemporary bank but more. Plus for 99p charge per transaction, it’s ok.
I’m afraid I’m struggling to find anything good to say about Pockit. They are almost impossible to reach by telephone, (the number on my card has been replaced by another) and when you do get the right number, an hour or more will suffice if you want to speak to someone.
When you email an urgent query about a possible fraud, you are promised a reply within 48 hours (which would be poor enough) but a stock impersonal response is sometimes issued, sometimes not, after around a week.
I have yet to get a conclusion to a straightforward recall of a pending payment after 4 months. They send the same reply about ‘not having a timescale’ each time, so with or without the App, the service is appalling.
The App constantly asks you to sign in using Touch ID. This does not work. Ever. To be asked to try something you know not to work each to you log on is frustrating to say the least. When trying to add funds, the app frequently crashes or even says the loading of the card has failed, when if you log out and in again is actually hasn’t. This can, of course lead to transactions being taken twice, plus 99p fee of course.
Really, both the card company and the App leave a lot to be desired. There should be more respect for their customers and a reliable interface.
Mr Kevin wilkinson
I really like Pockit, it’s fairly priced with the charges, I am using this account with three separate balance cards on it For my children so I am able to transfer money to them and keep an eye on what they are spending it on, this really helps for Christmas and I would definitely recommend them, the only reason I have given 4 stars and not 5 is that the customer service number is very poor as nobody ever answers the phone, but if this was improved it would give your customers more confidence and enable you to sort out any problems very quickly, after all top customer service is the key to any business. This is my constructive criticism and if this was improved I would rate them five stars.
I hope this helps
many thanks Kevin
Up to six family members will be able to use this app with Family Sharing enabled.